Veralytic recently released their Insurer Downgrade/Watch list for the month of July.

In July, four companies had their star rating for financial strength and claims paying ability, one of the primary factors many ratings companies take into account when determining insurer suitability, downgraded. High and stable ratings for financial strength and claims-paying ability are relevant to overall suitability both for ensuring death benefits will be paid and because low or declining ratings can be an early warning sign for upcoming policy charges.

Hartford Life & Accident Insurance Co. saw their rating drop to "half a star."

Aurigen Reinsurance Co. of America, Fidelity and Guaranty Life Insurance and Lincoln Benefit Life Co. all saw their ratings drop to "no star."

The full report can be found here.