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And these gifts can be made now to pay for descendants’ education free of gift taxes—even if the donor is no longer alive when the descendant goes to school.",7,{"_772":32,"_773":892},[],{"_184":207,"_163":894,"_186":895,"_169":904,"_171":904,"_174":905,"_763":906,"_176":181,"_178":888,"_180":181,"_172":907,"_767":181,"_196":768,"_182":769,"_183":133,"_194":908,"_770":909,"_775":776},{"_165":181,"_167":181},[896,900],{"_54":897,"_190":898,"_192":899,"_760":181},"Richard L. Harris","/author/richard-l-harris","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt2c0d1bfda3c7946e/6724b927969bbf6da1867d5d/richard-harris.jpg",{"_54":901,"_190":902,"_192":181,"_760":903},"Russ Alan Prince","/author/russ-alan-prince","President","Paralyzed Over Split Dollar","/wealth-management-industry-trends/paralyzed-over-split-dollar",{},"Beginning with Internal Revenue Service Notice 2001-10, followed by Notice 2002-8, Proposed Regulations and Notice 2002-59, the split-dollar life-insurance world changed for good. In particular, as a result of Notice 2002-8, issued on Jan. 3, 2002, existing split-dollar arrangements, with rare exceptions, will not work as they were originally devised. To gauge the fallout, in January, we conducted",4,{"_772":32,"_773":910},[],{"_184":207,"_163":912,"_186":913,"_169":914,"_171":914,"_174":915,"_763":916,"_176":181,"_178":917,"_180":181,"_172":918,"_767":181,"_196":768,"_182":769,"_183":133,"_194":908,"_770":919,"_775":776},{"_165":181,"_167":181},[],"Heritage Reports Discovery – Early Die State MS66 1914/3 Buffalo Nickel: Finest Known Coin Expected to Fetch Six-Figure Bid","/wealth-management-industry-trends/heritage-reports-discovery-early-die-state-ms66-1914-3-buffalo-nickel-finest-known-coin-expected-to-fetch-six-figure-bid",{},"Mar 12, 2003","March 10, 2003 For Immediate Release For additional information please contact: Cathy Hadd, 800-872-6467 Ext. 216; Cathy@HeritageCoin.com Greg Rohan, 800-872-6467 Ext. 300; Rohan@HeritageCoin.com www.HeritageCoin.com High quality color photography available upon request Heritage Reports Discovery – Early Die State MS66 1914/3 Buffalo Nickel Finest Known Coin Expected to Fetch Six-Figure Bid 1914/3",{"_772":32,"_773":920},[],{"_184":207,"_163":922,"_186":923,"_169":925,"_171":925,"_174":926,"_763":927,"_176":181,"_178":917,"_180":181,"_172":928,"_767":181,"_196":768,"_182":769,"_183":133,"_194":269,"_770":929,"_775":776},{"_165":181,"_167":181},[924],{"_54":758,"_190":759,"_192":181,"_760":181},"The \"Beginning of the End\" for Traditional Retail Brokerage","/wealth-management-industry-trends/the-beginning-of-the-end-for-traditional-retail-brokerage",{},"According to a report from Celent Communications, the effects of prolonged market difficulties and last year’s Wall Street scandals are forcing a transformation of traditional retail brokerage firms.",{"_772":32,"_773":930},[],{"_184":207,"_163":932,"_186":933,"_169":935,"_171":935,"_174":936,"_763":937,"_176":181,"_178":938,"_180":181,"_172":939,"_767":181,"_196":768,"_182":769,"_183":133,"_194":269,"_770":940,"_775":776},{"_165":181,"_167":181},[934],{"_54":758,"_190":759,"_192":181,"_760":181},"Gomez Ranks SSB Web Site Tops for Advisors","/wealth-management-industry-trends/gomez-ranks-ssb-web-site-tops-for-advisors",{},"Mar 7, 2003","Salomon Smith Barney retained the top spot in a ranking of brokerage Web sites from Gomez