Insurance

A sophisticated tax planning solution for ultra-high-net-worth taxpayers

Toward a more objective decision

A magic box for making long-term care premiums more affordable

A strategy for clients to use the increased lifetime exemption while protecting themselves from future unforeseen financial changes

Few financial advisors counsel their small business owner clients on insurance, but they should. Insurance funded by buy-sell agreements is essential for most of these clients.

Now’s the time to start discussing annuities for retirement planning with your client

Insurance firms constantly go through cycles of acquisition and sale when it comes to their broker/dealer subsidiaries. But the current sell cycle is different, and it may shake up how the business works.

A new program is not cheap, but some say it's worth it.

In Part 1 of this article, published in the December 2011 issue of Trusts & Estates, I examined a lawyer's duty of care to trust beneficiaries and the current product considerations facing policyholders and carriers. Now, I turn my...