[{"_1":2,"_1483":-5,"_1484":-5},"loaderData",{"_3":4,"_731":732},"root",{"_5":6,"_7":8,"_9":10,"_11":12,"_13":14,"_15":16,"_25":26,"_33":-7,"_34":24,"_35":36,"_39":-7,"_40":41,"_46":-7,"_47":48,"_61":62,"_63":64,"_83":84,"_599":600,"_601":-7,"_602":603,"_616":617,"_647":648},"href","https://www.wealthmanagement.com/wealth-management-industry-trends/regulation-compliance?page=40","brand","wealthmanagement","domainUrl","https://www.wealthmanagement.com","authenticationStatus","anonymous","siteName","Wealth Management","ads",{"_17":18,"_19":20,"_21":22,"_23":24},"networkId",3834,"parentAdUnit","wealthmanagement.home","enabledAds","all","checkClientIP",true,"authConfig",{"_27":24,"_28":29,"_30":24,"_31":32},"enabled","authenticationConfigId","b3e250afecf21fcaaba59166be1b8d16","standaloneRegistrationPage","disableCaptcha",false,"vwo","isDctsTurnOn","oneTrust",{"_37":38},"siteId","ad9183bd-59e1-4e3b-9d43-1d7355ec0f19","cookieBanner","gtmIds",{"_42":43,"_44":45},"primary","GTM-N49ZKQB","secondary","GTM-53CX3SKW","pageContent","ui",{"_7":8,"_49":50,"_51":52},"theme","theme1","font",{"_42":53,"_44":58},{"_54":55,"_56":57},"name","Aleo","url","href=\"https://fonts.googleapis.com/css2?family=Aleo:ital,wght@0,100..900;1,100..900&display=swap",{"_54":59,"_56":60},"Open Sans","https://fonts.googleapis.com/css2?family=Open+Sans:ital,wght@0,300;0,400;0,500;0,600;0,700;0,800;1,300;1,400;1,500;1,600;1,700;1,800&display=swap","environment","prod","featureToggles",{"_65":24,"_66":32,"_67":24,"_68":24,"_69":32,"_70":24,"_71":24,"_72":32,"_73":32,"_74":24,"_75":76,"_77":32,"_78":32,"_79":24,"_80":24,"_81":24,"_82":24},"elnNewsletter","elnWithoutNewsletter","iirisAuthentication","subBrand","useSettingsRedirectAPIVersion1","gatingEnabled","iirisRecommendationDisabled","iasPetEnabled","bridgedMediaEnabled","ecommerceEnabled","iirisRecommendationVer","version4","weather3MonthForecastEnabled","legacyHomepage","oneTrustEnabled","transcendEnabled","skip3rdPartyConsentForPaidGating","useMassRedirectsEngine","layout",{"_85":86,"_103":104,"_127":128,"_408":409,"_507":508,"_513":514,"_597":24,"_598":32},"socialLinks",[87,91,94,97,100],{"_88":89,"_56":90},"type","Twitter","https://twitter.com/wealth_mgmt",{"_88":92,"_56":93},"Facebook","https://www.facebook.com/wealthmanagement1/",{"_88":95,"_56":96},"Youtube","https://www.youtube.com/channel/UC8qA3RvhYDn7qeuldrcVBHw",{"_88":98,"_56":99},"Linkedin","https://www.linkedin.com/company/wealthmanagement-com/",{"_88":101,"_56":102},"RSS","/rss.xml","informaBar",{"_27":24,"_105":106,"_124":125},"leftSection",{"_107":108,"_109":110},"description","WealthManagement.com is part of the Informa Connect Division of Informa PLC","subMenu",[111,115,118,121],{"_112":113,"_56":114},"title","INFORMA PLC","https://informa.com/",{"_112":116,"_56":117},"ABOUT US","https://informa.com/about-us/",{"_112":119,"_56":120},"INVESTOR RELATIONS","https://informa.com/investors/",{"_112":122,"_56":123},"TALENT","https://informa.com/talent/","rightSection",{"_107":126},"This site is operated by a business or businesses owned by Informa PLC and all copyright resides with them. Informa PLC's registered office is 5 Howick Place, London SW1P 1WG. Registered in England and Wales. Number 8860726.","nav",{"_129":130,"_394":395},"mainMenuItems",[131,212,272,312,336,374,379,384],{"_112":132,"_56":133,"_134":135,"_136":133,"_137":24,"_109":138,"_160":161},"News","/wealth-management-industry-trends","seeAllLink","See all","seeAllLinkUrl","hasSubMenu",[139,142,145,148,151,154,157],{"_112":140,"_56":141},"RIA","/wealth-management-industry-trends/ria-news",{"_112":143,"_56":144},"IBD","/wealth-management-industry-trends/ibd-news",{"_112":146,"_56":147},"Wirehouse","/wealth-management-industry-trends/wirehouse-news",{"_112":149,"_56":150},"RPA","/wealth-management-industry-trends/rpa-news",{"_112":152,"_56":153},"Insights & Analysis","/wealth-management-industry-trends/insights-analysis",{"_112":155,"_56":156},"Regulation & Compliance","/wealth-management-industry-trends/regulation-compliance",{"_112":158,"_56":159},"Career Moves","/wealth-management-industry-trends/career-moves","recentContents",[162,200],{"_163":164,"_169":170,"_171":170,"_172":173,"_174":175,"_176":177,"_178":179,"_180":177,"_181":182,"_183":133,"_184":185,"_186":187,"_194":195,"_196":197,"_198":199},"thumbnail",{"_165":166,"_167":168},"src","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt9fea56da3b861800/67aba9c664f85919c405edee/empty-desks-office.jpg","alt","empty office chairs","articleName","McKinsey Estimates Advisor Shortage of 100,000 by 2034","mobileHeadline","articleSummary","The consulting firm says the wealth management industry can address the shortage by boosting productivity levels and attracting new talent.","articleUrl","/wealth-management-industry-trends/mckinsey-estimates-advisor-shortage-of-100-000-by-2034","listPageUrl","","date","Feb 11, 2025","webinarStartTime","categoryName","Industry News & Trends","categoryUrl","contentType","Article","contributors",[188],{"_54":189,"_190":191,"_192":193},"Diana Britton","link","/author/diana-britton","avatar","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt577d466d3af3e521/6724b9c163799c1847454f82/diana-britton-2019-web.jpg","timeRead",3,"variant","card-vertical","layoutVariant","vertical",{"_163":201,"_169":204,"_171":204,"_172":205,"_174":206,"_176":177,"_178":179,"_180":177,"_181":140,"_183":141,"_184":185,"_186":207,"_194":195,"_196":197,"_198":199},{"_165":202,"_167":203},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt703eeb16c01c11a8/6734c1fc938f04a9cc128e2c/dollars-chart-graph.jpg","dollars graph Private equity RIAs","Fidelity: PE Fueled Record 89% of RIA Deals in 2024","Fidelity’s 10th annual M&A report shows compound annual acquisition growth of 14% in the U.S., with no signs of slowing.","/ria-news/fidelity-pe-fueled-record-89-of-ria-deals-in-2024",[208],{"_54":209,"_190":210,"_192":211},"Alex Ortolani","/author/alex-ortolani","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt164ef1afbe9e4240/679be524f6cb950aa4af8e0c/Alex_Ortolani_photo.jpg",{"_112":213,"_56":214,"_134":215,"_136":214,"_137":24,"_109":216,"_160":244},"Investment","/investment-news","See All",[217,220,223,226,229,232,235,238,241],{"_112":218,"_56":219},"Alternative Investments","/investment-news/alternative-investments",{"_112":221,"_56":222},"Digital Assets","/investment-news/crypto",{"_112":224,"_56":225},"Equities","/investment-news/equities",{"_112":227,"_56":228},"ETFs","/investment-news/etfs",{"_112":230,"_56":231},"Fixed Income","/investment-news/fixed-income",{"_112":233,"_56":234},"Investing Strategies","/investment-news/investing-strategies",{"_112":236,"_56":237},"Mutual Funds","/investment-news/mutual-funds",{"_112":239,"_56":240},"Real Estate","/investment-news/real-estate",{"_112":242,"_56":243},"SMAs","/investment-news/smas",[245,259],{"_163":246,"_169":249,"_171":249,"_172":250,"_174":251,"_176":252,"_178":253,"_180":254,"_181":255,"_183":234,"_184":256,"_186":257,"_194":258,"_196":197,"_198":199},{"_165":247,"_167":248},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt72556d5fc3fce101/678fb571ff4a048401411773/Orion_iStock-1362847684.jpg","Orion_iStock-1362847684.jpg","Turning Taxes into Opportunities: How Direct Indexing Can Help Drive Value","Tuesday, February 25, 2025 | 2:00 PM ET","/investing-strategies/turning-taxes-into-opportunities-how-direct-indexing-can-help-drive-value","/webinars","Feb 25, 2025","2:00 pm EST","Sponsored Content","Webinar",[],60,{"_163":260,"_169":263,"_171":263,"_172":264,"_174":265,"_176":177,"_178":179,"_180":177,"_181":233,"_183":234,"_184":185,"_186":266,"_194":271,"_196":197,"_198":199},{"_165":261,"_167":262},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltbbbbe3813e86c7d3/67926b8bef9ab4780b3a1dd5/2000x1040-GettyImages-962723082.jpg","stock market model portfolios","Morningstar: Advisor Use of Custom Model Portfolios Rises","The firm estimates that assets in custom models increased by nearly 50% between mid-2023 and late 2024.","/investing-strategies/morningstar-advisor-use-of-custom-model-portfolios-rises",[267],{"_54":268,"_190":269,"_192":270},"David Bodamer","/author/david-bodamer","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltc188712c90cc93ea/6724b9e08c99fd53fae680b4/beach_pic.jpg",2,{"_112":273,"_56":274,"_134":215,"_136":274,"_137":24,"_109":275,"_160":294},"Wealth Planning","/wealth-planning",[276,279,282,285,288,291],{"_112":277,"_56":278},"Estate Planning","/wealth-planning/estate-planning",{"_112":280,"_56":281},"Financial Planning","/wealth-planning/financial-planning",{"_112":283,"_56":284},"High Net Worth","/wealth-planning/high-net-worth",{"_112":286,"_56":287},"Insurance","/wealth-planning/insurance",{"_112":289,"_56":290},"Philanthropy","/wealth-planning/philanthropy",{"_112":292,"_56":293},"Retirement","/wealth-planning/retirement",[295,304],{"_163":296,"_169":299,"_171":299,"_172":300,"_174":301,"_176":252,"_178":179,"_180":302,"_181":255,"_183":284,"_184":256,"_186":303,"_194":258,"_196":197,"_198":199},{"_165":297,"_167":298},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt4a7faae0f0de1895/6799584c39149a6f92ffdb74/Athene_iStock-1871938240_copy_1280.jpg","group of women client relations","Building Connections with Affluent Women Clients","Tuesday, March 04, 2025 | 2:30 PM ET","/high-net-worth/building-connections-with-affluent-women-clients","2:30 pm EST",[],{"_163":305,"_169":307,"_171":307,"_172":177,"_174":308,"_176":252,"_178":309,"_180":254,"_181":273,"_183":274,"_184":256,"_186":310,"_194":311,"_196":197,"_198":199},{"_165":306,"_167":177},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt7f395f5610dae7b9/67a3e44097e0874cfe2bf760/PostElectionEstatePlanning_iStock-1482364029.jpg","Estate Planning in a New Political Era: The 2025 Playbook","/wealth-planning/estate-planning-in-a-new-political-era-the-2025-playbook","Feb 26, 2025",[],90,{"_112":313,"_56":314,"_134":215,"_136":314,"_137":24,"_109":315,"_160":328},"Business Planning","/business-planning",[316,319,322,325],{"_112":317,"_56":318},"Client Relations","/business-planning/client-relations",{"_112":320,"_56":321},"Growth Strategies","/business-planning/growth-strategies",{"_112":323,"_56":324},"Professional Development","/business-planning/professional-development",{"_112":326,"_56":327},"Diversity & Inclusion","/business-planning/diversity-inclusion",[329,332],{"_163":330,"_169":299,"_171":299,"_172":300,"_174":301,"_176":252,"_178":179,"_180":302,"_181":255,"_183":284,"_184":256,"_186":331,"_194":258,"_196":197,"_198":199},{"_165":297,"_167":298},[],{"_163":333,"_169":170,"_171":170,"_172":173,"_174":175,"_176":177,"_178":179,"_180":177,"_181":182,"_183":133,"_184":185,"_186":334,"_194":195,"_196":197,"_198":199},{"_165":166,"_167":168},[335],{"_54":189,"_190":191,"_192":193},{"_112":337,"_56":338,"_134":215,"_136":338,"_137":24,"_109":339,"_160":349},"WealthTech","/financial-technology",[340,343,346],{"_112":341,"_56":342},"Artificial Intelligence","/financial-technology/artificial-intelligence",{"_112":344,"_56":345},"Cybersecurity","/financial-technology/financial-cybersecurity",{"_112":347,"_56":348},"Support Platforms","/financial-technology/advisor-support-platforms",[350,363],{"_163":351,"_169":354,"_171":354,"_172":355,"_174":356,"_176":177,"_178":179,"_180":177,"_181":158,"_183":159,"_184":185,"_186":357,"_194":362,"_196":197,"_198":199},{"_165":352,"_167":353},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt2c2fe282c7d51ae2/67aa66d4824b2ec4c35656ff/kathy-wunderli-wealthcom.jpg","Kathy Wunderi Wealth.com","Top Hollywood Attorney Joins Wealth.com’s Legal Team","Kathy Wunderli has about two decades of experience in private wealth. She called the company’s legal team “second to none” in digital estate planning.\n","/career-moves/top-hollywood-attorney-joins-wealth-com-s-legal-team",[358],{"_54":359,"_190":360,"_192":361},"Patrick Donachie","/author/patrick-donachie","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt50ebbf7b7dd9e74d/6724b9c0c82032cf0cb96cf4/patrick-donachie-web.jpg",1,{"_163":364,"_169":367,"_171":367,"_172":368,"_174":369,"_176":177,"_178":179,"_180":177,"_181":370,"_183":371,"_184":185,"_186":372,"_194":271,"_196":197,"_198":199},{"_165":365,"_167":366},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltbff88dec1dcb7e72/672ca0a65d57e07059d68930/robert-sofia-snappy-kraken.jpg","Robert Sofia Snappy Kraken","Snappy Kraken Launches AI-backed RIA Enterprise Hub","The advisor marketing firm also revamped its individual advisor campaign app, with CEO Robert Sofia touting a more robust marketing platform to flow from enterprise level to individual advisors.","/marketing/snappy-kraken-launches-new-ai-backed-ria-enterprise-hub","Marketing","/business-planning/growth-strategies/marketing",[373],{"_54":209,"_190":210,"_192":211},{"_112":375,"_56":376,"_134":215,"_136":376,"_137":32,"_109":377,"_160":378},"RIA Edge","/ria-edge",[],[],{"_112":380,"_56":381,"_134":215,"_136":381,"_137":32,"_109":382,"_160":383},"Trusts & Estates","/trusts-estates",[],[],{"_112":385,"_56":386,"_134":215,"_136":386,"_137":24,"_109":387,"_160":393},"Events & Awards","/events",[388,391],{"_112":389,"_56":390},"WM Industry Awards","https://informaconnect.com/wealth-management-industry-awards/",{"_112":392,"_56":386},"Industry Calendar",[],"secondaryMenu",[396,399,402,405],{"_112":397,"_56":398},"Podcasts & Videos","/media-center",{"_112":400,"_56":401},"CE