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The settlement is the largest the S.E.C. has ever leveled at a Wall Street firm in its history, said enforcement director Robert Khuzami in a press conference.",{"_775":32,"_776":842},[],{"_184":185,"_163":844,"_186":845,"_169":847,"_171":847,"_174":848,"_767":849,"_176":177,"_178":850,"_180":177,"_172":851,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":852,"_778":779},{"_165":177,"_167":177},[846],{"_54":763,"_190":764,"_192":177,"_765":177},"Fiduciary BDs Could See Higher Insurance Bills","/regulation-compliance/fiduciary-bds-could-see-higher-insurance-bills",{},"Jul 9, 2010","Will a broader application of the fiduciary standard be accompanied by higher insurance costs? Some broker/dealers are bracing for the possibility.",{"_775":32,"_776":853},[],{"_184":185,"_163":855,"_186":858,"_169":857,"_171":857,"_174":860,"_767":861,"_176":177,"_178":862,"_180":177,"_172":863,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":864,"_778":779},{"_165":856,"_167":857},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt156ec4ca4cd5e661/6733e3cfe471c160c034d704/resignation.gif","A Not-So-Clever Resignation Strategy",[859],{"_54":813,"_190":814,"_192":177,"_765":177},"/regulation-compliance/a-not-so-clever-resignation-strategy",{},"Jul 1, 2010","Don't change your clients' phone numbers and addresses just before quitting.",{"_775":32,"_776":865},[],{"_184":185,"_163":867,"_186":868,"_169":870,"_171":870,"_174":871,"_767":872,"_176":177,"_178":873,"_180":177,"_172":874,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":875,"_778":779},{"_165":177,"_167":177},[869],{"_54":799,"_190":800,"_192":177,"_765":177},"Congress Says SEC Can Create Fiduciary Standard For Brokers","/regulation-compliance/congress-says-sec-can-create-fiduciary-standard-for-brokers",{},"Jun 24, 2010","Senator Tim Johnson accepted a final counter-offer from the House this afternoon on the subject of fiduciary duty in Wall Street reform.",{"_775":32,"_776":876},[],{"_184":185,"_163":878,"_186":879,"_169":880,"_171":880,"_174":881,"_767":882,"_176":177,"_178":883,"_180":177,"_172":177,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":884,"_778":779},{"_165":177,"_167":177},[],"Section 6621.--Determination of Rate of Interest","/regulation-compliance/section-6621-determination-of-rate-of-interest",{},"Jun 23, 2010",{"_775":24,"_776":885},[886],{"_887":888,"_889":177,"_890":891,"_892":893,"_894":895,"_896":24,"_897":177},"uid","blt383a56e4f7171a94","paidProductName","paidProductTaxonomyType","siteSubscription","paymentEngine","advantage","paidProductId","TAE","activeProduct","promoCode",{"_184":185,"_163":899,"_186":900,"_169":901,"_171":901,"_174":902,"_767":903,"_176":177,"_178":883,"_180":177,"_172":177,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":904,"_778":779},{"_165":177,"_167":177},[],"Section 1274.--Determination of Issue Price in the Case of Certain Debt Instruments Issued for Property","/regulation-compliance/section-1274-determination-of-issue-price-in-the-case-of-certain-debt-instruments-issued-for-property",{},{"_775":24,"_776":905},[906],{"_887":888,"_889":177,"_890":891,"_892":893,"_894":895,"_896":24,"_897":177},{"_184":185,"_163":908,"_186":909,"_169":911,"_171":911,"_174":912,"_767":913,"_176":177,"_178":914,"_180":177,"_172":915,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":916,"_778":779},{"_165":177,"_167":177},[910],{"_54":799,"_190":800,"_192":177,"_765":177},"Fiduciary Duty For All Hangs On Senator Tim Johnson","/regulation-compliance/fiduciary-duty-for-all-hangs-on-senator-tim-johnson",{},"Jun 15, 2010","After months and months of public debate and back-room deal-making, a final outcome on fiduciary duty—the biggest issue for financial advisors, stockbrokers and wealth managers in the Wall Street reform bill—may be decided Wednesday, and depends heavily on how Senator Tim Johnson (D., S.D.) votes in conference debate.",{"_775":32,"_776":917},[],{"_184":185,"_163":919,"_186":920,"_169":922,"_171":922,"_174":923,"_767":924,"_176":177,"_178":925,"_180":177,"_172":926,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":927,"_778":779},{"_165":177,"_167":177},[921],{"_54":799,"_190":800,"_192":177,"_765":177},"For