Let me vent a minute:Has anyone else experienced the strange phenomenon of clients who are "loud and proud" Christians being some of the biggest pains in the butt? I am a Christian also, so this isn't about trashing the faith. It's just that so many of the hard-core "Praise Jesus Brother" Christian clients and prospects I deal with are the most fearful, panicky, disturbed people I've ever met.No client lies to me more often than my "Christian" clients. No one stands me up for appointments, makes promises they don't keep, panics at market news, or acts totally irrationally, more often than a Christian client. To top it off, they act like brain-damaged children and then blame God for their behavior.Late yesterday a big-time Holy Ordained Minister Christian Client called to tell me he and his wife had "prayed a lot" about the current economy and "feel strongly" that "the Lord wants us to take our money out of our IRA." I said, "You mean you want to go to cash in the account?" He said, "No, we want to take the money out of our account and close our IRA." This IRA has $250,000 in it. I asked him if the "Lord" advised him, especially since he just retired after working for half the year, that he would face severe tax consequences for withdrawing all of his IRA money at the age of 53? He said he would be okay with taking a 40% hit to his life savings in taxes becase he felt "the Holy Spirit" telling him he needs to keep his money in cash away from financial institutions.This is the same guy who sends me and everyone else he knows daily scriptures and devotionals to my email, always preaching about being "strong in the Lord", having faith, yadda yadda. I convinced him and his wife to come sit with me this morning to try to clear the religious fog, so we'll see if good old common sense can prevail against the Power of Prayer.Anyone else deal with this crap?