Webinars","/wealth-management-webinars",{"_112":403,"_56":404},"Research","/wealth-management-research",{"_112":406,"_56":407},"Newsletters","/newsletter-subscribe","megaMenu",{"_410":411,"_459":460,"_505":506},"largeMenu",[412,421,432,440,446,451,453,455],{"_112":132,"_56":133,"_109":413,"_134":135,"_136":133},[414,415,416,417,418,419,420],{"_112":140,"_56":141},{"_112":143,"_56":144},{"_112":146,"_56":147},{"_112":149,"_56":150},{"_112":152,"_56":153},{"_112":155,"_56":156},{"_112":158,"_56":159},{"_112":213,"_56":214,"_109":422,"_134":215,"_136":214},[423,424,425,426,427,428,429,430,431],{"_112":218,"_56":219},{"_112":221,"_56":222},{"_112":224,"_56":225},{"_112":227,"_56":228},{"_112":230,"_56":231},{"_112":233,"_56":234},{"_112":236,"_56":237},{"_112":239,"_56":240},{"_112":242,"_56":243},{"_112":273,"_56":274,"_109":433,"_134":215,"_136":274},[434,435,436,437,438,439],{"_112":277,"_56":278},{"_112":280,"_56":281},{"_112":283,"_56":284},{"_112":286,"_56":287},{"_112":289,"_56":290},{"_112":292,"_56":293},{"_112":313,"_56":314,"_109":441,"_134":215,"_136":314},[442,443,444,445],{"_112":317,"_56":318},{"_112":320,"_56":321},{"_112":323,"_56":324},{"_112":326,"_56":327},{"_112":337,"_56":338,"_109":447,"_134":215,"_136":338},[448,449,450],{"_112":341,"_56":342},{"_112":344,"_56":345},{"_112":347,"_56":348},{"_112":375,"_56":376,"_109":452,"_134":215,"_136":376},[],{"_112":380,"_56":381,"_109":454,"_134":215,"_136":381},[],{"_112":385,"_56":386,"_109":456,"_134":215,"_136":386},[457,458],{"_112":389,"_56":390},{"_112":392,"_56":386},"smallMenu",[461,482,490],{"_112":462,"_56":177,"_109":463},"Browse",[464,467,469,472,475,477,479],{"_112":465,"_56":466},"Podcasts","/wealth-management-podcasts",{"_112":468,"_56":401},"Webinars",{"_112":470,"_56":471},"White Papers","/documents",{"_112":473,"_56":474},"Videos","/videos",{"_112":476,"_56":386},"Events",{"_112":478,"_56":404},"WMIQ Research",{"_112":480,"_56":481},"Digital Magazines","/publications",{"_112":483,"_56":177,"_109":484},"Subscribe",[485,487],{"_112":486,"_56":407},"Sign up for Newsletters",{"_112":488,"_56":489},"Trusts & Estates Subscription","https://subscriptions.wealthmanagement.com/offer/wmte-for-cider-scm",{"_112":491,"_56":177,"_109":492},"Content Spotlight",[493,496,499,502],{"_112":494,"_56":495},"RIA Edge 100","/program/ria-edge-100",{"_112":497,"_56":498},"Women, Wealth & Retirement ","https://informawre.lookbookhq.com/l/wm_athene_cec?utm_source=Menu&utm_medium=Menu&utm_id=CEC2025",{"_112":500,"_56":501},"AI, Data, and Security","https://www.wealthmanagement.com/technology/ai-data-and-security-inside-cto-strategy-elite-rias?utm_source=Menu&utm_medium=Menu&utm_id=WM_Box_Pershing",{"_112":503,"_56":504},"Wealth Managers and RPA Advisors","practice-management/wealth-managers-and-rpa-advisors-growing-impact-employee-wellness?utm_source=menu&utm_medium=menu&utm_id=MMA","sideNavSections",[],"navBase",{"_509":510},"logo",{"_56":511,"_512":14},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt2c9c3f4e8c2ef2e0/67376607f92aad2c25dbc4f6/Wealth_Management_Web_Logo.svg","altText","footer",{"_509":515,"_516":517,"_565":566,"_567":568},{"_56":511,"_512":14},"linkSections",[518,538,553],{"_519":520,"_112":536,"_88":537},"links",[521,528,532],{"_522":523,"_525":32,"_112":526,"_56":527},"image",{"_512":177,"_56":524},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltdc17350601b5fc7e/66fd42b30cc86a6e600fef96/WealthMangement_com_Wht@4x_2022.png","openInNewTab","About Us","/about-us",{"_522":529,"_525":32,"_112":530,"_56":531},{"_512":177,"_56":524},"Contact","/contact-us",{"_522":533,"_525":32,"_112":534,"_56":535},{"_512":177,"_56":524},"Reprints","https://info.wrightsmedia.com/informa-licensing-reprints-request","Get to Know Us","1",{"_519":539,"_112":552,"_88":537},[540,545,548],{"_522":541,"_525":32,"_112":543,"_56":544},{"_512":177,"_56":542},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt916f51aa933bb324/66f40addade5311327ee6792/WealthManagement_com_1line_4C@4x_2022.png","Advertise","/advertising-marketing-solutions",{"_522":546,"_525":32,"_112":547,"_56":544},{"_512":177,"_56":542},"Marketing Solutions",{"_522":549,"_525":32,"_112":550,"_56":551},{"_512":177,"_56":542},"Research Services","/about-wealth-management-iq","Partner With Us",{"_519":554,"_112":380,"_88":537},[555,559,562],{"_522":556,"_525":32,"_112":557,"_56":558},{"_512":177,"_56":542},"Issue Archive","/publications/trusts---estates",{"_522":560,"_525":32,"_112":561,"_56":489},{"_512":177,"_56":542},"Subscriptions",{"_522":563,"_525":32,"_112":564,"_56":531},{"_512":177,"_56":542},"Contact T&E","brandLinks",[],"copyright",{"_569":570,"_519":575,"_112":596},"businessUnit",{"_56":571,"_54":572,"_573":574},"https://informaconnect.com/","Informa Connect","logoUrl","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltf615ac6588597eb9/674ef043f505085431040156/Informa_Connect_Logo_1Line_White_Solid_RGB.webp",[576,580,584,588,592],{"_522":577,"_525":24,"_112":578,"_56":579},{"_512":578,"_56":579},"CCPA: Do not sell my personal info","https://privacyportal-eu-cdn.onetrust.com/dsarwebform/c1f53e84-9f05-4169-a854-85052b63c50b/5f26b553-52cc-4973-a761-295d5634a6b6.html",{"_522":581,"_525":24,"_112":582,"_56":583},{"_512":582,"_56":583},"Terms of Use","https://informaconnect.com/website-terms-of-use/",{"_522":585,"_525":24,"_112":586,"_56":587},{"_512":586,"_56":587},"Code of conduct events","https://informaconnect.com/code-of-conduct/",{"_522":589,"_525":24,"_112":590,"_56":591},{"_512":590,"_56":591},"Privacy Policy","https://informa.com/privacy-policy/",{"_522":593,"_525":24,"_112":594,"_56":595},{"_512":594,"_56":595},"Cookie Policy","https://informaconnect.com/cookie-policy/"," Informa Connect Limited. Registered in England & Wales with number 01835199, registered office 5 Howick Place, London, SW1P 1WG.","isSponsorBarEnabled","isPaidContent","newRelicJs","window.NREUM||(NREUM={});NREUM.info = {\"agent\":\"\",\"beacon\":\"bam.eu01.nr-data.net\",\"errorBeacon\":\"bam.eu01.nr-data.net\",\"licenseKey\":\"NRJS-26ae6a3b09493bbcc87\",\"applicationID\":\"514078057\",\"agentToken\":null,\"applicationTime\":5.151509,\"transactionName\":\"MhBSZQoZWEEDU0ZaXgtac0QLDFlfTR9FVlAJAVgcFRlYUwVVX1ZfEVhZXxwNRUYQSR9HQwAbVEJXClNVF1xTR1gKGx1SFxVGXgtRXFBU\",\"queueTime\":0,\"ttGuid\":\"cf53acf74016abb0\"}; (window.NREUM||(NREUM={})).init={privacy:{cookies_enabled:true},ajax:{deny_list:[\"bam.eu01.nr-data.net\"]},distributed_tracing:{enabled:true}};(window.NREUM||(NREUM={})).loader_config={agentID:\"538481155\",accountID:\"3936348\",trustKey:\"3288925\",xpid:\"Vw8EV1VXABAFVVVSAAkHU1M=\",licenseKey:\"NRJS-26ae6a3b09493bbcc87\",applicationID:\"514078057\"};;/*! For license information please see nr-loader-spa-1.281.0.min.js.LICENSE.txt */\n(()=>{var e,t,r={8122:(e,t,r)=>{\"use strict\";r.d(t,{a:()=>i});var n=r(944);function i(e,t){try{if(!e||\"object\"!=typeof e)return(0,n.R)(3);if(!t||\"object\"!=typeof t)return(0,n.R)(4);const r=Object.create(Object.getPrototypeOf(t),Object.getOwnPropertyDescriptors(t)),o=0===Object.keys(r).length?e:r;for(let a in o)if(void 0!==e[a])try{if(null===e[a]){r[a]=null;continue}Array.isArray(e[a])&&Array.isArray(t[a])?r[a]=Array.from(new Set([...e[a],...t[a]])):\"object\"==typeof e[a]&&\"object\"==typeof t[a]?r[a]=i(e[a],t[a]):r[a]=e[a]}catch(e){(0,n.R)(1,e)}return r}catch(e){(0,n.R)(2,e)}}},2555:(e,t,r)=>{\"use strict\";r.d(t,{Vp:()=>c,fn:()=>s,x1:()=>u});var n=r(384),i=r(8122);const o={beacon:n.NT.beacon,errorBeacon:n.NT.errorBeacon,licenseKey:void 0,applicationID:void 0,sa:void 0,queueTime:void 0,applicationTime:void 0,ttGuid:void 0,user:void 0,account:void 0,product:void 0,extra:void 0,jsAttributes:{},userAttributes:void 0,atts:void 0,transactionName:void 0,tNamePlain:void 0},a={};function s(e){try{const t=c(e);return!!t.licenseKey&&!!t.errorBeacon&&!!t.applicationID}catch(e){return!1}}function c(e){if(!e)throw new Error(\"All info objects require an agent identifier!\");if(!a[e])throw new Error(\"Info for \".concat(e,\" was never set\"));return a[e]}function u(e,t){if(!e)throw new Error(\"All info objects require an agent identifier!\");a[e]=(0,i.a)(t,o);const r=(0,n.nY)(e);r&&(r.info=a[e])}},9417:(e,t,r)=>{\"use strict\";r.d(t,{D0:()=>p,gD:()=>m,xN:()=>g});var n=r(3333),i=r(993);const o=e=>{if(!e||\"string\"!=typeof e)return!1;try{document.createDocumentFragment().querySelector(e)}catch{return!1}return!0};var a=r(2614),s=r(944),c=r(384),u=r(8122);const d=\"[data-nr-mask]\",l=()=>{const e={feature_flags:[],experimental:{marks:!1,measures:!1,resources:!1},mask_selector:\"*\",block_selector:\"[data-nr-block]\",mask_input_options:{color:!1,date:!1,\"datetime-local\":!1,email:!1,month:!1,number:!1,range:!1,search:!1,tel:!1,text:!1,time:!1,url:!1,week:!1,textarea:!1,select:!1,password:!0}};return{ajax:{deny_list:void 0,block_internal:!0,enabled:!0,autoStart:!0},distributed_tracing:{enabled:void 0,exclude_newrelic_header:void 0,cors_use_newrelic_header:void 0,cors_use_tracecontext_headers:void 0,allowed_origins:void 0},get feature_flags(){return e.feature_flags},set feature_flags(t){e.feature_flags=t},generic_events:{enabled:!0,autoStart:!0},harvest:{interval:30},jserrors:{enabled:!0,autoStart:!0},logging:{enabled:!0,autoStart:!0,level:i.p_.INFO},metrics:{enabled:!0,autoStart:!0},obfuscate:void 0,page_action:{enabled:!0},page_view_event:{enabled:!0,autoStart:!0},page_view_timing:{enabled:!0,autoStart:!0},performance:{get capture_marks(){return e.feature_flags.includes(n.$v.MARKS)||e.experimental.marks},set capture_marks(t){e.experimental.marks=t},get capture_measures(){return e.feature_flags.includes(n.$v.MEASURES)||e.experimental.measures},set capture_measures(t){e.experimental.measures=t},capture_detail:!0,resources:{get enabled(){return e.feature_flags.includes(n.$v.RESOURCES)||e.experimental.resources},set enabled(t){e.experimental.resources=t},asset_types:[],first_party_domains:[],ignore_newrelic:!0}},privacy:{cookies_enabled:!0},proxy:{assets:void 0,beacon:void 0},session:{expiresMs:a.wk,inactiveMs:a.BB},session_replay:{autoStart:!0,enabled:!1,preload:!1,sampling_rate:10,error_sampling_rate:100,collect_fonts:!1,inline_images:!1,fix_stylesheets:!0,mask_all_inputs:!0,get mask_text_selector(){return e.mask_selector},set mask_text_selector(t){o(t)?e.mask_selector=\"\".concat(t,\",\").concat(d):\"\"===t||null===t?e.mask_selector=d:(0,s.R)(5,t)},get block_class(){return\"nr-block\"},get ignore_class(){return\"nr-ignore\"},get mask_text_class(){return\"nr-mask\"},get block_selector(){return e.block_selector},set block_selector(t){o(t)?e.block_selector+=\",\".concat(t):\"\"!==t&&(0,s.R)(6,t)},get mask_input_options(){return e.mask_input_options},set mask_input_options(t){t&&\"object\"==typeof t?e.mask_input_options={...t,password:!0}:(0,s.R)(7,t)}},session_trace:{enabled:!0,autoStart:!0},soft_navigations:{enabled:!0,autoStart:!0},spa:{enabled:!0,autoStart:!0},ssl:void 0,user_actions:{enabled:!0,elementAttributes:[\"id\",\"className\",\"tagName\",\"type\"]}}},f={},h=\"All configuration objects require an agent identifier!\";function p(e){if(!e)throw new Error(h);if(!f[e])throw new Error(\"Configuration for \".concat(e,\" was never set\"));return f[e]}function g(e,t){if(!e)throw new Error(h);f[e]=(0,u.a)(t,l());const r=(0,c.nY)(e);r&&(r.init=f[e])}function m(e,t){if(!e)throw new Error(h);var r=p(e);if(r){for(var n=t.split(\".\"),i=0;i{\"use strict\";r.d(t,{a:()=>c,o:()=>s});var n=r(384),i=r(8122);const o={accountID:void 0,trustKey:void 0,agentID:void 0,licenseKey:void 0,applicationID:void 0,xpid:void 0},a={};function s(e){if(!e)throw new Error(\"All loader-config objects require an agent identifier!\");if(!a[e])throw new Error(\"LoaderConfig for \".concat(e,\" was never set\"));return a[e]}function c(e,t){if(!e)throw new Error(\"All loader-config objects require an agent identifier!\");a[e]=(0,i.a)(t,o);const r=(0,n.nY)(e);r&&(r.loader_config=a[e])}},3371:(e,t,r)=>{\"use strict\";r.d(t,{V:()=>f,f:()=>l});var n=r(8122),i=r(384),o=r(6154),a=r(9324);let s=0;const c={buildEnv:a.F3,distMethod:a.Xs,version:a.xv,originTime:o.WN},u={customTransaction:void 0,disabled:!1,isolatedBacklog:!1,loaderType:void 0,maxBytes:3e4,onerror:void 0,ptid:void 0,releaseIds:{},appMetadata:{},session:void 0,denyList:void 0,timeKeeper:void 0,obfuscator:void 0,harvester:void 0},d={};function l(e){if(!e)throw new Error(\"All runtime objects require an agent identifier!\");if(!d[e])throw new Error(\"Runtime for \".concat(e,\" was never set\"));return d[e]}function f(e,t){if(!e)throw new Error(\"All runtime objects require an agent identifier!\");d[e]={...(0,n.a)(t,u),...c},Object.hasOwnProperty.call(d[e],\"harvestCount\")||Object.defineProperty(d[e],\"harvestCount\",{get:()=>++s});const r=(0,i.nY)(e);r&&(r.runtime=d[e])}},9324:(e,t,r)=>{\"use strict\";r.d(t,{F3:()=>i,Xs:()=>o,Yq:()=>a,xv:()=>n});const n=\"1.281.0\",i=\"PROD\",o=\"CDN\",a=\"^2.0.0-alpha.17\"},6154:(e,t,r)=>{\"use strict\";r.d(t,{A4:()=>s,OF:()=>d,RI:()=>i,WN:()=>h,bv:()=>o,gm:()=>a,lR:()=>f,m:()=>u,mw:()=>c,sb:()=>l});var n=r(1863);const i=\"undefined\"!=typeof window&&!!window.document,o=\"undefined\"!=typeof WorkerGlobalScope&&(\"undefined\"!=typeof self&&self instanceof WorkerGlobalScope&&self.navigator instanceof WorkerNavigator||\"undefined\"!=typeof globalThis&&globalThis instanceof WorkerGlobalScope&&globalThis.navigator instanceof WorkerNavigator),a=i?window:\"undefined\"!=typeof WorkerGlobalScope&&(\"undefined\"!=typeof self&&self instanceof WorkerGlobalScope&&self||\"undefined\"!=typeof globalThis&&globalThis instanceof WorkerGlobalScope&&globalThis),s=\"complete\"===a?.document?.readyState,c=Boolean(\"hidden\"===a?.document?.visibilityState),u=\"\"+a?.location,d=/iPad|iPhone|iPod/.test(a.navigator?.userAgent),l=d&&\"undefined\"==typeof SharedWorker,f=(()=>{const e=a.navigator?.userAgent?.match(/Firefox[/\\s](\\d+\\.\\d+)/);return Array.isArray(e)&&e.length>=2?+e[1]:0})(),h=Date.now()-(0,n.t)()},7295:(e,t,r)=>{\"use strict\";r.d(t,{Xv:()=>a,gX:()=>i,iW:()=>o});var n=[];function i(e){if(!e||o(e))return!1;if(0===n.length)return!0;for(var t=0;t0?(o=r.substring(0,i),a=r.substring(i)):(o=r,a=\"\");let[s]=o.split(\":\");n.push({hostname:s,pathname:a})}}function s(e,t){return!