How to determine whether adding stocks and bonds is a positive retirement investment

Issue: Whether it’s a wise decision adding stocks to a mix of stocks and bonds in an investment.

Chart Shows: It is wise to add stocks as it increases the probability of a surplus, but at some point the increases the probability of negative returns.

For More Information: See Stephen Lippman & Gregory D. Singer, “Cash Balance Plans,” Trusts & Estates, March 2008, p. 46.