Introduction
If you are reading this article, you are probably already managing your portfolio. Everyone talks about the balance of stocks and bonds but cash allocation is often times a byproduct of other allocations and not an actual decision being made.
The conventional wisdom is that you don't want to hold too much cash, it's actually a great problem to have but can lead to stress or making hasty decisions. There are opportunity costs of holding cash so where should your target be?
I'd like to do a crowdsourced interview with the community here to see if it's possible to come to a few meaningful conclusions.
What's great about this community is that there are many investor styles present here: dividend growth, total return, options, ETFs, real estate, precious metals, the list goes on and on! There is also an enormous range of both age and investing expertise. I have