Fiduciaries, Fee Monitoring Gets More Scrutiny","/regulation-compliance/for-fiduciaries-fee-monitoring-gets-more-scrutiny",{},"Jun 3, 2010","A big part of being a fiduciary has always been knowing exactly what your clients are paying for their investments, and making sure they’re getting the best deal. But today, advisors who act as fiduciaries have to keep a closer watch over fees and expenses than ever before, said Fi360, a group that provides consulting to financial advisors on fiduciary issues.",{"_775":32,"_776":928},[],{"_184":185,"_163":930,"_186":931,"_169":937,"_171":937,"_174":938,"_767":939,"_176":177,"_178":940,"_180":177,"_172":941,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":942,"_778":779},{"_165":177,"_167":177},[932],{"_54":933,"_190":934,"_192":935,"_765":936},"David Geracioti","/author/david-geracioti","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltd04eee80f4ce39c6/6724b9993cfc7c4cecb5574c/david-geraciote.jpg","Editor in Chief","Financial Regulatory Reform And You","/regulation-compliance/financial-regulatory-reform-and-you",{},"Jun 1, 2010","What does financial regulatory reform mean to you, the retail financial advisor?",{"_775":32,"_776":943},[],{"_184":185,"_163":945,"_186":946,"_169":948,"_171":948,"_174":949,"_767":950,"_176":177,"_178":940,"_180":177,"_172":177,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":951,"_778":779},{"_165":177,"_167":177},[947],{"_54":824,"_190":825,"_192":177,"_765":177},"Blotter June 2010","/regulation-compliance/blotter-june-2010",{},{"_775":32,"_776":952},[],{"_184":185,"_163":954,"_186":955,"_169":957,"_171":957,"_174":958,"_767":959,"_176":177,"_178":960,"_180":177,"_172":961,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":962,"_778":779},{"_165":177,"_167":177},[956],{"_54":799,"_190":800,"_192":177,"_765":177},"Washington Goes Crazy For Fiduciary Standard","/regulation-compliance/washington-goes-crazy-for-fiduciary-standard",{},"May 6, 2010","A number of senators, Republican and Democrat, are scrambling to get on the fiduciary bandwagon following last weeks' Goldman Sachs hearings. A flurry of amendments have been, or will be, introduced this week that would apply the fiduciary standard more widely.",{"_775":32,"_776":963},[],{"_184":185,"_163":965,"_186":968,"_169":967,"_171":967,"_174":970,"_767":971,"_176":177,"_178":972,"_180":177,"_172":973,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":974,"_778":779},{"_165":966,"_167":967},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blte0231a746b1156f4/6733843e701a69ee4bac357a/finrahonor.gif","FINRA Honor and Principle",[969],{"_54":813,"_190":814,"_192":177,"_765":177},"/regulation-compliance/finra-honor-and-principle",{},"May 1, 2010","Why is the regulator always Gone Fishin' when it comes to employee rights?",{"_775":32,"_776":975},[],{"_184":185,"_163":977,"_186":978,"_169":981,"_171":981,"_174":982,"_767":983,"_176":177,"_178":984,"_180":177,"_172":985,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":986,"_778":779},{"_165":177,"_167":177},[979,980],{"_54":799,"_190":800,"_192":177,"_765":177},{"_54":824,"_190":825,"_192":177,"_765":177},"SEC Sues Goldman Sachs For Fraud on CDOs","/regulation-compliance/sec-sues-goldman-sachs-for-fraud-on-cdos",{},"Apr 16, 2010","LAST UPDATED : April 16, 4:57 p.m. The Securities Exchange Commission sued Goldman Sachs for fraud today in connection with the mortgage-backed collateralized debt obligations (CDOs) it packaged and sold to investors.",{"_775":32,"_776":987},[],{"_184":185,"_163":989,"_186":990,"_169":992,"_171":992,"_174":993,"_767":994,"_176":177,"_178":995,"_180":177,"_172":996,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":997,"_778":779},{"_165":177,"_167":177},[991],{"_54":933,"_190":934,"_192":935,"_765":936},"60 Seconds: Thomas O'Keefe","/regulation-compliance/60-seconds-thomas-o-keefe",{},"Apr 1, 2010","The founder of National Association of Investment Professionals talks about his group and industry regulation.",{"_775":32,"_776":998},[],{"_184":185,"_163":1000,"_186":1001,"_169":1003,"_171":1003,"_174":1004,"_767":1005,"_176":177,"_178":1006,"_180":177,"_172":1007,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":1008,"_778":779},{"_165":177,"_167":177},[1002],{"_54":824,"_190":825,"_192":177,"_765":177},"FINRA