(e.length>t.length)&&t.indexOf(e)===t.length-e.length}function c(e,t){return 0===e.indexOf(\"/\")&&(e=e.substring(1)),0===t.indexOf(\"/\")&&(t=t.substring(1)),\"\"===e||e===t}},1687:(e,t,r)=>{\"use strict\";r.d(t,{Ak:()=>c,Ze:()=>l,x3:()=>u});var n=r(7836),i=r(3606),o=r(860),a=r(2646);const s={};function c(e,t){const r={staged:!1,priority:o.P3[t]||0};d(e),s[e].get(t)||s[e].set(t,r)}function u(e,t){e&&s[e]&&(s[e].get(t)&&s[e].delete(t),h(e,t,!1),s[e].size&&f(e))}function d(e){if(!e)throw new Error(\"agentIdentifier required\");s[e]||(s[e]=new Map)}function l(e=\"\",t=\"feature\",r=!1){if(d(e),!e||!s[e].get(t)||r)return h(e,t);s[e].get(t).staged=!0,f(e)}function f(e){const t=Array.from(s[e]);t.every((([e,t])=>t.staged))&&(t.sort(((e,t)=>e[1].priority-t[1].priority)),t.forEach((([t])=>{s[e].delete(t),h(e,t)})))}function h(e,t,r=!0){const o=e?n.ee.get(e):n.ee,s=i.i.handlers;if(!o.aborted&&o.backlog&&s){if(r){const e=o.backlog[t],r=s[t];if(r){for(let t=0;e&&t{Object.values(t||{}).forEach((t=>{t[0]?.on&&t[0]?.context()instanceof a.y&&t[0].on(e,t[1])}))}))}}o.isolatedBacklog||delete s[t],o.backlog[t]=null,o.emit(\"drain-\"+t,[])}}function p(e,t){var r=e[1];Object.values(t[r]||{}).forEach((t=>{var r=e[0];if(t[0]===r){var n=t[1],i=e[3],o=e[2];n.apply(i,o)}}))}},7836:(e,t,r)=>{\"use strict\";r.d(t,{P:()=>c,ee:()=>u});var n=r(384),i=r(8990),o=r(3371),a=r(2646),s=r(5607);const c=\"nr@context:\".concat(s.W),u=function e(t,r){var n={},s={},d={},l=!1;try{l=16===r.length&&(0,o.f)(r).isolatedBacklog}catch(e){}var f={on:p,addEventListener:p,removeEventListener:function(e,t){var r=n[e];if(!r)return;for(var i=0;i{s[n]=t,t in r||(r[t]=[])}))},abort:function(){f._aborted=!0,Object.keys(f.backlog).forEach((e=>{delete f.backlog[e]}))},isBuffering:function(e){return!!v()[s[e]]},debugId:r,backlog:l?{}:t&&\"object\"==typeof t.backlog?t.backlog:{},isolatedBacklog:l};return Object.defineProperty(f,\"aborted\",{get:()=>{let e=f._aborted||!1;return e||(t&&(e=t.aborted),e)}}),f;function h(e){return e&&e instanceof a.y?e:e?(0,i.I)(e,c,(()=>new a.y(c))):new a.y(c)}function p(e,t){n[e]=g(e).concat(t)}function g(e){return n[e]||[]}function m(t){return d[t]=d[t]||e(f,t)}function v(){return f.backlog}}(void 0,\"globalEE\"),d=(0,n.Zm)();d.ee||(d.ee=u)},2646:(e,t,r)=>{\"use strict\";r.d(t,{y:()=>n});class n{constructor(e){this.contextId=e}}},9908:(e,t,r)=>{\"use strict\";r.d(t,{d:()=>n,p:()=>i});var n=r(7836).ee.get(\"handle\");function i(e,t,r,i,o){o?(o.buffer([e],i),o.emit(e,t,r)):(n.buffer([e],i),n.emit(e,t,r))}},3606:(e,t,r)=>{\"use strict\";r.d(t,{i:()=>o});var n=r(9908);o.on=a;var i=o.handlers={};function o(e,t,r,o){a(o||n.d,i,e,t,r)}function a(e,t,r,i,o){o||(o=\"feature\"),e||(e=n.d);var a=t[o]=t[o]||{};(a[r]=a[r]||[]).push([e,i])}},3878:(e,t,r)=>{\"use strict\";function n(e,t){return{capture:e,passive:!1,signal:t}}function i(e,t,r=!1,i){window.addEventListener(e,t,n(r,i))}function o(e,t,r=!1,i){document.addEventListener(e,t,n(r,i))}r.d(t,{DD:()=>o,jT:()=>n,sp:()=>i})},5607:(e,t,r)=>{\"use strict\";r.d(t,{W:()=>n});const n=(0,r(9566).bz)()},9566:(e,t,r)=>{\"use strict\";r.d(t,{LA:()=>s,ZF:()=>c,bz:()=>a,el:()=>u});var n=r(6154);const i=\"xxxxxxxx-xxxx-4xxx-yxxx-xxxxxxxxxxxx\";function o(e,t){return e?15&e[t]:16*Math.random()|0}function a(){const e=n.gm?.crypto||n.gm?.msCrypto;let t,r=0;return e&&e.getRandomValues&&(t=e.getRandomValues(new Uint8Array(30))),i.split(\"\").map((e=>\"x\"===e?o(t,r++).toString(16):\"y\"===e?(3&o()|8).toString(16):e)).join(\"\")}function s(e){const t=n.gm?.crypto||n.gm?.msCrypto;let r,i=0;t&&t.getRandomValues&&(r=t.getRandomValues(new Uint8Array(e)));const a=[];for(var s=0;s{\"use strict\";r.d(t,{BB:()=>a,H3:()=>n,g:()=>u,iL:()=>c,tS:()=>s,uh:()=>i,wk:()=>o});const n=\"NRBA\",i=\"SESSION\",o=144e5,a=18e5,s={STARTED:\"session-started\",PAUSE:\"session-pause\",RESET:\"session-reset\",RESUME:\"session-resume\",UPDATE:\"session-update\"},c={SAME_TAB:\"same-tab\",CROSS_TAB:\"cross-tab\"},u={OFF:0,FULL:1,ERROR:2}},1863:(e,t,r)=>{\"use strict\";function n(){return Math.floor(performance.now())}r.d(t,{t:()=>n})},7485:(e,t,r)=>{\"use strict\";r.d(t,{D:()=>i});var n=r(6154);function i(e){if(0===(e||\"\").indexOf(\"data:\"))return{protocol:\"data\"};try{const t=new URL(e,location.href),r={port:t.port,hostname:t.hostname,pathname:t.pathname,search:t.search,protocol:t.protocol.slice(0,t.protocol.indexOf(\":\")),sameOrigin:t.protocol===n.gm?.location?.protocol&&t.host===n.gm?.location?.host};return r.port&&\"\"!==r.port||(\"http:\"===t.protocol&&(r.port=\"80\"),\"https:\"===t.protocol&&(r.port=\"443\")),r.pathname&&\"\"!==r.pathname?r.pathname.startsWith(\"/\")||(r.pathname=\"/\".concat(r.pathname)):r.pathname=\"/\",r}catch(e){return{}}}},944:(e,t,r)=>{\"use strict\";function n(e,t){\"function\"==typeof console.debug&&console.debug(\"New Relic Warning: https://github.com/newrelic/newrelic-browser-agent/blob/main/docs/warning-codes.md#\".concat(e),t)}r.d(t,{R:()=>n})},5284:(e,t,r)=>{\"use strict\";r.d(t,{t:()=>c,B:()=>s});var n=r(7836),i=r(6154);const o=\"newrelic\";const a=new Set,s={};function c(e,t){const r=n.ee.get(t);s[t]??={},e&&\"object\"==typeof e&&(a.has(t)||(r.emit(\"rumresp\",[e]),s[t]=e,a.add(t),function(e={}){try{i.gm.dispatchEvent(new CustomEvent(o,{detail:e}))}catch(e){}}({loaded:!0})))}},8990:(e,t,r)=>{\"use strict\";r.d(t,{I:()=>i});var n=Object.prototype.hasOwnProperty;function i(e,t,r){if(n.call(e,t))return e[t];var i=r();if(Object.defineProperty&&Object.keys)try{return Object.defineProperty(e,t,{value:i,writable:!0,enumerable:!1}),i}catch(e){}return e[t]=i,i}},6389:(e,t,r)=>{\"use strict\";function n(e,t=500,r={}){const n=r?.leading||!1;let i;return(...r)=>{n&&void 0===i&&(e.apply(this,r),i=setTimeout((()=>{i=clearTimeout(i)}),t)),n||(clearTimeout(i),i=setTimeout((()=>{e.apply(this,r)}),t))}}function i(e){let t=!1;return(...r)=>{t||(t=!0,e.apply(this,r))}}r.d(t,{J:()=>i,s:()=>n})},3304:(e,t,r)=>{\"use strict\";r.d(t,{A:()=>o});var n=r(7836);const i=()=>{const e=new WeakSet;return(t,r)=>{if(\"object\"==typeof r&&null!==r){if(e.has(r))return;e.add(r)}return r}};function o(e){try{return JSON.stringify(e,i())??\"\"}catch(e){try{n.ee.emit(\"internal-error\",[e])}catch(e){}return\"\"}}},5289:(e,t,r)=>{\"use strict\";r.d(t,{GG:()=>o,sB:()=>a});var n=r(3878);function i(){return\"undefined\"==typeof document||\"complete\"===document.readyState}function o(e,t){if(i())return e();(0,n.sp)(\"load\",e,t)}function a(e){if(i())return e();(0,n.DD)(\"DOMContentLoaded\",e)}},384:(e,t,r)=>{\"use strict\";r.d(t,{NT:()=>o,US:()=>d,Zm:()=>a,bQ:()=>c,dV:()=>s,nY:()=>u,pV:()=>l});var n=r(6154),i=r(1863);const o={beacon:\"bam.nr-data.net\",errorBeacon:\"bam.nr-data.net\"};function a(){return n.gm.NREUM||(n.gm.NREUM={}),void 0===n.gm.newrelic&&(n.gm.newrelic=n.gm.NREUM),n.gm.NREUM}function s(){let e=a();return e.o||(e.o={ST:n.gm.setTimeout,SI:n.gm.setImmediate,CT:n.gm.clearTimeout,XHR:n.gm.XMLHttpRequest,REQ:n.gm.Request,EV:n.gm.Event,PR:n.gm.Promise,MO:n.gm.MutationObserver,FETCH:n.gm.fetch,WS:n.gm.WebSocket}),e}function c(e,t){let r=a();r.initializedAgents??={},t.initializedAt={ms:(0,i.t)(),date:new Date},r.initializedAgents[e]=t}function u(e){let t=a();return t.initializedAgents?.[e]}function d(e,t){a()[e]=t}function l(){return function(){let e=a();const t=e.info||{};e.info={beacon:o.beacon,errorBeacon:o.errorBeacon,...t}}(),function(){let e=a();const t=e.init||{};e.init={...t}}(),s(),function(){let e=a();const t=e.loader_config||{};e.loader_config={...t}}(),a()}},2843:(e,t,r)=>{\"use strict\";r.d(t,{u:()=>i});var n=r(3878);function i(e,t=!1,r,i){(0,n.DD)(\"visibilitychange\",(function(){if(t)return void(\"hidden\"===document.visibilityState&&e());e(document.visibilityState)}),r,i)}},8139:(e,t,r)=>{\"use strict\";r.d(t,{u:()=>f});var n=r(7836),i=r(3434),o=r(8990),a=r(6154);const s={},c=a.gm.XMLHttpRequest,u=\"addEventListener\",d=\"removeEventListener\",l=\"nr@wrapped:\".concat(n.P);function f(e){var t=function(e){return(e||n.ee).get(\"events\")}(e);if(s[t.debugId]++)return t;s[t.debugId]=1;var r=(0,i.YM)(t,!0);function f(e){r.inPlace(e,[u,d],\"-\",p)}function p(e,t){return e[1]}return\"getPrototypeOf\"in Object&&(a.RI&&h(document,f),c&&h(c.prototype,f),h(a.gm,f)),t.on(u+\"-start\",(function(e,t){var n=e[1];if(null!==n&&(\"function\"==typeof n||\"object\"==typeof n)){var i=(0,o.I)(n,l,(function(){var e={object:function(){if(\"function\"!=typeof n.handleEvent)return;return n.handleEvent.apply(n,arguments)},function:n}[typeof n];return e?r(e,\"fn-\",null,e.name||\"anonymous\"):n}));this.wrapped=e[1]=i}})),t.on(d+\"-start\",(function(e){e[1]=this.wrapped||e[1]})),t}function h(e,t,...r){let n=e;for(;\"object\"==typeof n&&!Object.prototype.hasOwnProperty.call(n,u);)n=Object.getPrototypeOf(n);n&&t(n,...r)}},3434:(e,t,r)=>{\"use strict\";r.d(t,{Jt:()=>o,YM:()=>c});var n=r(7836),i=r(5607);const o=\"nr@original:\".concat(i.W);var a=Object.prototype.hasOwnProperty,s=!1;function c(e,t){return e||(e=n.ee),r.inPlace=function(e,t,n,i,o){n||(n=\"\");const a=\"-\"===n.charAt(0);for(let s=0;s{\"use strict\";r.d(t,{T:()=>n});const n=r(860).K7.ajax},3333:(e,t,r)=>{\"use strict\";r.d(t,{$v:()=>u,TZ:()=>n,Zp:()=>i,kd:()=>c,mq:()=>s,nf:()=>a,qN:()=>o});const n=r(860).K7.genericEvents,i=[\"auxclick\",\"click\",\"copy\",\"keydown\",\"paste\",\"scrollend\"],o=[\"focus\",\"blur\"],a=4,s=1e3,c=[\"PageAction\",\"UserAction\",\"BrowserPerformance\"],u={MARKS:\"experimental.marks\",MEASURES:\"experimental.measures\",RESOURCES:\"experimental.resources\"}},6774:(e,t,r)=>{\"use strict\";r.d(t,{T:()=>n});const n=r(860).K7.jserrors},993:(e,t,r)=>{\"use strict\";r.d(t,{ET:()=>o,TZ:()=>a,p_:()=>i});var n=r(860);const i={ERROR:\"ERROR\",WARN:\"WARN\",INFO:\"INFO\",DEBUG:\"DEBUG\",TRACE:\"TRACE\"},o=\"log\",a=n.K7.logging},3785:(e,t,r)=>{\"use strict\";r.d(t,{R:()=>c,b:()=>u});var n=r(9908),i=r(1863),o=r(860),a=r(3969),s=r(993);function c(e,t,r={},c=s.p_.INFO){(0,n.p)(a.xV,[\"API/logging/\".concat(c.toLowerCase(),\"/called\")],void 0,o.K7.metrics,e),(0,n.p)(s.ET,[(0,i.t)(),t,r,c],void 0,o.K7.logging,e)}function u(e){return\"string\"==typeof e&&Object.values(s.p_).some((t=>t===e.toUpperCase().trim()))}},3969:(e,t,r)=>{\"use strict\";r.d(t,{TZ:()=>n,XG:()=>s,rs:()=>i,xV:()=>a,z_:()=>o});const n=r(860).K7.metrics,i=\"sm\",o=\"cm\",a=\"storeSupportabilityMetrics\",s=\"storeEventMetrics\"},6630:(e,t,r)=>{\"use strict\";r.d(t,{T:()=>n});const n=r(860).K7.pageViewEvent},782:(e,t,r)=>{\"use strict\";r.d(t,{T:()=>n});const n=r(860).K7.pageViewTiming},6344:(e,t,r)=>{\"use strict\";r.d(t,{BB:()=>d,G4:()=>o,Qb:()=>l,TZ:()=>i,Ug:()=>a,_s:()=>s,bc:()=>u,yP:()=>c});var n=r(2614);const i=r(860).K7.sessionReplay,o={RECORD:\"recordReplay\",PAUSE:\"pauseReplay\",REPLAY_RUNNING:\"replayRunning\",ERROR_DURING_REPLAY:\"errorDuringReplay\"},a=.12,s={DomContentLoaded:0,Load:1,FullSnapshot:2,IncrementalSnapshot:3,Meta:4,Custom:5},c={[n.g.ERROR]:15e3,[n.g.FULL]:3e5,[n.g.OFF]:0},u={RESET:{message:\"Session was reset\",sm:\"Reset\"},IMPORT:{message:\"Recorder failed to import\",sm:\"Import\"},TOO_MANY:{message:\"429: Too Many Requests\",sm:\"Too-Many\"},TOO_BIG:{message:\"Payload was too large\",sm:\"Too-Big\"},CROSS_TAB:{message:\"Session Entity was set to OFF on another tab\",sm:\"Cross-Tab\"},ENTITLEMENTS:{message:\"Session Replay is not allowed and will not be started\",sm:\"Entitlement\"}},d=5e3,l={API:\"api\"}},5270:(e,t,r)=>{\"use strict\";r.d(t,{Aw:()=>c,CT:()=>u,SR:()=>s});var n=r(384),i=r(9417),o=r(7767),a=r(6154);function s(e){return!!(0,n.dV)().o.MO&&(0,o.V)(e)&&!0===(0,i.gD)(e,\"session_trace.enabled\")}function c(e){return!0===(0,i.gD)(e,\"session_replay.preload\")&&s(e)}function u(e,t){const r=t.correctAbsoluteTimestamp(e);return{originalTimestamp:e,correctedTimestamp:r,timestampDiff:e-r,originTime:a.WN,correctedOriginTime:t.correctedOriginTime,originTimeDiff:Math.floor(a.WN-t.correctedOriginTime)}}},3738:(e,t,r)=>{\"use strict\";r.d(t,{He:()=>i,Kp:()=>s,Lc:()=>u,Rz:()=>d,TZ:()=>n,bD:()=>o,d3:()=>a,jx:()=>l,uP:()=>c});const n=r(860).K7.sessionTrace,i=\"bstResource\",o=\"resource\",a=\"-start\",s=\"-end\",c=\"fn\"+a,u=\"fn\"+s,d=\"pushState\",l=1e3},3962:(e,t,r)=>{\"use strict\";r.d(t,{AM:()=>o,O2:()=>c,Qu:()=>u,TZ:()=>s,ih:()=>d,pP:()=>a,tC:()=>i});var n=r(860);const i=[\"click\",\"keydown\",\"submit\",\"popstate\"],o=\"api\",a=\"initialPageLoad\",s=n.K7.softNav,c={INITIAL_PAGE_LOAD:\"\",ROUTE_CHANGE:1,UNSPECIFIED:2},u={INTERACTION:1,AJAX:2,CUSTOM_END:3,CUSTOM_TRACER:4},d={IP:\"in progress\",FIN:\"finished\",CAN:\"cancelled\"}},7378:(e,t,r)=>{\"use strict\";r.d(t,{$p:()=>x,BR:()=>b,Kp:()=>R,L3:()=>y,Lc:()=>c,NC:()=>o,SG:()=>d,TZ:()=>i,U6:()=>p,UT:()=>m,d3:()=>w,dT:()=>f,e5:()=>T,gx:()=>v,l9:()=>l,oW:()=>h,op:()=>g,rw:()=>u,tH:()=>A,uP:()=>s,wW:()=>E,xq:()=>a});var n=r(384);const i=r(860).K7.spa,o=[\"click\",\"submit\",\"keypress\",\"keydown\",\"keyup\",\"change\"],a=999,s=\"fn-start\",c=\"fn-end\",u=\"cb-start\",d=\"api-ixn-\",l=\"remaining\",f=\"interaction\",h=\"spaNode\",p=\"jsonpNode\",g=\"fetch-start\",m=\"fetch-done\",v=\"fetch-body-\",b=\"jsonp-end\",y=(0,n.dV)().o.ST,w=\"-start\",R=\"-end\",x=\"-body\",E=\"cb\"+R,T=\"jsTime\",A=\"fetch\"},4234:(e,t,r)=>{\"use strict\";r.d(t,{W:()=>o});var n=r(7836),i=r(1687);class o{constructor(e,t){this.agentIdentifier=e,this.ee=n.ee.get(e),this.featureName=t,this.blocked=!1}deregisterDrain(){(0,i.x3)(this.agentIdentifier,this.featureName)}}},7767:(e,t,r)=>{\"use strict\";r.d(t,{V:()=>o});var n=r(9417),i=r(6154);const o=e=>i.RI&&!0===(0,n.gD)(e,\"privacy.cookies_enabled\")},425:(e,t,r)=>{\"use strict\";r.d(t,{j:()=>j});var n=r(860),i=r(2555),o=r(3371),a=r(9908),s=r(7836),c=r(1687),u=r(5289),d=r(6154),l=r(944),f=r(3969),h=r(384),p=r(6344);const g=[\"setErrorHandler\",\"finished\",\"addToTrace\",\"addRelease\",\"recordCustomEvent\",\"addPageAction\",\"setCurrentRouteName\",\"setPageViewName\",\"setCustomAttribute\",\"interaction\",\"noticeError\",\"setUserId\",\"setApplicationVersion\",\"start\",p.G4.RECORD,p.G4.PAUSE,\"log\",\"wrapLogger\"],m=[\"setErrorHandler\",\"finished\",\"addToTrace\",\"addRelease\"];var v=r(1863),b=r(2614),y=r(993),w=r(3785),R=r(2646),x=r(3434);const E=new Map;function T(e,t,r,n){if(\"object\"!=typeof t||!t||\"string\"!=typeof r||!r||\"function\"!=typeof t[r])return(0,l.R)(29);const i=function(e){return(e||s.ee).get(\"logger\")}(e),o=(0,x.YM)(i),a=new R.y(s.P);a.level=n.level,a.customAttributes=n.customAttributes;const c=t[r]?.[x.Jt]||t[r];return E.set(c,a),o.inPlace(t,[r],\"wrap-logger-\",(()=>E.get(c))),i}function A(){const e=(0,h.pV)();g.forEach((t=>{e[t]=(...r)=>function(t,...r){let n=[];return Object.values(e.initializedAgents).forEach((e=>{e&&e.api?e.exposed&&e.api[t]&&n.push(e.api[t](...r)):(0,l.R)(38,t)})),n.length>1?n:n[0]}(t,...r)}))}const S={};var N=r(9417),_=r(5603),O=r(5284);const I=e=>{const t=e.startsWith(\"http\");e+=\"/\",r.p=t?e:\"https://\"+e};let P=!1;function j(e,t={},g,R){let{init:x,info:E,loader_config:j,runtime:C={},exposed:k=!0}=t;C.loaderType=g;const L=(0,h.pV)();E||(x=L.init,E=L.info,j=L.loader_config),(0,N.xN)(e.agentIdentifier,x||{}),(0,_.a)(e.agentIdentifier,j||{}),E.jsAttributes??