VIEWPOINTS: Burt White, Managing Director and Chief Investment Officer, LPL Financial; While football teams are looking for an edge against their opponents on the field, investors will be keeping a close eye on the Fed
VIEWPOINTS: Burt White and Jeffrey Buchbinder, LPL Financial; Investors may begin to wonder if stock market valuations are signaling a larger impending market decline and possibly even the end of this bull market cycle.
Variable annuities can offer a number of potential benefits: They can help plan retirement income, generate tax-deferred growth and, with some contracts, protect principal. Yet even advisors, who recognize the benefits of variable annuities acknowledge their drawbacks—particularly their fees and the tax treatment of gains....More
As the industry continues to shift toward fee based business, many advisors are taking a deeper look into their current practice in an effort to align with this trend. The good news is that shifting away from a commission-based model can transform your practice in powerful ways—including increasing the stability of your revenue streams, enhancing client loyalty and potentially boosting the value of your businesses....More