Closes GunnAllen, Next Step Uncertain","/regulation-compliance/finra-closes-gunnallen-next-step-uncertain",{},"Mar 22, 2010","FINRA shut down Gunn Allen Financial Monday morning for failing to meet net capital requirements. The Tampa-based independent b/d, which has had a history of legal and regulatory trouble, was warned on Friday that it would have to cease operations if it didn’t shore up its capital over the weekend.",{"_775":32,"_776":1009},[],{"_184":185,"_163":1011,"_186":1014,"_169":1013,"_171":1013,"_174":1016,"_767":1017,"_176":177,"_178":1018,"_180":177,"_172":1019,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":1020,"_778":779},{"_165":1012,"_167":1013},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt1252d3a9ce06ec2a/6734f0124740098452561a32/sweatingcfp.gif","New CFP Curriculum Daunts Instructors",[1015],{"_54":763,"_190":764,"_192":177,"_765":177},"/regulation-compliance/new-cfp-curriculum-daunts-instructors",{},"Mar 18, 2010","The Certified Financial Planner designation is about to become more challenging to obtain. The Board of Standards this month approved a new prerequisite for its two-day certification exam: a 45-hour capstone course on financial planning. But representatives of the three largest CFP education programs—The American College, the College for Financial Planning, and Kaplan University—balked at the proposal.",{"_775":32,"_776":1021},[],{"_184":185,"_163":1023,"_186":1024,"_169":1026,"_171":1026,"_174":1027,"_767":1028,"_176":177,"_178":1029,"_180":177,"_172":1030,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":1031,"_778":779},{"_165":177,"_167":177},[1025],{"_54":799,"_190":800,"_192":177,"_765":177},"Client Shoots Clean Dallas Broker Over Bad Bonds","/regulation-compliance/client-shoots-clean-dallas-broker-over-bad-bonds",{},"Mar 9, 2010","You know things are getting hairy when clients starting turning guns on their financial advisors. A disgruntled client opened fire on a financial advisor and his son in Dallas, Texas Monday afternoon. According to a colleague of the financial advisor, the gunman, Robert Mustard, 60, was unhappy about a bad investment he made in some Fannie Mae bonds.",{"_775":32,"_776":1032},[],{"_184":185,"_163":1034,"_186":1035,"_169":1037,"_171":1037,"_174":1038,"_767":1039,"_176":177,"_178":1040,"_180":177,"_172":1041,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":1042,"_778":779},{"_165":177,"_167":177},[1036],{"_54":799,"_190":800,"_192":177,"_765":177},"Mainstream Media Jump On Fiduciary Bandwagon","/regulation-compliance/mainstream-media-jump-on-fiduciary-bandwagon",{},"Mar 5, 2010","The mainstream press on the left and the right is lately beating the drum for the fiduciary standard. It’s hard to know whether this kind of media attention will change any minds in Washington, but it could certainly influence brokerage clients, many of whom have already been migrating to investment advisers who act as fiduciaries on the RIA side of the business.",{"_775":32,"_776":1043},[],{"_184":185,"_163":1045,"_186":1046,"_169":1050,"_171":1050,"_174":1051,"_767":1052,"_176":177,"_178":1053,"_180":177,"_172":1054,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":1055,"_778":779},{"_165":177,"_167":177},[1047],{"_54":1048,"_190":1049,"_192":177,"_765":177},"Halah Touryalai","/author/halah-touryalai","Bonus Repayment Suit Turns Into Battle Over Forced Arbitration","/regulation-compliance/bonus-repayment-suit-turns-into-battle-over-forced-arbitration",{},"Mar 1, 2010","A court case over the repayment of upfront loans to brokers is turning into a legal battle over forced FINRA arbitration.",{"_775":32,"_776":1056},[],{"_184":185,"_163":1058,"_186":1059,"_169":1061,"_171":1061,"_174":1062,"_767":1063,"_176":177,"_178":1053,"_180":177,"_172":177,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":1064,"_778":779},{"_165":177,"_167":177},[1060],{"_54":824,"_190":825,"_192":177,"_765":177},"Blotter March 