={},d.bv&&(E.jsAttributes.isWorker=!0),(0,i.x1)(e.agentIdentifier,E);const H=(0,N.D0)(e.agentIdentifier),M=[E.beacon,E.errorBeacon];P||(H.proxy.assets&&(I(H.proxy.assets),M.push(H.proxy.assets)),H.proxy.beacon&&M.push(H.proxy.beacon),A(),(0,h.US)(\"activatedFeatures\",O.B),e.runSoftNavOverSpa&&=!0===H.soft_navigations.enabled&&H.feature_flags.includes(\"soft_nav\")),C.denyList=[...H.ajax.deny_list||[],...H.ajax.block_internal?M:[]],C.ptid=e.agentIdentifier,(0,o.V)(e.agentIdentifier,C),e.ee=s.ee.get(e.agentIdentifier),void 0===e.api&&(e.api=function(e,t,h=!1){t||(0,c.Ak)(e,\"api\");const g={};var R=s.ee.get(e),x=R.get(\"tracer\");S[e]=b.g.OFF,R.on(p.G4.REPLAY_RUNNING,(t=>{S[e]=t}));var E=\"api-\",A=E+\"ixn-\";function N(t,r,n,o){const a=(0,i.Vp)(e);return null===r?delete a.jsAttributes[t]:(0,i.x1)(e,{...a,jsAttributes:{...a.jsAttributes,[t]:r}}),I(E,n,!0,o||null===r?\"session\":void 0)(t,r)}function _(){}g.log=function(e,{customAttributes:t={},level:r=y.p_.INFO}={}){(0,a.p)(f.xV,[\"API/log/called\"],void 0,n.K7.metrics,R),(0,w.R)(R,e,t,r)},g.wrapLogger=(e,t,{customAttributes:r={},level:i=y.p_.INFO}={})=>{(0,a.p)(f.xV,[\"API/wrapLogger/called\"],void 0,n.K7.metrics,R),T(R,e,t,{customAttributes:r,level:i})},m.forEach((e=>{g[e]=I(E,e,!0,\"api\")})),g.addPageAction=I(E,\"addPageAction\",!0,n.K7.genericEvents),g.recordCustomEvent=I(E,\"recordCustomEvent\",!0,n.K7.genericEvents),g.setPageViewName=function(t,r){if(\"string\"==typeof t)return\"/\"!==t.charAt(0)&&(t=\"/\"+t),(0,o.f)(e).customTransaction=(r||\"http://custom.transaction\")+t,I(E,\"setPageViewName\",!0)()},g.setCustomAttribute=function(e,t,r=!1){if(\"string\"==typeof e){if([\"string\",\"number\",\"boolean\"].includes(typeof t)||null===t)return N(e,t,\"setCustomAttribute\",r);(0,l.R)(40,typeof t)}else(0,l.R)(39,typeof e)},g.setUserId=function(e){if(\"string\"==typeof e||null===e)return N(\"enduser.id\",e,\"setUserId\",!0);(0,l.R)(41,typeof e)},g.setApplicationVersion=function(e){if(\"string\"==typeof e||null===e)return N(\"application.version\",e,\"setApplicationVersion\",!1);(0,l.R)(42,typeof e)},g.start=()=>{try{(0,a.p)(f.xV,[\"API/start/called\"],void 0,n.K7.metrics,R),R.emit(\"manual-start-all\")}catch(e){(0,l.R)(23,e)}},g[p.G4.RECORD]=function(){(0,a.p)(f.xV,[\"API/recordReplay/called\"],void 0,n.K7.metrics,R),(0,a.p)(p.G4.RECORD,[],void 0,n.K7.sessionReplay,R)},g[p.G4.PAUSE]=function(){(0,a.p)(f.xV,[\"API/pauseReplay/called\"],void 0,n.K7.metrics,R),(0,a.p)(p.G4.PAUSE,[],void 0,n.K7.sessionReplay,R)},g.interaction=function(e){return(new _).get(\"object\"==typeof e?e:{})};const O=_.prototype={createTracer:function(e,t){var r={},i=this,o=\"function\"==typeof t;return(0,a.p)(f.xV,[\"API/createTracer/called\"],void 0,n.K7.metrics,R),h||(0,a.p)(A+\"tracer\",[(0,v.t)(),e,r],i,n.K7.spa,R),function(){if(x.emit((o?\"\":\"no-\")+\"fn-start\",[(0,v.t)(),i,o],r),o)try{return t.apply(this,arguments)}catch(e){const t=\"string\"==typeof e?new Error(e):e;throw x.emit(\"fn-err\",[arguments,this,t],r),t}finally{x.emit(\"fn-end\",[(0,v.t)()],r)}}}};function I(e,t,r,i){return function(){return(0,a.p)(f.xV,[\"API/\"+t+\"/called\"],void 0,n.K7.metrics,R),i&&(0,a.p)(e+t,[r?(0,v.t)():performance.now(),...arguments],r?null:this,i,R),r?void 0:this}}function P(){r.e(478).then(r.bind(r,8778)).then((({setAPI:t})=>{t(e),(0,c.Ze)(e,\"api\")})).catch((e=>{(0,l.R)(27,e),R.abort()}))}return[\"actionText\",\"setName\",\"setAttribute\",\"save\",\"ignore\",\"onEnd\",\"getContext\",\"end\",\"get\"].forEach((e=>{O[e]=I(A,e,void 0,h?n.K7.softNav:n.K7.spa)})),g.setCurrentRouteName=h?I(A,\"routeName\",void 0,n.K7.softNav):I(E,\"routeName\",!0,n.K7.spa),g.noticeError=function(t,r){\"string\"==typeof t&&(t=new Error(t)),(0,a.p)(f.xV,[\"API/noticeError/called\"],void 0,n.K7.metrics,R),(0,a.p)(\"err\",[t,(0,v.t)(),!1,r,!!S[e]],void 0,n.K7.jserrors,R)},d.RI?(0,u.GG)((()=>P()),!0):P(),g}(e.agentIdentifier,R,e.runSoftNavOverSpa)),void 0===e.exposed&&(e.exposed=k),P=!0}},8374:(e,t,r)=>{r.nc=(()=>{try{return document?.currentScript?.nonce}catch(e){}return\"\"})()},860:(e,t,r)=>{\"use strict\";r.d(t,{$J:()=>u,K7:()=>s,P3:()=>c,XX:()=>i,qY:()=>n,v4:()=>a});const n=\"events\",i=\"jserrors\",o=\"browser/blobs\",a=\"rum\",s={ajax:\"ajax\",genericEvents:\"generic_events\",jserrors:i,logging:\"logging\",metrics:\"metrics\",pageAction:\"page_action\",pageViewEvent:\"page_view_event\",pageViewTiming:\"page_view_timing\",sessionReplay:\"session_replay\",sessionTrace:\"session_trace\",softNav:\"soft_navigations\",spa:\"spa\"},c={[s.pageViewEvent]:1,[s.pageViewTiming]:2,[s.metrics]:3,[s.jserrors]:4,[s.spa]:5,[s.ajax]:6,[s.sessionTrace]:7,[s.softNav]:8,[s.sessionReplay]:9,[s.logging]:10,[s.genericEvents]:11},u={[s.pageViewEvent]:a,[s.pageViewTiming]:n,[s.ajax]:n,[s.spa]:n,[s.softNav]:n,[s.metrics]:i,[s.jserrors]:i,[s.sessionTrace]:o,[s.sessionReplay]:o,[s.logging]:\"browser/logs\",[s.genericEvents]:\"ins\"}}},n={};function i(e){var t=n[e];if(void 0!==t)return t.exports;var o=n[e]={exports:{}};return r[e](o,o.exports,i),o.exports}i.m=r,i.d=(e,t)=>{for(var r in t)i.o(t,r)&&!i.o(e,r)&&Object.defineProperty(e,r,{enumerable:!0,get:t[r]})},i.f={},i.e=e=>Promise.all(Object.keys(i.f).reduce(((t,r)=>(i.f[r](e,t),t)),[])),i.u=e=>({212:\"nr-spa-compressor\",249:\"nr-spa-recorder\",478:\"nr-spa\"}[e]+\"-1.281.0.min.js\"),i.o=(e,t)=>Object.prototype.hasOwnProperty.call(e,t),e={},t=\"NRBA-1.281.0.PROD:\",i.l=(r,n,o,a)=>{if(e[r])e[r].push(n);else{var s,c;if(void 0!==o)for(var u=document.getElementsByTagName(\"script\"),d=0;d{s.onerror=s.onload=null,clearTimeout(p);var i=e[r];if(delete e[r],s.parentNode&&s.parentNode.removeChild(s),i&&i.forEach((e=>e(n))),t)return t(n)},p=setTimeout(h.bind(null,void 0,{type:\"timeout\",target:s}),12e4);s.onerror=h.bind(null,s.onerror),s.onload=h.bind(null,s.onload),c&&document.head.appendChild(s)}},i.r=e=>{\"undefined\"!=typeof Symbol&&Symbol.toStringTag&&Object.defineProperty(e,Symbol.toStringTag,{value:\"Module\"}),Object.defineProperty(e,\"__esModule\",{value:!0})},i.p=\"https://js-agent.newrelic.com/\",(()=>{var e={38:0,788:0};i.f.j=(t,r)=>{var n=i.o(e,t)?e[t]:void 0;if(0!==n)if(n)r.push(n[2]);else{var o=new Promise(((r,i)=>n=e[t]=[r,i]));r.push(n[2]=o);var a=i.p+i.u(t),s=new Error;i.l(a,(r=>{if(i.o(e,t)&&(0!==(n=e[t])&&(e[t]=void 0),n)){var o=r&&(\"load\"===r.type?\"missing\":r.type),a=r&&r.target&&r.target.src;s.message=\"Loading chunk \"+t+\" failed.\\n(\"+o+\": \"+a+\")\",s.name=\"ChunkLoadError\",s.type=o,s.request=a,n[1](s)}}),\"chunk-\"+t,t)}};var t=(t,r)=>{var n,o,[a,s,c]=r,u=0;if(a.some((t=>0!==e[t]))){for(n in s)i.o(s,n)&&(i.m[n]=s[n]);if(c)c(i)}for(t&&t(r);u{\"use strict\";i(8374);var e=i(944),t=i(6344),r=i(9566);class n{agentIdentifier;constructor(){this.agentIdentifier=(0,r.LA)(16)}#e(t,...r){if(\"function\"==typeof this.api?.[t])return this.api[t](...r);(0,e.R)(35,t)}addPageAction(e,t){return this.#e(\"addPageAction\",e,t)}recordCustomEvent(e,t){return this.#e(\"recordCustomEvent\",e,t)}setPageViewName(e,t){return this.#e(\"setPageViewName\",e,t)}setCustomAttribute(e,t,r){return this.#e(\"setCustomAttribute\",e,t,r)}noticeError(e,t){return this.#e(\"noticeError\",e,t)}setUserId(e){return this.#e(\"setUserId\",e)}setApplicationVersion(e){return this.#e(\"setApplicationVersion\",e)}setErrorHandler(e){return this.#e(\"setErrorHandler\",e)}addRelease(e,t){return this.#e(\"addRelease\",e,t)}log(e,t){return this.#e(\"log\",e,t)}}class o extends n{#e(t,...r){if(\"function\"==typeof this.api?.[t])return this.api[t](...r);(0,e.R)(35,t)}start(){return this.#e(\"start\")}finished(e){return this.#e(\"finished\",e)}recordReplay(){return this.#e(t.G4.RECORD)}pauseReplay(){return this.#e(t.G4.PAUSE)}addToTrace(e){return this.#e(\"addToTrace\",e)}setCurrentRouteName(e){return this.#e(\"setCurrentRouteName\",e)}interaction(){return this.#e(\"interaction\")}wrapLogger(e,t,r){return this.#e(\"wrapLogger\",e,t,r)}}var a=i(860),s=i(9417);const c=Object.values(a.K7);function u(e){const t={};return c.forEach((r=>{t[r]=function(e,t){return!0===(0,s.gD)(t,\"\".concat(e,\".enabled\"))}(r,e)})),t}var d=i(425);var l=i(1687),f=i(4234),h=i(5289),p=i(6154),g=i(5270),m=i(7767),v=i(6389);class b extends f.W{constructor(e,t,r=!0){super(e.agentIdentifier,t),this.auto=r,this.abortHandler=void 0,this.featAggregate=void 0,this.onAggregateImported=void 0,!1===e.init[this.featureName].autoStart&&(this.auto=!1),this.auto?(0,l.Ak)(e.agentIdentifier,t):this.ee.on(\"manual-start-all\",(0,v.J)((()=>{(0,l.Ak)(e.agentIdentifier,this.featureName),this.auto=!0,this.importAggregator(e)})))}importAggregator(t,r={}){if(this.featAggregate||!this.auto)return;let n;this.onAggregateImported=new Promise((e=>{n=e}));const o=async()=>{let o;try{if((0,m.V)(this.agentIdentifier)){const{setupAgentSession:e}=await i.e(478).then(i.bind(i,6526));o=e(t)}}catch(t){(0,e.R)(20,t),this.ee.emit(\"internal-error\",[t]),this.featureName===a.K7.sessionReplay&&this.abortHandler?.()}try{if(!this.#t(this.featureName,o))return(0,l.Ze)(this.agentIdentifier,this.featureName),void n(!1);const{lazyFeatureLoader:e}=await i.e(478).then(i.bind(i,6103)),{Aggregate:a}=await e(this.featureName,\"aggregate\");this.featAggregate=new a(t,r),t.runtime.harvester.initializedAggregates.push(this.featAggregate),n(!0)}catch(t){(0,e.R)(34,t),this.abortHandler?.(),(0,l.Ze)(this.agentIdentifier,this.featureName,!0),n(!1),this.ee&&this.ee.abort()}};p.RI?(0,h.GG)((()=>o()),!0):o()}#t(e,t){switch(e){case a.K7.sessionReplay:return(0,g.SR)(this.agentIdentifier)&&!!t;case a.K7.sessionTrace:return!!t;default:return!0}}}var y=i(6630);class w extends b{static featureName=y.T;constructor(e,t=!0){super(e,y.T,t),this.importAggregator(e)}}var R=i(384);var x=i(9908),E=i(2843),T=i(3878),A=i(782),S=i(1863);class N extends b{static featureName=A.T;constructor(e,t=!0){super(e,A.T,t),p.RI&&((0,E.u)((()=>(0,x.p)(\"docHidden\",[(0,S.t)()],void 0,A.T,this.ee)),!0),(0,T.sp)(\"pagehide\",(()=>(0,x.p)(\"winPagehide\",[(0,S.t)()],void 0,A.T,this.ee))),this.importAggregator(e))}}var _=i(3969);class O extends b{static featureName=_.TZ;constructor(e,t=!0){super(e,_.TZ,t),this.importAggregator(e)}}var I=i(6774),P=i(3304);class j{constructor(e,t,r,n,i){this.name=\"UncaughtError\",this.message=\"string\"==typeof e?e:(0,P.A)(e),this.sourceURL=t,this.line=r,this.column=n,this.__newrelic=i}}function C(e){return H(e)?e:new j(void 0!==e?.message?e.message:e,e?.filename||e?.sourceURL,e?.lineno||e?.line,e?.colno||e?.col,e?.__newrelic)}function k(e){const t=\"Unhandled Promise Rejection\";if(!e?.reason)return;if(H(e.reason))try{return e.reason.message=t+\": \"+e.reason.message,C(e.reason)}catch(t){return C(e.reason)}const r=C(e.reason);return r.message=t+\": \"+r?.message,r}function L(e){if(e.error instanceof SyntaxError&&!/:\\d+$/.test(e.error.stack?.trim())){const t=new j(e.message,e.filename,e.lineno,e.colno,e.error.__newrelic);return t.name=SyntaxError.name,t}return H(e.error)?e.error:C(e)}function H(e){return e instanceof Error&&!!e.stack}class M extends b{static featureName=I.T;#r=!1;constructor(e,r=!0){super(e,I.T,r);try{this.removeOnAbort=new AbortController}catch(e){}this.ee.on(\"internal-error\",((e,t)=>{this.abortHandler&&(0,x.p)(\"ierr\",[C(e),(0,S.t)(),!0,{},this.#r,t],void 0,this.featureName,this.ee)})),this.ee.on(t.G4.REPLAY_RUNNING,(e=>{this.#r=e})),p.gm.addEventListener(\"unhandledrejection\",(e=>{this.abortHandler&&(0,x.p)(\"err\",[k(e),(0,S.t)(),!1,{unhandledPromiseRejection:1},this.#r],void 0,this.featureName,this.ee)}),(0,T.jT)(!1,this.removeOnAbort?.signal)),p.gm.addEventListener(\"error\",(e=>{this.abortHandler&&(0,x.p)(\"err\",[L(e),(0,S.t)(),!1,{},this.#r],void 0,this.featureName,this.ee)}),(0,T.jT)(!1,this.removeOnAbort?.signal)),this.abortHandler=this.#n,this.importAggregator(e)}#n(){this.removeOnAbort?.abort(),this.abortHandler=void 0}}var D=i(8990);let K=1;const U=\"nr@id\";function V(e){const t=typeof e;return!e||\"object\"!==t&&\"function\"!==t?-1:e===p.gm?0:(0,D.I)(e,U,(function(){return K++}))}function G(e){if(\"string\"==typeof e&&e.length)return e.length;if(\"object\"==typeof e){if(\"undefined\"!=typeof ArrayBuffer&&e instanceof ArrayBuffer&&e.byteLength)return e.byteLength;if(\"undefined\"!=typeof Blob&&e instanceof Blob&&e.size)return e.size;if(!(\"undefined\"!=typeof FormData&&e instanceof FormData))try{return(0,P.A)(e).length}catch(e){return}}}var F=i(8139),B=i(7836),W=i(3434);const z={},q=[\"open\",\"send\"];function Z(t){var r=t||B.ee;const n=function(e){return(e||B.ee).get(\"xhr\")}(r);if(void 0===p.gm.XMLHttpRequest)return n;if(z[n.debugId]++)return n;z[n.debugId]=1,(0,F.u)(r);var i=(0,W.YM)(n),o=p.gm.XMLHttpRequest,a=p.gm.MutationObserver,s=p.gm.Promise,c=p.gm.setInterval,u=\"readystatechange\",d=[\"onload\",\"onerror\",\"onabort\",\"onloadstart\",\"onloadend\",\"onprogress\",\"ontimeout\"],l=[],f=p.gm.XMLHttpRequest=function(t){const r=new o(t),a=n.context(r);try{n.emit(\"new-xhr\",[r],a),r.addEventListener(u,(s=a,function(){var e=this;e.readyState>3&&!s.resolved&&(s.resolved=!0,n.emit(\"xhr-resolved\",[],e)),i.inPlace(e,d,\"fn-\",y)}),(0,T.jT)(!1))}catch(t){(0,e.R)(15,t);try{n.emit(\"internal-error\",[t])}catch(e){}}var s;return r};function h(e,t){i.inPlace(t,[\"onreadystatechange\"],\"fn-\",y)}if(function(e,t){for(var r in e)t[r]=e[r]}(o,f),f.prototype=o.prototype,i.inPlace(f.prototype,q,\"-xhr-\",y),n.on(\"send-xhr-start\",(function(e,t){h(e,t),function(e){l.push(e),a&&(g?g.then(b):c?c(b):(m=-m,v.data=m))}(t)})),n.on(\"open-xhr-start\",h),a){var g=s&&s.resolve();if(!c&&!s){var m=1,v=document.createTextNode(m);new a(b).observe(v,{characterData:!0})}}else r.on(\"fn-end\",(function(e){e[0]&&e[0].type===u||b()}));function b(){for(var e=0;e{r(Q[te],e,X),r(ee[te],e,X)})),r(p.gm,\"fetch\",Y),t.on(Y+\"end\",(function(e,r){var n=this;if(r){var i=r.headers.get(\"content-length\");null!