Inc.",{"_772":32,"_773":941},[],{"_184":207,"_163":943,"_186":944,"_169":946,"_171":947,"_174":948,"_763":949,"_176":181,"_178":950,"_180":181,"_172":951,"_767":181,"_196":768,"_182":769,"_183":133,"_194":364,"_770":952,"_775":776},{"_165":181,"_167":181},[945],{"_54":868,"_190":869,"_192":870,"_760":871},"Florida to Out-of-State Lawyers: Just Kidding 2003-03-05 (1)","Florida to Out-of-State Lawyers: Just Kidding","/wealth-management-industry-trends/florida-to-out-of-state-lawyers-just-kidding-2003-03-05-1-",{},"Mar 5, 2003","Florida reverses itself, says non-licensed lawyers in arbitration cases may participate",{"_772":32,"_773":953},[],{"_184":207,"_163":955,"_186":956,"_169":957,"_171":957,"_174":958,"_763":959,"_176":181,"_178":960,"_180":181,"_172":961,"_767":181,"_196":768,"_182":769,"_183":133,"_194":908,"_770":962,"_775":776},{"_165":181,"_167":181},[],"Heritage Realizes More Than $7 Million With Strong Prices Realized and High","/wealth-management-industry-trends/heritage-realizes-more-than-7-million-with-strong-prices-realized-and-high",{},"Mar 4, 2003","March 4, 2003 For Immediate Release For additional information please contact: Cathy Hadd, 1-800-872-6467 Ext. 216; Cathy@HeritageCoin.com Greg Rohan, 1800-872-6467 Ext. 300; Rohan@HeritageCoin.com http://www.HeritageCoin.com High quality color photography available upon request Heritage Realizes More Than $7 Million With Strong Prices Realized and High Sell Through Rates in Long Beach Dallas, Texas:",{"_772":32,"_773":963},[],{"_184":207,"_163":965,"_186":966,"_169":968,"_171":968,"_174":969,"_763":970,"_176":181,"_178":971,"_180":181,"_172":972,"_767":181,"_196":768,"_182":769,"_183":133,"_194":269,"_770":973,"_775":776},{"_165":181,"_167":181},[967],{"_54":868,"_190":869,"_192":870,"_760":871},"In Florida Arbitration, Out-of-State Lawyers Must Pass Bar","/wealth-management-industry-trends/in-florida-arbitration-out-of-state-lawyers-must-pass-bar",{},"Mar 3, 2003","This poses a big problem for Wall Street firms, who often send lawyers from HQ in New York to respond to arbitration claims and to handle related legal matters.",{"_772":32,"_773":974},[],{"_184":207,"_163":976,"_186":977,"_169":979,"_171":979,"_174":980,"_763":981,"_176":181,"_178":982,"_180":181,"_172":983,"_767":181,"_196":768,"_182":769,"_183":133,"_194":364,"_770":984,"_775":776},{"_165":181,"_167":181},[978],{"_54":758,"_190":759,"_192":181,"_760":181},"Attractive Advice at IMCA Conference","/wealth-management-industry-trends/attractive-advice-at-imca-conference",{},"Feb 28, 2003","Tough times call for creative approaches",{"_772":32,"_773":985},[],{"_184":207,"_163":987,"_186":988,"_169":992,"_171":992,"_174":993,"_763":994,"_176":181,"_178":995,"_180":181,"_172":996,"_767":181,"_196":768,"_182":769,"_183":133,"_194":269,"_770":997,"_775":776},{"_165":181,"_167":181},[989],{"_54":990,"_190":991,"_192":181,"_760":181},"Will Leitch","/author/will-leitch","Wealthy Clients Growing Disenchanted with Advisors","/wealth-management-industry-trends/wealthy-clients-growing-disenchanted-with-advisors",{},"Feb 27, 2003","Been noticing that your clients seem less than happy with you of late? Others have noticed too.",{"_772":32,"_773":998},[],{"_184":207,"_163":1000,"_186":1001,"_169":1002,"_171":1002,"_174":1003,"_763":1004,"_176":181,"_178":1005,"_180":181,"_172":1006,"_767":181,"_196":768,"_182":769,"_183":133,"_194":269,"_770":1007,"_775":776},{"_165":181,"_167":181},[],"BAKER & MCKENZIE - International Tax and Trust Lawyers","/wealth-management-industry-trends/baker-mckenzie-international-tax-and-trust-lawyers",{},"Feb 24, 2003","BAKER & MCKENZIE - International Tax and Trust Lawyers A committed team of international tax, trust, litigation and banking specialists