2010","/regulation-compliance/blotter-march-2010",{},{"_775":32,"_776":1065},[],{"_184":185,"_163":1067,"_186":1068,"_169":1070,"_171":1070,"_174":1071,"_767":1072,"_176":177,"_178":1073,"_180":177,"_172":1074,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":1075,"_778":779},{"_165":177,"_167":177},[1069],{"_54":824,"_190":825,"_192":177,"_765":177},"Some Predict Broker Protocol Overhaul","/regulation-compliance/some-predict-broker-protocol-overhaul",{},"Feb 26, 2010","Some lawyers and executives anticipate an overhaul to the broker protocol agreement, which has gotten unruly with the growing number of signatory firms, the rising number of exceptions attached to the agreement and the high rate of advisors switching firms these days.",{"_775":32,"_776":1076},[],{"_184":185,"_163":1078,"_186":1079,"_169":1081,"_171":1081,"_174":1082,"_767":1083,"_176":177,"_178":1084,"_180":177,"_172":1085,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":1086,"_778":779},{"_165":177,"_167":177},[1080],{"_54":824,"_190":825,"_192":177,"_765":177},"FINRA Seeks to Expand BrokerCheck, Make Some Records Permanent","/regulation-compliance/finra-seeks-to-expand-brokercheck-make-some-records-permanent",{},"Feb 19, 2010","This week the Financial Industry Regulatory Authority announced it is seeking the SEC’s approval to expand the amount of information made public on current and former brokers’ permanent records in its free online CRD database, BrokerCheck. While the disclosures are aimed at making bad brokers’ records more transparent to the public, it could also make some good brokers look bad, and make it harder for them to attract new clients.",{"_775":32,"_776":1087},[],{"_184":185,"_163":1089,"_186":1090,"_169":1092,"_171":1092,"_174":1093,"_767":1094,"_176":177,"_178":1095,"_180":177,"_172":1096,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":1097,"_778":779},{"_165":177,"_167":177},[1091],{"_54":1048,"_190":1049,"_192":177,"_765":177},"Victory For Broker in Citi Bonus Repayment Case","/regulation-compliance/victory-for-broker-in-citi-bonus-repayment-case",{},"Feb 11, 2010","A former Citi broker doesn’t have to pay back the full amount owed on his sign-on bonus, a FINRA arbitration panel ruled this week.",{"_775":32,"_776":1098},[],{"_184":185,"_163":1100,"_186":1101,"_169":1103,"_171":1103,"_174":1104,"_767":1105,"_176":177,"_178":1106,"_180":177,"_172":1107,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":1108,"_778":779},{"_165":177,"_167":177},[1102],{"_54":1048,"_190":1049,"_192":177,"_765":177},"NY AG Names Names—Charges Ken Lewis With Fraud","/regulation-compliance/ny-ag-names-names-charges-ken-lewis-with-fraud",{},"Feb 4, 2010","The New York Attorney General’s office today charged Bank of America CEO Ken Lewis with fraud for failing to disclose material details about Merrill Lynch in its merger with the brokerage. The move takes the case one step further than the SEC did: The SEC charged only the bank itself rather than individual corporate officers. Financial services lawyers say there may be more bad news for Lewis down the line.",{"_775":32,"_776":1109},[],{"_184":185,"_163":1111,"_186":1112,"_169":1114,"_171":1114,"_174":1115,"_767":1116,"_176":177,"_178":1117,"_180":177,"_172":1118,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":1119,"_778":779},{"_165":177,"_167":177},[1113],{"_54":799,"_190":800,"_192":177,"_765":177},"Most Brokers Think Uniform Fiduciary Standard Unlikely","/regulation-compliance/most-brokers-think-uniform-fiduciary-standard-unlikely",{},"Feb 1, 2010","Will the regulatory push for a uniform fiduciary standard die on the vine? Brokers may not be best equipped to predict regulatory outcomes, but most of them do not expect such a standard to be implemented, according to survey results released today by Aite Group.",{"_775":32,"_776":1120},[],{"_184":185,"_163":1122,"_186":1125,"_169":1127,"_171":1127,"_174":1128,"_767":1129,"_176":177,"_178":1117,"_180":177,"_172":1130,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":1131,"_778":779},{"_165":1123,"_167":1124},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt7d25a343bde4d57c/6734c01a2186d112d6712465/expenselessons1.gif","expenselessons.gif",[1126],{"_54":813,"_190":814,"_192":177,"_765":177},"Street Legal: Some Expense-ive Lessons","/regulation-compliance/street-legal-some-expense-ive-lessons",{},"Fudging