==i&&(n.rxSize=i),t.emit(Y+\"done\",[null,r],n)}else t.emit(Y+\"done\",[e],n)})),t}var ie=i(7485),oe=i(5603);class ae{constructor(e){this.agentIdentifier=e}generateTracePayload(e){if(!this.shouldGenerateTrace(e))return null;var t=(0,oe.o)(this.agentIdentifier);if(!t)return null;var n=(t.accountID||\"\").toString()||null,i=(t.agentID||\"\").toString()||null,o=(t.trustKey||\"\").toString()||null;if(!n||!i)return null;var a=(0,r.ZF)(),s=(0,r.el)(),c=Date.now(),u={spanId:a,traceId:s,timestamp:c};return(e.sameOrigin||this.isAllowedOrigin(e)&&this.useTraceContextHeadersForCors())&&(u.traceContextParentHeader=this.generateTraceContextParentHeader(a,s),u.traceContextStateHeader=this.generateTraceContextStateHeader(a,c,n,i,o)),(e.sameOrigin&&!this.excludeNewrelicHeader()||!e.sameOrigin&&this.isAllowedOrigin(e)&&this.useNewrelicHeaderForCors())&&(u.newrelicHeader=this.generateTraceHeader(a,s,c,n,i,o)),u}generateTraceContextParentHeader(e,t){return\"00-\"+t+\"-\"+e+\"-01\"}generateTraceContextStateHeader(e,t,r,n,i){return i+\"@nr=0-1-\"+r+\"-\"+n+\"-\"+e+\"----\"+t}generateTraceHeader(e,t,r,n,i,o){if(!(\"function\"==typeof p.gm?.btoa))return null;var a={v:[0,1],d:{ty:\"Browser\",ac:n,ap:i,id:e,tr:t,ti:r}};return o&&n!==o&&(a.d.tk=o),btoa((0,P.A)(a))}shouldGenerateTrace(e){return this.isDtEnabled()&&this.isAllowedOrigin(e)}isAllowedOrigin(e){var t=!1,r={};if((0,s.gD)(this.agentIdentifier,\"distributed_tracing\")&&(r=(0,s.D0)(this.agentIdentifier).distributed_tracing),e.sameOrigin)t=!0;else if(r.allowed_origins instanceof Array)for(var n=0;n(0,x.p)(e,t,r,n,this.ee);try{const e={xmlhttprequest:\"xhr\",fetch:\"fetch\",beacon:\"beacon\"};p.gm?.performance?.getEntriesByType(\"resource\").forEach((t=>{if(t.initiatorType in e&&0!==t.responseStatus){const r={status:t.responseStatus},n={rxSize:t.transferSize,duration:Math.floor(t.duration),cbTime:0};pe(r,t.name),this.handler(\"xhr\",[r,n,t.startTime,t.responseEnd,e[t.initiatorType]],void 0,a.K7.ajax)}}))}catch(e){}ne(this.ee),Z(this.ee),function(e,t,r,n){function i(e){var t=this;t.totalCbs=0,t.called=0,t.cbTime=0,t.end=R,t.ended=!1,t.xhrGuids={},t.lastSize=null,t.loadCaptureCalled=!1,t.params=this.params||{},t.metrics=this.metrics||{},e.addEventListener(\"load\",(function(r){E(t,e)}),(0,T.jT)(!1)),p.lR||e.addEventListener(\"progress\",(function(e){t.lastSize=e.loaded}),(0,T.jT)(!1))}function o(e){this.params={method:e[0]},pe(this,e[1]),this.metrics={}}function s(t,r){e.loader_config.xpid&&this.sameOrigin&&r.setRequestHeader(\"X-NewRelic-ID\",e.loader_config.xpid);var i=n.generateTracePayload(this.parsedOrigin);if(i){var o=!1;i.newrelicHeader&&(r.setRequestHeader(\"newrelic\",i.newrelicHeader),o=!0),i.traceContextParentHeader&&(r.setRequestHeader(\"traceparent\",i.traceContextParentHeader),i.traceContextStateHeader&&r.setRequestHeader(\"tracestate\",i.traceContextStateHeader),o=!0),o&&(this.dt=i)}}function c(e,r){var n=this.metrics,i=e[0],o=this;if(n&&i){var a=G(i);a&&(n.txSize=a)}this.startTime=(0,S.t)(),this.body=i,this.listener=function(e){try{\"abort\"!==e.type||o.loadCaptureCalled||(o.params.aborted=!0),(\"load\"!==e.type||o.called===o.totalCbs&&(o.onloadCalled||\"function\"!=typeof r.onload)&&\"function\"==typeof o.end)&&o.end(r)}catch(e){try{t.emit(\"internal-error\",[e])}catch(e){}}};for(var s=0;s1?e[1]=o:e.push(o)}}function s(e,t){var r=!1;return t.newrelicHeader&&(e.set(\"newrelic\",t.newrelicHeader),r=!0),t.traceContextParentHeader&&(e.set(\"traceparent\",t.traceContextParentHeader),t.traceContextStateHeader&&e.set(\"tracestate\",t.traceContextStateHeader),r=!0),r}}function y(e,t){this.params={},this.metrics={},this.startTime=(0,S.t)(),this.dt=t,e.length>=1&&(this.target=e[0]),e.length>=2&&(this.opts=e[1]);var r,n=this.opts||{},i=this.target;\"string\"==typeof i?r=i:\"object\"==typeof i&&i instanceof le?r=i.url:p.gm?.URL&&\"object\"==typeof i&&i instanceof URL&&(r=i.href),pe(this,r);var o=(\"\"+(i&&i instanceof le&&i.method||n.method||\"GET\")).toUpperCase();this.params.method=o,this.body=n.body,this.txSize=G(n.body)||0}function w(e,t){if(this.endTime=(0,S.t)(),this.params||(this.params={}),(0,ce.iW)(this.params))return;let n;this.params.status=t?t.status:0,\"string\"==typeof this.rxSize&&this.rxSize.length>0&&(n=+this.rxSize);const i={txSize:this.txSize,rxSize:n,duration:(0,S.t)()-this.startTime};r(\"xhr\",[this.params,i,this.startTime,this.endTime,\"fetch\"],this,a.K7.ajax)}function R(e){const t=this.params,n=this.metrics;if(!this.ended){this.ended=!0;for(let t=0;t{const t=e.getEntries();(0,x.p)(ye,[t],void 0,a.K7.sessionTrace,r)})),n.observe({type:we,buffered:!0})}catch(e){}this.importAggregator(e,{resourceObserver:n})}}var _e=i(2614);class Oe extends b{static featureName=t.TZ;#i;#o;constructor(e,r=!0){let n;super(e,t.TZ,r),this.replayRunning=!1,this.#o=e;try{n=JSON.parse(localStorage.getItem(\"\".concat(_e.H3,\"_\").concat(_e.uh)))}catch(e){}(0,g.SR)(e.agentIdentifier)&&this.ee.on(t.G4.RECORD,(()=>this.#a())),this.#s(n)?(this.#i=n?.sessionReplayMode,this.#c()):this.importAggregator(e),this.ee.on(\"err\",(e=>{this.replayRunning&&(this.errorNoticed=!0,(0,x.p)(t.G4.ERROR_DURING_REPLAY,[e],void 0,this.featureName,this.ee))})),this.ee.on(t.G4.REPLAY_RUNNING,(e=>{this.replayRunning=e}))}#s(e){return e&&(e.sessionReplayMode===_e.g.FULL||e.sessionReplayMode===_e.g.ERROR)||(0,g.Aw)(this.agentIdentifier)}#u=!1;async#c(e){if(!this.#u){this.#u=!0;try{const{Recorder:t}=await Promise.all([i.e(478),i.e(249)]).then(i.bind(i,8589));this.recorder??=new t({mode:this.#i,agentIdentifier:this.agentIdentifier,trigger:e,ee:this.ee,agentRef:this.#o}),this.recorder.startRecording(),this.abortHandler=this.recorder.stopRecording}catch(e){}this.importAggregator(this.#o,{recorder:this.recorder,errorNoticed:this.errorNoticed})}}#a(){this.featAggregate?this.featAggregate.mode!==_e.g.FULL&&this.featAggregate.initializeRecording(_e.g.FULL,!0):(this.#i=_e.g.FULL,this.#c(t.Qb.API),this.recorder&&this.recorder.parent.mode!==_e.g.FULL&&(this.recorder.parent.mode=_e.g.FULL,this.recorder.stopRecording(),this.recorder.startRecording(),this.abortHandler=this.recorder.stopRecording))}}var Ie=i(3962);class Pe extends b{static featureName=Ie.TZ;constructor(e,t=!0){if(super(e,Ie.TZ,t),!p.RI||!(0,R.dV)().o.MO)return;const r=ve(this.ee);Ie.tC.forEach((e=>{(0,T.sp)(e,(e=>{a(e)}),!0)}));const n=()=>(0,x.p)(\"newURL\",[(0,S.t)(),\"\"+window.location],void 0,this.featureName,this.ee);r.on(\"pushState-end\",n),r.on(\"replaceState-end\",n);try{this.removeOnAbort=new AbortController}catch(e){}(0,T.sp)(\"popstate\",(e=>(0,x.p)(\"newURL\",[e.timeStamp,\"\"+window.location],void 0,this.featureName,this.ee)),!0,this.removeOnAbort?.signal);let i=!1;const o=new((0,R.dV)().o.MO)(((e,t)=>{i||(i=!0,requestAnimationFrame((()=>{(0,x.p)(\"newDom\",[(0,S.t)()],void 0,this.featureName,this.ee),i=!1})))})),a=(0,v.s)((e=>{(0,x.p)(\"newUIEvent\",[e],void 0,this.featureName,this.ee),o.observe(document.body,{attributes:!0,childList:!0,subtree:!0,characterData:!0})}),100,{leading:!0});this.abortHandler=function(){this.removeOnAbort?.abort(),o.disconnect(),this.abortHandler=void 0},this.importAggregator(e,{domObserver:o})}}var je=i(7378);const Ce={},ke=[\"appendChild\",\"insertBefore\",\"replaceChild\"];function Le(e){const t=function(e){return(e||B.ee).get(\"jsonp\")}(e);if(!p.RI||Ce[t.debugId])return t;Ce[t.debugId]=!0;var r=(0,W.YM)(t),n=/[?&](?:callback|cb)=([^&#]+)/,i=/(.*)\\.([^.]+)/,o=/^(\\w+)(\\.|$)(.*)$/;function a(e,t){if(!e)return t;const r=e.match(o),n=r[1];return a(r[3],t[n])}return r.inPlace(Node.prototype,ke,\"dom-\"),t.on(\"dom-start\",(function(e){!function(e){if(!e||\"string\"!=typeof e.nodeName||\"script\"!==e.nodeName.toLowerCase())return;if(\"function\"!=typeof e.addEventListener)return;var o=(s=e.src,c=s.match(n),c?c[1]:null);var s,c;if(!o)return;var u=function(e){var t=e.match(i);if(t&&t.length>=3)return{key:t[2],parent:a(t[1],window)};return{key:e,parent:window}}(o);if(\"function\"!=typeof u.parent[u.key])return;var d={};function l(){t.emit(\"jsonp-end\",[],d),e.removeEventListener(\"load\",l,(0,T.jT)(!1)),e.removeEventListener(\"error\",f,(0,T.jT)(!1))}function f(){t.emit(\"jsonp-error\",[],d),t.emit(\"jsonp-end\",[],d),e.removeEventListener(\"load\",l,(0,T.jT)(!1)),e.removeEventListener(\"error\",f,(0,T.jT)(!1))}r.inPlace(u.parent,[u.key],\"cb-\",d),e.addEventListener(\"load\",l,(0,T.jT)(!1)),e.addEventListener(\"error\",f,(0,T.jT)(!1)),t.emit(\"new-jsonp\",[e.src],d)}(e[0])})),t}const He={};function Me(e){const t=function(e){return(e||B.ee).get(\"promise\")}(e);if(He[t.debugId])return t;He[t.debugId]=!0;var r=t.context,n=(0,W.YM)(t),i=p.gm.Promise;return i&&function(){function e(r){var o=t.context(),a=n(r,\"executor-\",o,null,!1);const s=Reflect.construct(i,[a],e);return t.context(s).getCtx=function(){return o},s}p.gm.Promise=e,Object.defineProperty(e,\"name\",{value:\"Promise\"}),e.toString=function(){return i.toString()},Object.setPrototypeOf(e,i),[\"all\",\"race\"].forEach((function(r){const n=i[r];e[r]=function(e){let i=!1;[...e||[]].forEach((e=>{this.resolve(e).then(a(\"all\"===r),a(!1))}));const o=n.apply(this,arguments);return o;function a(e){return function(){t.emit(\"propagate\",[null,!i],o,!1,!1),i=i||!e}}}})),[\"resolve\",\"reject\"].forEach((function(r){const n=i[r];e[r]=function(e){const r=n.apply(this,arguments);return e!==r&&t.emit(\"propagate\",[e,!0],r,!1,!1),r}})),e.prototype=i.prototype;const o=i.prototype.then;i.prototype.then=function(...e){var i=this,a=r(i);a.promise=i,e[0]=n(e[0],\"cb-\",a,null,!1),e[1]=n(e[1],\"cb-\",a,null,!1);const s=o.apply(this,e);return a.nextPromise=s,t.emit(\"propagate\",[i,!0],s,!1,!1),s},i.prototype.then[W.Jt]=o,t.on(\"executor-start\",(function(e){e[0]=n(e[0],\"resolve-\",this,null,!1),e[1]=n(e[1],\"resolve-\",this,null,!1)})),t.on(\"executor-err\",(function(e,t,r){e[1](r)})),t.on(\"cb-end\",(function(e,r,n){t.emit(\"propagate\",[n,!0],this.nextPromise,!1,!1)})),t.on(\"propagate\",(function(e,r,n){this.getCtx&&!r||(this.getCtx=function(){if(e instanceof Promise)var r=t.context(e);return r&&r.getCtx?r.getCtx():this})}))}(),t}const De={},Ke=\"setTimeout\",Ue=\"setInterval\",Ve=\"clearTimeout\",Ge=\"-start\",Fe=[Ke,\"setImmediate\",Ue,Ve,\"clearImmediate\"];function Be(e){const t=function(e){return(e||B.ee).get(\"timer\")}(e);if(De[t.debugId]++)return t;De[t.debugId]=1;var r=(0,W.YM)(t);return r.inPlace(p.gm,Fe.slice(0,2),Ke+\"-\"),r.inPlace(p.gm,Fe.slice(2,3),Ue+\"-\"),r.inPlace(p.gm,Fe.slice(3),Ve+\"-\"),t.on(Ue+Ge,(function(e,t,n){e[0]=r(e[0],\"fn-\",null,n)})),t.on(Ke+Ge,(function(e,t,n){this.method=n,this.timerDuration=isNaN(e[1])?0:+e[1],e[0]=r(e[0],\"fn-\",this,n)})),t}const We={};function ze(e){const t=function(e){return(e||B.ee).get(\"mutation\")}(e);if(!p.RI||We[t.debugId])return t;We[t.debugId]=!0;var r=(0,W.YM)(t),n=p.gm.MutationObserver;return n&&(window.MutationObserver=function(e){return this instanceof n?new n(r(e,\"fn-\")):n.apply(this,arguments)},MutationObserver.prototype=n.prototype),t}const{TZ:qe,d3:Ze,Kp:Ye,$p:Xe,wW:$e,e5:Je,tH:Qe,uP:et,rw:tt,Lc:rt}=je;class nt extends b{static featureName=qe;constructor(e,t=!0){if(super(e,qe,t),!p.RI)return;try{this.removeOnAbort=new AbortController}catch(e){}let r,n=0;const i=this.ee.get(\"tracer\"),o=Le(this.ee),a=Me(this.ee),s=Be(this.ee),c=Z(this.ee),u=this.ee.get(\"events\"),d=ne(this.ee),l=ve(this.ee),f=ze(this.ee);function h(e,t){l.emit(\"newURL\",[\"\"+window.location,t])}function g(){n++,r=window.location.hash,this[et]=(0,S.t)()}function m(){n--,window.location.hash!==r&&h(0,!0);var e=(0,S.t)();this[Je]=~~this[Je]+e-this[et],this[rt]=e}function v(e,t){e.on(t,(function(){this[t]=(0,S.t)()}))}this.ee.on(et,g),a.on(tt,g),o.on(tt,g),this.ee.on(rt,m),a.on($e,m),o.on($e,m),this.ee.on(\"fn-err\",((...t)=>{t[2]?.__newrelic?.[e.agentIdentifier]||(0,x.p)(\"function-err\",[...t],void 0,this.featureName,this.ee)})),this.ee.buffer([et,rt,\"xhr-resolved\"],this.featureName),u.buffer([et],this.featureName),s.buffer([\"setTimeout\"+Ye,\"clearTimeout\"+Ze,et],this.featureName),c.buffer([et,\"new-xhr\",\"send-xhr\"+Ze],this.featureName),d.buffer([Qe+Ze,Qe+\"-done\",Qe+Xe+Ze,Qe+Xe+Ye],this.featureName),l.buffer([\"newURL\"],this.featureName),f.buffer([et],this.featureName),a.buffer([\"propagate\",tt,$e,\"executor-err\",\"resolve\"+Ze],this.featureName),i.buffer([et,\"no-\"+et],this.featureName),o.buffer([\"new-jsonp\",\"cb-start\",\"jsonp-error\",\"jsonp-end\"],this.featureName),v(d,Qe+Ze),v(d,Qe+\"-done\"),v(o,\"new-jsonp\"),v(o,\"jsonp-end\"),v(o,\"cb-start\"),l.on(\"pushState-end\",h),l.on(\"replaceState-end\",h),window.addEventListener(\"hashchange\",h,(0,T.jT)(!0,this.removeOnAbort?.signal)),window.addEventListener(\"load\",h,(0,T.jT)(!0,this.removeOnAbort?.signal)),window.addEventListener(\"popstate\",(function(){h(0,n>1)}),(0,T.jT)(!0,this.removeOnAbort?.signal)),this.abortHandler=this.#n,this.importAggregator(e)}#n(){this.removeOnAbort?.abort(),this.abortHandler=void 0}}var it=i(3333);class ot extends b{static featureName=it.TZ;constructor(e,t=!0){super(e,it.TZ,t);const r=[e.init.page_action.enabled,e.init.performance.capture_marks,e.init.performance.capture_measures,e.init.user_actions.enabled,e.init.performance.resources.enabled];if(p.RI&&(e.init.user_actions.enabled&&(it.Zp.forEach((e=>(0,T.sp)(e,(e=>(0,x.p)(\"ua\",[e],void 0,this.featureName,this.ee)),!0))),it.qN.forEach((e=>{const t=(0,v.s)((e=>{(0,x.p)(\"ua\",[e],void 0,this.featureName,this.ee)}),500,{leading:!0});(0,T.sp)(e,t)}))),e.init.performance.resources.enabled&&p.gm.PerformanceObserver?.supportedEntryTypes.includes(\"resource\"))){new PerformanceObserver((e=>{e.getEntries().forEach((e=>{(0,x.p)(\"browserPerformance.resource\",[e],void 0,this.featureName,this.ee)}))})).observe({type:\"resource\",buffered:!0})}r.some((e=>e))?this.importAggregator(e):this.deregisterDrain()}}var at=i(993),st=i(3785);class ct extends b{static featureName=at.TZ;constructor(e,t=!0){super(e,at.TZ,t);const r=this.ee;this.ee.on(\"wrap-logger-end\",(function([e]){const{level:t,customAttributes:n}=this;(0,st.R)(r,e,n,t)})),this.importAggregator(e)}}new class extends o{constructor(t){super(),p.gm?