The costs of long-term care and its corresponding insurance are only expected to get worse, but there are several alternatives to make sure clients get the care they need.
Some financial decisions need to be prudent. And sometimes you just need to grab a chainsaw, head out in to the world and slaughter legions of the walking dead.
The independent b/ds are now formidable competitors to the big wirehouses. Branch managers ought to take a page from the independents to lure and keep their top talent.