your expense records has regulatory consequences.",{"_775":32,"_776":1132},[],{"_184":185,"_163":1134,"_186":1135,"_169":1137,"_171":1137,"_174":1138,"_767":1139,"_176":177,"_178":1117,"_180":177,"_172":1140,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":1141,"_778":779},{"_165":177,"_167":177},[1136],{"_54":933,"_190":934,"_192":935,"_765":936},"The SEC Needs to Realign Priorities","/regulation-compliance/the-sec-needs-to-realign-priorities",{},"How will new financial regulations wending their way through Congress affect individual retail financial advisors and broker/dealers, independent or otherwise?",{"_775":32,"_776":1142},[],{"_184":185,"_163":1144,"_186":1145,"_169":1147,"_171":1147,"_174":1148,"_767":1149,"_176":177,"_178":1150,"_180":177,"_172":1151,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":1152,"_778":779},{"_165":177,"_167":177},[1146],{"_54":1048,"_190":1049,"_192":177,"_765":177},"Citi Files Motion To Dismiss In Bonus Pay Class Action","/regulation-compliance/citi-files-motion-to-dismiss-in-bonus-pay-class-action",{},"Jan 13, 2010","On Monday, Citigroup filed a motion to dismiss a class action lawsuit filed against the firm over the terms of its financial advisor bonus pay agreements. The firm filed the motion with the U.S. District Court for the Southern District of New York.",{"_775":32,"_776":1153},[],{"_184":185,"_163":1155,"_186":1156,"_169":1161,"_171":1161,"_174":1162,"_767":1163,"_176":177,"_178":1164,"_180":177,"_172":1165,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":1166,"_778":779},{"_165":177,"_167":177},[1157],{"_54":1158,"_190":1159,"_192":1160,"_765":177},"Barbara R. Hauser","/author/barbara-r-hauser","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt0a6978441d1d577d/6724b91afaf5a2470f51d642/barbara-r-hauser.jpg","Is 2009 the Year That Bank Secrecy Died?","/regulation-compliance/is-2009-the-year-that-bank-secrecy-died-",{},"Jan 1, 2010","The IRS' success against UBS AG seems to be the famed butterfly in the rainforest that causes gigantic ripples across the world. The campaign against secret funds in Switzerland led the news. But several unrelated efforts in 2009 shared a common goal of finding money around the world and forcing the funds back to home countries. The result: in just one year, Switzerland, global banking, and perhaps",{"_775":24,"_776":1167},[1168],{"_887":888,"_889":177,"_890":891,"_892":893,"_894":895,"_896":24,"_897":177},{"_184":185,"_163":1170,"_186":1171,"_169":1173,"_171":1173,"_174":1174,"_767":1175,"_176":177,"_178":1176,"_180":177,"_172":1177,"_771":177,"_196":772,"_181":155,"_183":156,"_194":362,"_773":1178,"_778":779},{"_165":177,"_167":177},[1172],{"_54":933,"_190":934,"_192":935,"_765":936},"Government Regulators Are Not Gods","/regulation-compliance/government-regulators-are-not-gods",{},"Dec 30, 2009","With the decade ending tomorrow, the chorus blaming bankers—and only bankers—for the economic “lost decade” will finally grow crescendo. (Lots of think pieces will appear online and in papers everywhere.) Naturally, politicians play the populist claptrap card to fan the flames of blame and envy. In truth, naturally, there is plenty of blame to go around, but it was not just the bankers’ irresponsibility that brought us here.",{"_775":32,"_776":1179},[],"sidebarModules",[1182,1230,1244,1356,1390,1409],{"_88":1183,"_1184":1185,"_1227":1228},"module_content_cards","data",{"_112":1186,"_1187":1188,"_196":1189,"_755":1190,"_1223":1224,"_1225":1224,"_1226":-7},"RSB - Content cards","moduleLabel","Latest news","default",[1191,1206,1214],{"_88":1192,"_1184":1193},"contentPreview",{"_184":185,"_196":1194,"_163":1195,"_169":1198,"_171":1199,"_174":1200,"_176":1200,"_767":1201,"_178":179,"_180":177,"_181":158,"_183":159,"_186":1202,"_194":271,"_773":1204},"card-horizontal",{"_165":1196,"_167":1197},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt67004ea2ccff0fbb/67abcc8f39b12b008b1cb140/restieiri-oros-hightower.jpg","Larry Restieri and Bob Oros Hightower","Hightower CEO Bob Oros To Step Down","Hightower CEO Bob Oros To Step Down 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Trusts & Estates: February 2025 Digital Edition