(this.features={},(0,R.bQ)(this.agentIdentifier,this),this.desiredFeatures=new Set(t.features||[]),this.desiredFeatures.add(w),this.runSoftNavOverSpa=[...this.desiredFeatures].some((e=>e.featureName===a.K7.softNav)),(0,d.j)(this,t,t.loaderType||\"agent\"),this.run()):(0,e.R)(21)}get config(){return{info:this.info,init:this.init,loader_config:this.loader_config,runtime:this.runtime}}run(){try{const t=u(this.agentIdentifier),r=[...this.desiredFeatures];r.sort(((e,t)=>a.P3[e.featureName]-a.P3[t.featureName])),r.forEach((r=>{if(!t[r.featureName]&&r.featureName!==a.K7.pageViewEvent)return;if(this.runSoftNavOverSpa&&r.featureName===a.K7.spa)return;if(!this.runSoftNavOverSpa&&r.featureName===a.K7.softNav)return;const n=function(e){switch(e){case a.K7.ajax:return[a.K7.jserrors];case a.K7.sessionTrace:return[a.K7.ajax,a.K7.pageViewEvent];case a.K7.sessionReplay:return[a.K7.sessionTrace];case a.K7.pageViewTiming:return[a.K7.pageViewEvent];default:return[]}}(r.featureName).filter((e=>!(e in this.features)));n.length>0&&(0,e.R)(36,{targetFeature:r.featureName,missingDependencies:n}),this.features[r.featureName]=new r(this)}))}catch(t){(0,e.R)(22,t);for(const e in this.features)this.features[e].abortHandler?.();const r=(0,R.Zm)();delete r.initializedAgents[this.agentIdentifier]?.api,delete r.initializedAgents[this.agentIdentifier]?.features,delete this.sharedAggregator;return r.ee.get(this.agentIdentifier).abort(),!1}}}({features:[he,w,N,Ne,Oe,O,M,ot,ct,Pe,nt],loaderType:\"spa\"})})()})();","google","testAutomationFlags",{"_604":32,"_605":32,"_606":32,"_607":32,"_608":32,"_609":32,"_610":32,"_611":32,"_612":32,"_31":32,"_613":32,"_614":177,"_615":177},"disableAds","disableIirisAuth","disableWelcomeAd","disableBigskyAd","disableIirisRecommend","disableDcts","disableWeatherWidget","disableCashGrainWidget","disableCommoditiesWidget","disableCookieBanner","overrideBrandStyling","overrideThemeStyling","configState",{"_51":52,"_49":50,"_618":8,"_619":-7,"_620":32,"_522":621,"_625":626,"_629":630,"_643":644},"uiBrand","colors","isMarketsDivision",{"_7":622,"_623":624},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltebaaf527b6cd001e/67979fcdc3e1cb806ad9f4ad/Group_5439.svg","contributor","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blte7e5bde4db1b485b/65e83e75eb1317040a497457/theme1_placeholder_avatar.png","media",{"_627":628},"brightcoveAccountId","70829837001","newsletterSignupPromo",{"_631":632,"_633":634},"unbounceURL","/newsletter-subscribe?code=HomePageWeb","elnConfig",{"_635":636},"newsletter",{"_637":638,"_641":642},"subscribeForm",{"_112":639,"_640":177},"Subscribe to Our Newsletters","subtitle","subscribeConfirm",{"_112":639,"_640":177},"proxyConfigs",{"_645":32,"_646":177},"proxyEnabled","proxyRootPath","brandConfig",{"_13":14,"_649":14,"_650":10,"_651":572,"_15":16,"_652":653,"_35":656,"_658":659,"_627":628,"_40":41,"_47":667,"_668":669,"_673":634,"_567":596,"_674":675,"_717":718,"_722":723,"_728":729},"siteFullName","siteUrl","siteDivision","authentication",{"_62":654},{"_30":24,"_655":29},"configId",{"_62":657},{"_37":38},"unbounce",{"_660":661,"_662":663,"_664":665,"_62":666},"local",{},"preview",{},"staging",{},{},{"_7":8,"_49":50,"_51":52},"newsletterSignupPromoContent",{"_112":639,"_670":177,"_671":672},"message","buttonText","Sign Me Up","eln","iirisRecommendation",{"_676":677,"_678":679,"_680":681,"_682":683,"_684":685,"_686":687,"_688":177,"_689":690,"_691":692,"_693":694,"_695":696,"_697":698,"_699":199,"_700":701,"_702":703,"_704":705,"_706":707,"_708":687,"_709":710,"_711":712,"_713":714,"_715":537,"_716":537},"id","widget-1733955667384","division","ic","brandFamily","hosp","entityTagBackground","#333333BF","dateFormat","MMM DD, YYYY","showBy","yes","showTime","borderRadius","4","imageWidth","324","imageHeight","182","dateTimeBgcolor","#FFFFFF","dateTimeFontColor","#767676","imagePosition","dropShadow","#FFEB00","dateTimeFontsize","12","entityTagBorderColor","#333333","borderColor","#E6E6E6","showdate","redirectMode","same","recipe","related-items","sponsoredtagbackground","#FFFF00","sponsoredposition","sponsoredcount","articleSocialShareToggle",{"_719":24,"_720":24,"_721":32},"print","email","reddit","ecommCallbackUrl",{"_660":177,"_662":724,"_664":725,"_726":725,"_62":727},"https://pr-{PR_NUM}-preview.wealthmanagement.com/process-successful-purchase","https://staging.wealthmanagement.com/process-successful-purchase","uat","https://www.wealthmanagement.com/process-successful-purchase","ecommAdvantageEndpoints",{"_660":177,"_662":730,"_664":730,"_726":730,"_62":489},"https://inf-ciderdev2-app-wealthmanagementte.onadvantagecs.com/offer/wmte-for-cider-scm","routes/$topic.$slug._index",{"_733":32,"_734":-7,"_735":675,"_736":737,"_1431":1432,"_1438":1439,"_1455":1456,"_1465":1466,"_1482":32},"isRequestedByGoogleBot","weatherWidgetConfig","iirisRecommendationConfig","template",{"_112":155,"_738":739,"_740":177,"_196":44,"_741":742,"_748":-7,"_749":750,"_755":756,"_1183":1184,"_1430":-7},"categories",[],"categoryDesc","breadcrumbs",[743,746,747],{"_56":744,"_112":745},"/","Home",{"_112":182,"_56":133},{"_112":155,"_56":156},"newsletterSignUpPromo","pagination",{"_751":752,"_753":754},"totalCount",45,"currentPage",40,"contents",[757,779,794,806,819,829,843,854,865,875,887,898,909,920,931,942,969,980,991,1004,1017,1028,1039,1050,1061,1074,1084,1095,1106,1117,1128,1139,1150,1161,1172],{"_184":185,"_163":758,"_186":759,"_169":764,"_171":764,"_174":765,"_766":767,"_176":177,"_178":768,"_180":177,"_172":769,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":773,"_777":778},{"_165":177,"_167":177},[760],{"_54":761,"_190":762,"_192":177,"_763":177},"Halah Touryalai","/author/halah-touryalai","role","Regulation, Not Growth, Is Top Concern for RIAs","/regulation-compliance/regulation-not-growth-is-top-concern-for-rias","linkAttrs",{},"Jun 25, 2009","RIAs have a lot on their plates. They’ve seen their assets drop significantly over the last year, their clients are demanding more of their time, revenues are taking a hit and on top of it all, there’s potential for major regulatory changes in their industry.","articleBodyJsonSummary","normal","paidGating",{"_774":32,"_775":776},"paidContent","paidProductTaxonomy",[],"articleSize","big",{"_184":185,"_163":780,"_186":781,"_169":787,"_171":787,"_174":788,"_766":789,"_176":177,"_178":790,"_180":177,"_172":791,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":792,"_777":778},{"_165":177,"_167":177},[782],{"_54":783,"_190":784,"_192":785,"_763":786},"David Geracioti","/author/david-geracioti","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltd04eee80f4ce39c6/6724b9993cfc7c4cecb5574c/david-geraciote.jpg","Editor in Chief","Madoff Had Help Running His Fraud, Says SEC","/regulation-compliance/madoff-had-help-running-his-fraud-says-sec",{},"Jun 22, 2009","The SEC today indicted four individuals for helping Bernie Madoff in his colossal Ponzi scheme. One of the individuals was a registered rep and a second was an investment advisor. If the allegations are true, the men and one woman are quite wicked—or kept themselves willfully (“recklessly,” says the SEC) ignorant.",{"_774":32,"_775":793},[],{"_184":185,"_163":795,"_186":796,"_169":800,"_171":800,"_174":801,"_766":802,"_176":177,"_178":790,"_180":177,"_172":803,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":804,"_777":778},{"_165":177,"_167":177},[797],{"_54":798,"_190":799,"_192":177,"_763":177},"John Churchill","/author/john-churchill","Sir Allen Stanford Indicted","/regulation-compliance/sir-allen-stanford-indicted",{},"Allen Stanford, the flamboyant 59-year-old billionaire CEO of the Stanford Group Companies was indicted Friday on charges of conspiracy to commit securities, mail and wire fraud. Six other individuals were also indicted, including the chief banking regulator of Antigua.",{"_774":32,"_775":805},[],{"_184":185,"_163":807,"_186":808,"_169":812,"_171":812,"_174":813,"_766":814,"_176":177,"_178":815,"_180":177,"_172":816,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":817,"_777":778},{"_165":177,"_167":177},[809],{"_54":810,"_190":811,"_192":177,"_763":177},"Kristen French","/author/kristen-french","FINRA Board Gets New Members; LPL, Ed Jones, Deutsche Replace Merrill, Lehman, ING execs","/regulation-compliance/finra-board-gets-new-members-lpl-ed-jones-deutsche-replace-merrill-lehman-ing-execs",{},"Jun 11, 2009","Four new members were elected to the FINRA Board o Governors today: LPL Chairman and CEO, Mark Casady, took over the Independent Dealer/Insurance Affiliate seat from John Simmers, former Chairman and CEO of ING Advisors Network, who stepped down from that position on April 16.",{"_774":32,"_775":818},[],{"_184":185,"_163":820,"_186":821,"_169":823,"_171":823,"_174":824,"_766":825,"_176":177,"_178":815,"_180":177,"_172":826,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":827,"_777":778},{"_165":177,"_167":177},[822],{"_54":783,"_190":784,"_192":785,"_763":786},"The Financial Industry's Image Problem (Cont.)","/regulation-compliance/the-financial-industry-s-image-problem-cont-",{},"You know that your industry has a problem — a serious trust issue — when a New York Times columnist today sums up the case against financial advisor Matthew Weitzman thusly: “So most readers of this newspaper could be victims in other similar situations.” Please go to VonAldo.com, the blog of Registered Rep. Editor-in-Chief David A. Geracioti.",{"_774":32,"_775":828},[],{"_184":185,"_163":830,"_186":833,"_169":832,"_171":832,"_174":837,"_766":838,"_176":177,"_178":839,"_180":177,"_172":840,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":841,"_777":778},{"_165":831,"_167":832},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt71a8ae12439917d5/673370e0a8d9f1d9059baedb/redflag.gif","Street Legal: Red Flags",[834],{"_54":835,"_190":836,"_192":177,"_763":177},"Bill Singer","/author/bill-singer","/regulation-compliance/street-legal-red-flags",{},"Jun 1, 2009","I 'm not saying that FINRA is seeing Communists under every bed, but lately, our regulator is sure seeing a lot of Reds as in red flags. Consider these two recent disciplinary actions. Waving Red Flags Registered Principal Robert Anthony Bellia Jr. was charged with failing to investigate why one registered representative under his supervision had an apparently troubling number of in his customers'",{"_774":32,"_775":842},[],{"_184":185,"_163":844,"_186":845,"_169":847,"_171":847,"_174":848,"_766":849,"_176":177,"_178":850,"_180":177,"_172":851,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":852,"_777":778},{"_165":177,"_167":177},[846],{"_54":810,"_190":811,"_192":177,"_763":177},"Former Brookstreet Brokers Hit With Fraud Charges","/regulation-compliance/former-brookstreet-brokers-hit-with-fraud-charges",{},"May 28, 2009","Almost two years after their firm imploded, 16 brokers from Brookstreet Securities may have come to justice. The SEC today charged 10 brokers from the now defunct firm with fraud for marketing risky mortgage-backed derivatives as conservative investments to over 750 customers--and margined them to the hilt while claiming they were using little leverage. FINRA lodged similar charges against an additional six brokers.",{"_774":32,"_775":853},[],{"_184":185,"_163":855,"_186":856,"_169":858,"_171":858,"_174":859,"_766":860,"_176":177,"_178":861,"_180":177,"_172":862,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":863,"_777":778},{"_165":177,"_167":177},[857],{"_54":810,"_190":811,"_192":177,"_763":177},"SEC Proposes Anti-Ponzi Rules. Do They Fall Short?","/regulation-compliance/sec-proposes-anti-ponzi-rules-do-they-fall-short-",{},"May 15, 2009","Surprise exams and reviews by third party accountants: These are the new measures the SEC proposed on Thursday to combat ponzi schemes like the one Bernie Madoff pulled off last December. Ponzi schemes have been piling up over the past several months. In fact, the SEC has taken more than two dozen enforcement actions involving ponzi schemes since January of this year, according to the regulator. The five commissioners voted unanimously in favor of the rule proposal.",{"_774":32,"_775":864},[],{"_184":185,"_163":866,"_186":867,"_169":869,"_171":869,"_174":870,"_766":871,"_176":177,"_178":872,"_180":177,"_172":177,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":873,"_777":778},{"_165":177,"_167":177},[868],{"_54":783,"_190":784,"_192":785,"_763":786},"Brokers To The Ramparts! Unionize!","/regulation-compliance/brokers-to-the-ramparts-unionize-",{},"May 4, 2009",{"_774":32,"_775":874},[],{"_184":185,"_163":876,"_186":879,"_169":878,"_171":878,"_174":881,"_766":882,"_176":177,"_178":883,"_180":177,"_172":884,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":885,"_777":778},{"_165":877,"_167":878},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt94d5a41f3432c783/6733786d957b3d3f5d163ea7/legalworse.gif","Street Legal: From Bad To Worse And Back",[880],{"_54":835,"_190":836,"_192":177,"_763":177},"/regulation-compliance/street-legal-from-bad-to-worse-and-back",{},"May 1, 2009","In his 26-years in the industry, Reggie Repp (that's what we'll call the anonymous broker in this story) was named in five customer complaints",{"_774":32,"_775":886},[],{"_184":185,"_163":888,"_186":889,"_169":891,"_171":892,"_174":893,"_766":894,"_176":177,"_178":883,"_180":177,"_172":895,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":896,"_777":778},{"_165":177,"_167":177},[890],{"_54":798,"_190":799,"_192":177,"_763":177},"Blotter 2009-05-01","Blotter","/regulation-compliance/blotter-2009-05-01",{},"Fleecing the Flock: The SEC charged seven Queens, NY church leaders with carrying out a fraudulent investment scheme that targeted elderly churchgoers",{"_774":32,"_775":897},[],{"_184":185,"_163":899,"_186":900,"_169":902,"_171":902,"_174":903,"_766":904,"_176":177,"_178":905,"_180":177,"_172":906,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":907,"_777":778},{"_165":177,"_167":177},[901],{"_54":798,"_190":799,"_192":177,"_763":177},"The Anatomy of an Alleged Fraud","/regulation-compliance/the-anatomy-of-an-alleged-fraud",{},"Apr 27, 2009","The SEC hasn’t yet charged Allen Stanford with a crime, but it would seem the regulator is getting much