Insurance

It’s possible for philanthropic-minded clients to donate their life insurance to charity and get an attractive tax deduction...

Death benefits from an insurance policy, as part of a prenuptial agreement, can help families avoid conflicts when relationships dissolve.

The flip side is exposure to a hefty estate tax

If your clients need life insurance, they don’t always have to wait for the results of invasive medical tests. New policies can be turned around within days, regardless of complexity, according to an analysis by Independent Life Brokerage...

A new type of private placement product arrives on the scene

What to do when the music stops

Four out of five advisors sell term life insurance to their clients. But as terms get shorter and renewal rates trend upwards, clients may be better off buying whole life instead

Should you recommend your clients get critical illness insurance? In many ways, it’s an emotional, rather than financial, decision.

Some questions to discuss with your clients