I have been doing this for a couple of years now and certain things don't add up. I realize the market is a discounting mechanizism, but why then did the market not crash until the credit was already frozen? Why is it rising when we are creating worse figures than before? ( housing ) We need to create 500k jobs per month over the next 5 years just to get unemployment back to where it was and we are still losing 500k jobs? I guess I'm missing something, what do you all think?