closer.",{"_774":32,"_775":908},[],{"_184":185,"_163":910,"_186":911,"_169":913,"_171":913,"_174":914,"_766":915,"_176":177,"_178":916,"_180":177,"_172":917,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":918,"_777":778},{"_165":177,"_167":177},[912],{"_54":761,"_190":762,"_192":177,"_763":177},"Treasury Extend TARP to Life Insurers—If They Qualify","/regulation-compliance/treasury-extend-tarp-to-life-insurers-if-they-qualify",{},"Apr 13, 2009","The Treasury Department announced last Wednesday it will offer help—in the form of TARP money—to the struggling life insurance sector. The news sent life insurance stocks soaring on Thursday, and they continued to rise on Monday. The Treasury is now reviewing applications for aid from insurers including Hartford Financial Services Group Inc., Lincoln National Corp. and Prudential Financial Inc from the $700 billion bailout program.",{"_774":32,"_775":919},[],{"_184":185,"_163":921,"_186":922,"_169":924,"_171":924,"_174":925,"_766":926,"_176":177,"_178":927,"_180":177,"_172":928,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":929,"_777":778},{"_165":177,"_167":177},[923],{"_54":810,"_190":811,"_192":177,"_763":177},"Selling Shorts…Short?","/regulation-compliance/selling-shorts-short-",{},"Apr 8, 2009","Shorts are, once again, in the sights of regulators, as they seek remedies—or, some would say, scapegoats—for recent market pain. The Securities Exchange Commission announced today that it is considering restricting short selling—again. The new rule would either take a market-wide approach or target individual securities that experienced a severe decline in price, and would include measures similar to the now defunct uptick rule and the Nasdaq’s old bid-test. (The proposals will be open to comment for 60 days.)",{"_774":32,"_775":930},[],{"_184":185,"_163":932,"_186":933,"_169":935,"_171":935,"_174":936,"_766":937,"_176":177,"_178":938,"_180":177,"_172":939,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":940,"_777":778},{"_165":177,"_167":177},[934],{"_54":810,"_190":811,"_192":177,"_763":177},"Silver Lining Department: The Ponzi Pileup","/regulation-compliance/silver-lining-department-the-ponzi-pileup",{},"Apr 2, 2009","If there is any upside to the market meltdown of the past seven months, it might be that so many fraudsters operating Ponzi schemes have been dragged into the light. There seems to be a new Ponzi crackdown every few weeks. On Wednesday, April 1, the Securities Exchange Commission announced it had halted its 14th Ponzi scheme in the four months since December.",{"_774":32,"_775":941},[],{"_184":185,"_163":943,"_186":944,"_169":950,"_171":950,"_174":951,"_766":952,"_176":177,"_178":953,"_180":177,"_172":954,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":955,"_777":778},{"_165":177,"_167":177},[945],{"_54":946,"_190":947,"_192":948,"_763":949},"Amy P. Jetel","/author/amy-p-jetel","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltecfb0d25f7a7a16b/6724b717d5aa532fb6ce415e/jetelamy-4c.jpg","Partner","What's a Fideicomiso?","/regulation-compliance/what-s-a-fideicomiso-",{},"Apr 1, 2009","Any professional who serves high-net-worth clients eventually comes face to face with a Mexican fideicomiso (pronounced fee-day-kah-mee-so) and has to decide how to advise the client on how the fideicomiso should be taxed and reported under U.S. tax law.",{"_774":24,"_775":956},[957],{"_958":959,"_960":177,"_961":962,"_963":964,"_965":966,"_967":24,"_968":177},"uid","blt383a56e4f7171a94","paidProductName","paidProductTaxonomyType","siteSubscription","paymentEngine","advantage","paidProductId","TAE","activeProduct","promoCode",{"_184":185,"_163":970,"_186":973,"_169":972,"_171":972,"_174":975,"_766":976,"_176":177,"_178":953,"_180":177,"_172":977,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":978,"_777":778},{"_165":971,"_167":972},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt4aef3aa9be70e3c1/6733f84a3a1491a382cbb54b/sec.gif","Naughty Or Not: SEC to Contact Your Clients",[974],{"_54":798,"_190":799,"_192":177,"_763":177},"/regulation-compliance/naughty-or-not-sec-to-contact-your-clients",{},"In an effort to catch future Madoffs before they strike, the SEC would like to ask your clients a few questions. Over-the-top government meddling or simply a good idea?",{"_774":32,"_775":979},[],{"_184":185,"_163":981,"_186":984,"_169":983,"_171":983,"_174":986,"_766":987,"_176":177,"_178":953,"_180":177,"_172":988,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":989,"_777":778},{"_165":982,"_167":983},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt43961f1b7cee1feb/6733f9217e76a76c51c4fb4d/tape.gif","Let's Go to the Tape",[985],{"_54":835,"_190":836,"_192":177,"_763":177},"/regulation-compliance/let-s-go-to-the-tape",{},"Some brokerage and RIA firms are on the hook, literally, for their advisors' telephone conversations in particular those with a certain number of reps who've previously worked at firms",{"_774":32,"_775":990},[],{"_184":185,"_163":992,"_186":995,"_169":994,"_171":994,"_174":999,"_766":1000,"_176":177,"_178":953,"_180":177,"_172":1001,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":1002,"_777":778},{"_165":993,"_167":994},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltcaaf253b87aab730/6733e28dec23a17420acb6b3/artgrant2.gif","Caught In The Crossfire",[996],{"_54":997,"_190":998,"_192":177,"_763":177},"Christina Mucciolo","/author/christina-mucciolo","/regulation-compliance/caught-in-the-crossfire",{},"Proposed legislation aimed at restricting the use of independent contractors for labor and tax purposes is back on the federal to do list. Independent broker/dealer executives are worried the legislation could put them out of business",{"_774":32,"_775":1003},[],{"_184":185,"_163":1005,"_186":1006,"_169":1010,"_171":1010,"_174":1011,"_766":1012,"_176":177,"_178":1013,"_180":177,"_172":1014,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":1015,"_777":778},{"_165":177,"_167":177},[1007],{"_54":1008,"_190":1009,"_192":177,"_763":177},"John Aidan Byrne","/author/john-aidan-byrne","McCarver Wins Award for Losses in Morgan Keegan Funds","/regulation-compliance/mccarver-wins-award-for-losses-in-morgan-keegan-funds",{},"Mar 25, 2009","FINRA recently awarded $100,000 to baseball broadcaster Tim McCarver related to his losses on Morgan Keegan mutual funds. McCarver invested $400,000 in four closed-end mutual funds and one open-end fund. The funds suffered from the meltdown in subprime mortgage and other collateralized debt securities.",{"_774":32,"_775":1016},[],{"_184":185,"_163":1018,"_186":1019,"_169":1021,"_171":1021,"_174":1022,"_766":1023,"_176":177,"_178":1024,"_180":177,"_172":1025,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":1026,"_777":778},{"_165":177,"_167":177},[1020],{"_54":997,"_190":998,"_192":177,"_763":177},"AIG Smackdown: The Way of the Samurai? TARP is ‘Assinine.’ Pandit’s Comp Attack. Mrs. Ponz’s Many Seacraft","/regulation-compliance/aig-smackdown-the-way-of-the-samurai-tarp-is-assinine-pandit-s-comp-attack-mrs-ponz-s-many-seacraft",{},"Mar 17, 2009","This week, Wall Street is bearish on compensation. Perhaps the most alarming (read hilarious) bit of news was a veritable death sentence for AIG executives issued Monday by Iowa Senator Charles “Chuck” Grassley, who told Cedar Rapids, Iowa, radio station WMT that AIG executives should follow \"the Japanese example\" by publicly apologizing to the American people and then doing “one of two things: resign or go commit suicide,” reports Dealbreaker.",{"_774":32,"_775":1027},[],{"_184":185,"_163":1029,"_186":1030,"_169":1032,"_171":1032,"_174":1033,"_766":1034,"_176":177,"_178":1035,"_180":177,"_172":1036,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":1037,"_777":778},{"_165":177,"_167":177},[1031],{"_54":761,"_190":762,"_192":177,"_763":177},"Extreme Makeover: SEC","/regulation-compliance/extreme-makeover-sec",{},"Mar 11, 2009","When you weigh the Securities and Exchange Commission’s manpower, technology and budget against the securities industry’s size and complexity, it’s easy to imagine gaps in the regulatory system. With or without an increased budget, the SEC wants to make up for its shortcomings.",{"_774":32,"_775":1038},[],{"_184":185,"_163":1040,"_186":1041,"_169":1043,"_171":1043,"_174":1044,"_766":1045,"_176":177,"_178":1046,"_180":177,"_172":1047,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":1048,"_777":778},{"_165":177,"_167":177},[1042],{"_54":783,"_190":784,"_192":785,"_763":786},"Gadfly to FINRA: “Better,” “Fairer” Regulation Please","/regulation-compliance/gadfly-to-finra-better-fairer-regulation-please",{},"Mar 6, 2009","We really don’t want to take sides, but we can’t help but notice that our long-time legal columnist Bill Singer is throwing down the gauntlet again. He’s challenging FINRA—for a meeting. You see, Bill Singer has a history of, as he says, “driving regulators crazy, from the NASD to FINRA and the SEC.” In the 1990s, he founded the NASD Dissident Movement and became one of the first four candidates in that SRO’s history to challenge its slate of Board candidates. Since then, he frequently joins forces with those who prefer the title of NASD (now FINRA) Reformers, and together the FINRA Dissident/Reform Movement has lobbied for what it calls “more cogent rulemaking and more effective regulation.” (This is not imply that every regional/indie brokerage agrees with Singer and his Dissident/Reform Movement.)",{"_774":32,"_775":1049},[],{"_184":185,"_163":1051,"_186":1052,"_169":1054,"_171":1054,"_174":1055,"_766":1056,"_176":177,"_178":1057,"_180":177,"_172":1058,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":1059,"_777":778},{"_165":177,"_167":177},[1053],{"_54":798,"_190":799,"_192":177,"_763":177},"SEC Sued by Stanford Group Advisors for Violation of Constitutional Rights","/regulation-compliance/sec-sued-by-stanford-group-advisors-for-violation-of-constitutional-rights",{},"Mar 4, 2009","The SEC’s civil fraud charges against R. Allen Stanford are having nasty repercussions for Stanford Financial Group financial advisors and clients not implicated in any wrongdoing. The SEC has frozen client accounts of Stanford Financial Group advisors, and the SEC ordered the advisors not to communicate with their clients. So advisors, who are not individually accused of any wrong doing (and, in some cases, only recently joined the advisory) are fighting back—and suing the SEC.",{"_774":32,"_775":1060},[],{"_184":185,"_163":1062,"_186":1063,"_169":1067,"_171":1067,"_174":1068,"_766":1069,"_176":177,"_178":1070,"_180":177,"_172":1071,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":1072,"_777":778},{"_165":177,"_167":177},[1064],{"_54":1065,"_190":1066,"_192":177,"_763":177},"Karen Donovan","/author/karen-donovan","Clearing Your Good Name Is Harder Than Ever","/regulation-compliance/clearing-your-good-name-is-harder-than-ever",{},"Mar 1, 2009","A new rule that took effect in January stipulates that there are three reasons—and three reasons only—to grant expungement of client complaints from your U4",{"_774":32,"_775":1073},[],{"_184":185,"_163":1075,"_186":1076,"_169":1078,"_171":892,"_174":1079,"_766":1080,"_176":177,"_178":1070,"_180":177,"_172":1081,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":1082,"_777":778},{"_165":177,"_167":177},[1077],{"_54":798,"_190":799,"_192":177,"_763":177},"Blotter 2009-03-01","/regulation-compliance/blotter-2009-03-01",{},"A financial advisor accused of stealing more than $1 million from investors pleaded guilty in February to securities and wire fraud charges",{"_774":32,"_775":1083},[],{"_184":185,"_163":1085,"_186":1086,"_169":1088,"_171":1088,"_174":1089,"_766":1090,"_176":177,"_178":1091,"_180":177,"_172":1092,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":1093,"_777":778},{"_165":177,"_167":177},[1087],{"_54":798,"_190":799,"_192":177,"_763":177},"AG Cuomo Has the Goods—What Will Come of Merrill Bonuses?","/regulation-compliance/ag-cuomo-has-the-goods-what-will-come-of-merrill-bonuses-",{},"Feb 26, 2009","Ken Lewis had a date with New York Attorney General, Andrew Cuomo, today. He was called to testify on what he knew about the $3.6 billion in bonuses paid out to Merrill Lynch employees late last year. The bonuses were paid just as Merrill was racking up its $27 billion in losses for 2008 and BofA was asking the Feds for $20 billion in TARP money.",{"_774":32,"_775":1094},[],{"_184":185,"_163":1096,"_186":1097,"_169":1099,"_171":1099,"_174":1100,"_766":1101,"_176":177,"_178":1102,"_180":177,"_172":1103,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":1104,"_777":778},{"_165":177,"_167":177},[1098],{"_54":761,"_190":762,"_192":177,"_763":177},"Madoff Victims Go After Solvent Parent Companies","/regulation-compliance/madoff-victims-go-after-solvent-parent-companies",{},"Feb 24, 2009","Exactly how Tremont Group Holdings plans to defend itself against claims that it was “reckless” with client money that was invested in Madoff funds is something those affected by the Madoff scandal—and really, anyone interested in how fund of fund companies conduct due diligence—will be watching.",{"_774":32,"_775":1105},[],{"_184":185,"_163":1107,"_186":1108,"_169":1110,"_171":1110,"_174":1111,"_766":1112,"_176":177,"_178":1113,"_180":177,"_172":1114,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":1115,"_777":778},{"_165":177,"_167":177},[1109],{"_54":810,"_190":811,"_192":177,"_763":177},"News Roundup: Citi Nationalization? UBS Hides Behind Swiss Law; Nigerian Scams Citi","/regulation-compliance/news-roundup-citi-nationalization-ubs-hides-behind-swiss-law-nigerian-scams-citi",{},"Feb 23, 2009","Talk of bank nationalization is heating up. The Wall Street Journal, and The Financial Times report that the government may take up to a 40 percent stake in Citigroup, citing unnamed sources close to the negotiations, though the Journal suggests that bank executives are hoping the stake will be closer to 25 percent.",{"_774":32,"_775":1116},[],{"_184":185,"_163":1118,"_186":1119,"_169":1121,"_171":1121,"_174":1122,"_766":1123,"_176":177,"_178":1124,"_180":177,"_172":1125,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":1126,"_777":778},{"_165":177,"_167":177},[1120],{"_54":798,"_190":799,"_192":177,"_763":177},"UBS Wealth Mgt Executive On The Lam; U.S. Promises To Find Tax Cheats—And The Advisors Who Assist Them","/regulation-compliance/ubs-wealth-mgt-executive-on-the-lam-u-s-promises-to-find-tax-cheats-and-the-advisors-who-assist-them",{},"Feb 19, 2009","Allen Stanford isn’t the only high profile financial executive currently on the run from authorities. Buried in the Department of Justice press release yesterday regarding its deferred prosecution settlement agreement with UBS was the fact that one of its top executives was still a fugitive from justice.",{"_774":32,"_775":1127},[],{"_184":185,"_163":1129,"_186":1130,"_169":1132,"_171":1132,"_174":1133,"_766":1134,"_176":177,"_178":1135,"_180":177,"_172":1136,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":1137,"_777":778},{"_165":177,"_167":177},[1131],{"_54":798,"_190":799,"_192":177,"_763":177},"UBS Nailed With $780 Million Fine, Admits To Aiding Tax Dodge Clients","/regulation-compliance/ubs-nailed-with-780-million-fine-admits-to-aiding-tax-dodge-clients",{},"Feb 18, 2009","The U.S. government has taken its pound of flesh from UBS today. According to a Department of Justice press release, Switzerland’s largest bank has settled with the U.S. government, admitting to helping U.S. taxpayers hide accounts from the IRS.",{"_774":32,"_775":1138},[],{"_184":185,"_163":1140,"_186":1141,"_169":1143,"_171":1143,"_174":1144,"_766":1145,"_176":177,"_178":1146,"_180":177,"_172":1147,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":1148,"_777":778},{"_165":177,"_167":177},[1142],{"_54":798,"_190":799,"_192":177,"_763":177},"SEC, FINRA, Hit Hard By Markopolos Testimony","/regulation-compliance/sec-finra-hit-hard-by-markopolos-testimony",{},"Feb 4, 2009","Harry Markopolos, the famously ignored Madoff whistleblower whose well-informed and detailed warnings about Bernard Madoff were disregarded for years by regulators, testified before House Financial Services Committee today that the SEC is “incompetent,” among other things.",{"_774":32,"_775":1149},[],{"_184":185,"_163":1151,"_186":1152,"_169":1154,"_171":1154,"_174":1155,"_766":1156,"_176":177,"_178":1157,"_180":177,"_172":1158,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":1159,"_777":778},{"_165":177,"_167":177},[1153],{"_54":835,"_190":836,"_192":177,"_763":177},"Street Legal: Barred Behind Bars","/regulation-compliance/street-legal-barred-behind-bars",{},"Feb 1, 2009","Byron S. Rainner, a former registered representative for MetLife Financial Services, pleaded guilty in Georgia federal court to one count of wire fraud involving a scheme that targeted the Sheriff's Office of Fulton County, Georgia (clearly, not the best patsy a wannabe felon could have chosen). On November 20, 2006, Rainner was sentenced to a prison term of 30 months followed by three years of supervised",{"_774":32,"_775":1160},[],{"_184":185,"_163":1162,"_186":1163,"_169":1165,"_171":892,"_174":1166,"_766":1167,"_176":177,"_178":1168,"_180":177,"_172":1169,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":1170,"_777":778},{"_165":177,"_167":177},[1164],{"_54":798,"_190":799,"_192":177,"_763":177},"Blotter 2009-01-01","/regulation-compliance/blotter-2009-01-01",{},"Jan 1, 2009","SEC In Madoff Squeeze: The $50 billion question on everyone's mind as investigators sift through files and records of Bernard Madoff is how and for how long did the 70-year-old money manager and pioneer of electronic trading get away with the largest Ponzi scheme in history? What better agency to answer that question than the one required to regulate firms like Madoff's the SEC. Already in the hot",{"_774":32,"_775":1171},[],{"_184":185,"_163":1173,"_186":1174,"_169":1176,"_171":1176,"_174":1177,"_766":1178,"_176":177,"_178":1179,"_180":177,"_172":1180,"_770":177,"_196":771,"_181":155,"_183":156,"_194":362,"_772":1181,"_777":778},{"_165":177,"_167":177},[1175],{"_54":798,"_190":799,"_192":177,"_763":177},"The Madoff Effect: A Regulatory Overhaul?","/regulation-compliance/the-madoff-effect-a-regulatory-overhaul-",{},"Dec 17, 2008","As Bernard Madoff was being fitted for an electronic ankle bracelet and ordered to stay inside his house, the heat was being turned up on the cop that didn’t catch him: the SEC",{"_774":32,"_775":1182},[],"sidebarModules",[1185,1233,1247,1359,1393,1412],{"_88":1186,"_1187":1188,"_1230":1231},"module_content_cards","data",{"_112":1189,"_1190":1191,"_196":1192,"_755":1193,"_1226":1227,"_1228":1227,"_1229":-7},"RSB - Content cards","moduleLabel","Latest news","default",[1194,1209,1217],{"_88":1195,"_1187":1196},"contentPreview",{"_184":185,"_196":1197,"_163":1198,"_169":1201,"_171":1202,"_174":1203,"_176":1203,"_766":1204,"_178":179,"_180":177,"_181":158,"_183":159,"_186":1205,"_194":271,"_772":1207},"card-horizontal",{"_165":1199,"_167":1200},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt67004ea2ccff0fbb/67abcc8f39b12b008b1cb140/restieiri-oros-hightower.jpg","Larry Restieri and Bob Oros Hightower","Hightower CEO Bob Oros To Step Down","Hightower CEO Bob Oros To Step Down ","/career-moves/hightower-ceo-bob-oros-to-step-down",{},[1206],{"_54":359,"_190":360,"_192":361},{"_774":32,"_775":1208},[],{"_88":1195,"_1187":1210},{"_184":185,"_196":1197,"_163":1211,"_169":170,"_171":170,"_174":175,"_176":175,"_766":1212,"_178":179,"_180":177,"_181":182,"_183":133,"_186":1213,"_194":195,"_772":1215},{"_165":166,"_167":168},{},[1214],{"_54":189,"_190":191,"_192":193},{"_774":32,"_775":1216},[],{"_88":1195,"_1187":1218},{"_184":185,"_196":1197,"_163":1219,"_169":263,"_171":1220,"_174":265,"_176":265,"_766":1221,"_178":179,"_180":177,"_181":233,"_183":234,"_186":1222,"_194":271,"_772":1224},{"_165":261,"_167":262},"Advisor Use of Custom Model Portfolios Rises",{},[1223],{"_54":268,"_190":269,"_192":270},{"_774":32,"_775":1225},[],"dateDisplay","show","contributorDisplay","displayAd","adConfig",{"_1232":32},"nativeAdOption",{"_88":1234,"_958":1235,"_1187":1236},"module_newsletter_promo","blta6c28a4504323eb8",{"_112":1237,"_670":1238,"_1239":1235,"_671":1240,"_196":1241,"_1242":1243,"_1244":32,"_1245":1246},"Sign Up for Newsletters","Sign up to receive the latest insights, trends, and analysis.","newsletterId","Subscribe now","horizontal","mode","dark","isOnHomepage","moduleLocation","sidebar",{"_88":1248,"_1187":1249},"module_content_spotlight",{"_196":771,"_1242":1250,"_1251":1252,"_1253":1254,"_184":1255,"_176":471,"_1256":1257},"light","textAlignment","center","moduleDesign","standard","Document","content",{"_1258":1259,"_522":1260,"_1263":1264,"_1265":503,"_1266":503,"_1267":1268,"_172":1348,"_1349":1348,"_1350":1351,"_766":1354,"_174":1353,"_181":255,"_183":1355,"_178":1356,"_772":1357},"keywords",[],{"_56":1261,"_512":1262},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt22b65b64421af461/6737484822c13397ad2f1459/iStock-1187113662.jpg","iStock-1187113662.jpg","summary","Featured WMIQ Research","heading","mobileHeading","articleBody",[1269,1285,1291,1296,1301,1306,1338,1343],{"_88":1270,"_1271":1272,"_1256":1275},"paragraph","attrs",{"_1273":1274},"textAlign","left",[1276,1278],{"_88":1277},"hardBreak",{"_88":522,"_1271":1279},{"_1273":1274,"_165":1280,"_167":1281,"_112":-5,"_1282":1283},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt21897644bb1e60b4/67374845c2f89b587e22ae12/57ce9757-7cad-46ce-ba00-6f4311af5027.mma_primary_logo_h_blue-250_1.png","57ce9757-7cad-46ce-ba00-6f4311af5027.mma_primary_logo_h_blue-250_1.png","style",{"_1284":1252},"float",{"_88":1270,"_1271":1286,"_1256":1287},{"_1273":1274},[1288],{"_88":1289,"_1289":1290},"text","Advisors and principals at wealth management firms, as well as their counterparts at retirement plan advisory firms, agree on one thing: The convergence of their business models is coming.",{"_88":1270,"_1271":1292,"_1256":1293},{"_1273":1274},[1294],{"_88":1289,"_1289":1295},"A new study of wealth managers and retirement plan advisors conducted by Wealth Management IQ, Informa and Marsh McLennan Agency, explored the reasons for the convergence and how each business model views the challenges and opportunities that lie ahead.",{"_88":1270,"_1271":1297,"_1256":1298},{"_1273":1274},[1299],{"_88":1289,"_1289":1300},"This report explores the findings of the research and provides insights that can give advisors in either camp a competitive edge as the market evolves.",{"_88":1270,"_1271":1302,"_1256":1303},{"_1273":1274},[1304],{"_88":1289,"_1289":1305},"The report will touch on:",{"_88":1307,"_1256":1308},"bulletList",[1309,1317,1324,1331],{"_88":1310,"_1256":1311},"listItem",[1312],{"_88":1270,"_1271":1313,"_1256":1314},{"_1273":1274},[1315],{"_88":1289,"_1289":1316},"How volatility, technology, demographics and retirement income are creating new opportunities in wealth and retirement.",{"_88":1310,"_1256":1318},[1319],{"_88":1270,"_1271":1320,"_1256":1321},{"_1273":1274},[1322],{"_88":1289,"_1289":1323},"How defined contribution plans are presenting advisors with access to thousands of qualified prospects.",{"_88":1310,"_1256":1325},[1326],{"_88":1270,"_1271":1327,"_1256":1328},{"_1273":1274},[1329],{"_88":1289,"_1289":1330},"How M&A is quickly aligning retirement plan and wealth management capabilities to accelerate convergence.",{"_88":1310,"_1256":1332},[1333],{"_88":1270,"_1271":1334,"_1256":1335},{"_1273":1274},[1336],{"_88":1289,"_1289":1337},"How private equity is fueling convergence — and what could be coming next.",{"_88":1270,"_1271":1339,"_1256":1340},{"_1273":1274},[1341],{"_88":1289,"_1289":1342},"Download the report. ",{"_88":1270,"_1271":1344,"_1256":1345},{"_1273":1274},[1346],{"_88":1289,"_1289":1347}," ","Why convergence is coming and what it means.","body","callToAction",{"_1289":1352,"_56":1353},"Read more","/financial-planning/wealth-managers-and-rpa-advisors",{},"#","2023-02-02T23:36:00.000Z",{"_774":32,"_775":1358},[],{"_88":1360,"_1187":1361},"module_link_list",{"_1362":1363,"_1364":400,"_1365":1366,"_1367":177,"_1368":1369,"_525":32,"_1374":1375},"listOption","Dynamic","listTitle","icon","ChalkBoard","externalFeed","ctaButton",{"_1370":1371,"_1372":1373},"ctaButtonLink","/wealth-management-webinars ","ctaButtonText","View more","articles",[1376,1382,1384,1390],{"_184":256,"_112":307,"_56":308,"_1377":32,"_1378":311,"_1379":1380,"_1381":309,"_180":254},"isExternalLink","readTime","publishedDate","2025-02-26T22:06:21.000Z","eventDate",{"_184":256,"_112":249,"_56":251,"_1377":32,"_1378":258,"_1379":1383,"_1381":253,"_180":254},"2025-02-25T18:04:00.000Z",{"_184":256,"_112":1385,"_56":1386,"_1377":32,"_1378":752,"_1379":1387,"_1381":1388,"_180":1389},"WealthManagement.com Industry Awards 2025: Top Tips for Submitting a Winning Nomination","/wealth-management-industry-awards/wealthmanagement-com-industry-awards-2025-top-tips-for-submitting-a-winning-nomination","2025-02-20T18:14:00.000Z","Feb 20, 2025","1:00 pm EST",{"_184":256,"_112":299,"_56":301,"_1377":32,"_1378":258,"_1379":1391,"_1381":1392,"_180":302},"2025-02-11T21:04:00.000Z","Mar 4, 2025",{"_88":1394,"_1187":1395},"module_event_promo",{"_112":1396,"_1397":1398,"_1399":177,"_1400":177,"_1401":24,"_1402":1403,"_1404":1405,"_178":1406,"_107":1407,"_1408":1409,"_1410":1411},"RSB - Event promo","logoPosition","Left","backgroundImage","backgroundColor","isConstrained","logoSrc","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltc8c483ee7577fd5f/679402f9101c3644d1914ad5/RIA-Nashville-Black.png","logoAlt","RIA Edge Nashville","Apr 1 - Apr 2, 2025","Learn from top leaders tackling growth, pay, and personnel challenges daily.","btnCTAText","Learn More","btnCTALink","https://informaconnect.com/ria-edge-nashville/",{"_88":1413,"_1187":1414},"module_publication_promo",{"_112":1415,"_958":1416,"_1417":1418,"_1419":1398,"_1372":1420,"_1421":1422,"_1428":1429},"Trusts & Estates Magazine","blt529eec50cacc25f9","promoLabel","Latest Digital Edition","textPosition","Read More","promoPublication",{"_112":1423,"_1263":1424,"_522":1425,"_512":1426,"_56":1427},"Trusts & Estates: February 2025 Digital Edition","Feature on Ultra-High-Net-Worth Families & Family Offices","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt72b1d763b36e1e90/6797d47edd317102c0dec516/TECoverFeb2025.png","Trusts Estates February 2025","/publications/trusts---estates/trusts-estates-february-2025-digital-edition","relatedContent",[],"resourcesModule","metadata",{"_88":1433,"_958":1434,"_1435":1436,"_1437":12},"topic","blt7aad32f0e8d1e9fa","aid","815230","reg","schema",[1440],{"_1441":1442,"_1443":1444,"_1445":1446},"@context","https://schema.org","@type","BreadcrumbList","itemListElement",[1447,1451,1453],{"_1443":1448,"_1449":362,"_54":745,"_1450":10},"ListItem","position","item",{"_1443":1448,"_1449":271,"_54":182,"_1450":1452},"https://www.wealthmanagement.com/wealth-management-industry-trends",{"_1443":1448,"_1449":195,"_54":155,"_1450":1454},"https://www.wealthmanagement.com/wealth-management-industry-trends/regulation-compliance","seo",{"_1457":6,"_1458":1459,"_1460":1461,"_1462":32,"_1463":1464,"_13":14},"canonicalUrl","metaDescription","Explore the latest news and expert commentary on Regulations & Compliance, brought to you by the editors of WealthManagement.com","metaTitle","Regulations & Compliance recent news | WealthManagement.com","noIndex","imageUrl","https://www.wealthmanagement.com/assets/wealthmanagement-DDNDrftq.ico","gtm",{"_1467":1468},"loadEvent",{"_1469":1470,"_1474":1475,"_1477":1478},"attributes",{"_1455":1471},{"_1472":6,"_1473":32},"canonicalURL","hideFromSearchEngines","category",{"_1476":1433},"pageType","pageInfo",{"_1479":1434,"_1480":155,"_1481":1454},"pageID","pageName","destinationURL","isLivePreview","actionData","errors"]

Related Topics

Recent in News

Related Topics

Recent in Investment

Related Topics

Recent in Wealth Planning

Related Topics

Recent in Business Planning

Related Topics

Recent in WealthTech

Related Topics

Regulation & Compliance

Latest news

Wealth Managers and RPA Advisors

Trusts & Estates Magazine

Trusts & Estates: February 2025 Digital Edition