service a global clientele of private banks, trustees and private individuals in relation to sophisticated cross-border tax and estate planning. The expansion of our private banking practice has resulted in openings in this area in our office in Zurich. The ideal",{"_772":32,"_773":1008},[],{"_184":207,"_163":1010,"_186":1011,"_169":1017,"_171":1017,"_174":1018,"_763":1019,"_176":181,"_178":1020,"_180":181,"_172":1021,"_767":181,"_196":768,"_182":769,"_183":133,"_194":269,"_770":1022,"_775":776},{"_165":181,"_167":181},[1012],{"_54":1013,"_190":1014,"_192":1015,"_760":1016},"David Geracioti","/author/david-geracioti","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltd04eee80f4ce39c6/6724b9993cfc7c4cecb5574c/david-geraciote.jpg","Editor in Chief","Prudential and Wachovia Deal at Hand","/wealth-management-industry-trends/prudential-and-wachovia-deal-at-hand",{},"Feb 18, 2003","Joint venture would create third-largest brokerage in U.S. in a deal to be announced today, says a source with knowledge of the negotiations",{"_772":32,"_773":1023},[],{"_184":207,"_163":1025,"_186":1026,"_169":1027,"_171":1027,"_174":1028,"_763":1029,"_176":181,"_178":1030,"_180":181,"_172":1031,"_767":181,"_196":768,"_182":769,"_183":133,"_194":908,"_770":1032,"_775":776},{"_165":181,"_167":181},[],"Independent research from ARGUS to be available to PRIMEDIA's Registered Rep. & Trusts & Estates readers","/wealth-management-industry-trends/independent-research-from-argus-to-be-available-to-primedia-s-registered-rep-trusts-estates-readers",{},"Feb 10, 2003","Leading Publications to Help Advisors with Independent Research New York - February 10, 2003 PRIMEDIA's Registered Rep. and Trusts and Estates magazines, and Argus Research announced an agreement today to make Argus’ independent research available to more than 130,000 financial advisors and brokers. This online extension of PRIMEDIA’s Financial Services Group publications is the first of its kind,",{"_772":32,"_773":1033},[],{"_184":207,"_163":1035,"_186":1036,"_169":1038,"_171":1038,"_174":1039,"_763":1040,"_176":181,"_178":1041,"_180":181,"_172":1042,"_767":181,"_196":768,"_182":769,"_183":133,"_194":364,"_770":1043,"_775":776},{"_165":181,"_167":181},[1037],{"_54":758,"_190":759,"_192":181,"_760":181},"UBS Continues to Attract Talent","/wealth-management-industry-trends/ubs-continues-to-attract-talent",{},"Feb 6, 2003","UBS PaineWebber recently lured six more high-producing reps into its fold, offering further evidence that the firm is engaged in one of the StreetÃ¢Â€Â™s most vigorous recruiting campaigns.",{"_772":32,"_773":1044},[],{"_184":207,"_163":1046,"_186":1047,"_169":1049,"_171":1049,"_174":1050,"_763":1051,"_176":181,"_178":1052,"_180":181,"_172":1053,"_767":181,"_196":768,"_182":769,"_183":133,"_194":269,"_770":1054,"_775":776},{"_165":181,"_167":181},[1048],{"_54":868,"_190":869,"_192":870,"_760":871},"Complexing Issue: Morgan Stanley Creating Bunches of Branches","/wealth-management-industry-trends/complexing-issue-morgan-stanley-creating-bunches-of-branches",{},"Feb 4, 2003","Morgan Stanley is requiring that an increasing number of its branch office managers begin producing. The move is an outgrowth of its office \"complexing\" strategy, which groups together multiple branches under a single manager.",{"_772":32,"_773":1055},[],{"_184":207,"_163":1057,"_186":1058,"_169":1059,"_171":1059,"_174":1060,"_763":1061,"_176":181,"_178":1062,"_180":181,"_172":1063,"_767":181,"_196":768,"_182":769,"_183":133,"_194":364,"_770":1064,"_775":776},{"_165":181,"_167":181},[],"Fiduciary Specialist I - Charlotte, NC","/wealth-management-industry-trends/fiduciary-specialist-i-charlotte-nc",{},"Feb 1, 2003","Job Title: Fiduciary Specialist I Location: Charlotte, NC Open Date: 01/15/03 Position Number: 14762 Job Status: Full Time Position: Fiduciary Specialist I Duties: Provides fiduciary support and expertise to meet the needs of clients in support of the integrated delivery of products and services. Works closely with relationship managers, portfolio managers and other support areas in defining client’s",{"_772":32,"_773":1065},[],{"_184":207,"_163":1067,"_186":1068,"_169":1069,"_171":1069,"_174":1070,"_763":1071,"_176":181,"_178":1062,"_180":181,"_172":1072,"_767":181,"_196":768,"_182":769,"_183":133,"_194":364,"_770":1073,"_775":776},{"_165":181,"_167":181},[],"Market Investment Executive - Palm Beach, FL","/wealth-management-industry-trends/market-investment-executive-palm-beach-fl",{},"Job Title: Market Investment Executive Location: Palm Beach, FL Open Date: 01/24/03 Position Number: 16120 Job Status: Full Time Company: Bank of America Title: Market Investment Executive Location: Palm Beach/Southeast FL Area of concern: Southeast FL Responsibilities: Lead teams of HNW PM’s to new levels of excellence. Manage limited portfolio of select HNW accounts. Drive corporate initiatives",{"_772":32,"_773":1074},[],{"_184":207,"_163":1076,"_186":1077,"_169":1078,"_171":1078,"_174":1079,"_763":1080,"_176":181,"_178":1062,"_180":181,"_172":1081,"_767":181,"_196":768,"_182":769,"_183":133,"_194":364,"_770":1082,"_775":776},{"_165":181,"_167":181},[],"Trust Officer II - Chevy Chase, MD","/wealth-management-industry-trends/trust-officer-ii-chevy-chase-md",{},"Job Title: Trust Officer II Location: Chevy Chase, MD Open Date: 01/29/03 Position Number: 16710 Job Status: Full Time Position: Trust Officer II Duties: Provides fiduciary support and expertise to meet the needs of clients in support of the integrated delivery of products and services. Works closely with relationship managers, portfolio managers and other support areas in defining client’s requirements",{"_772":32,"_773":1083},[],{"_184":207,"_163":1085,"_186":1086,"_169":1087,"_171":1087,"_174":1088,"_763":1089,"_176":181,"_178":1062,"_180":181,"_172":1090,"_767":181,"_196":768,"_182":769,"_183":133,"_194":364,"_770":1091,"_775":776},{"_165":181,"_167":181},[],"Trust Officer III - San Antonio, TX","/wealth-management-industry-trends/trust-officer-iii-san-antonio-tx",{},"Job Title: Trust Officer III Location: San Antonio, TX Open Date: 01/24/03 Position Number: 16123 Job Status: Full Time TRUST OFFICER III Duties: Responsible for trust product fulfillment and day-to-day account administration in concert with the Private Bank relationship development plan. Administers a book of trust accounts, typically of a larger and more complex nature. Maintains knowledge of fiduciary",{"_772":32,"_773":1092},[],{"_184":207,"_163":1094,"_186":1095,"_169":1097,"_171":1097,"_174":1098,"_763":1099,"_176":181,"_178":1100,"_180":181,"_172":1101,"_767":181,"_196":768,"_182":769,"_183":133,"_194":269,"_770":1102,"_775":776},{"_165":181,"_167":181},[1096],{"_54":758,"_190":759,"_192":181,"_760":181},"Weiss Study: Analyst Community Still a \"Sell\" Out","/wealth-management-industry-trends/weiss-study-analyst-community-still-a-sell-out",{},"Jan 28, 2003","A study of the ratings systems at 30 brokerage firms showed significant improvement in their identification of companies heading into bankruptcy. On the down side, though, a surprising number continue to recommend companies right up to the day they file for Chapter 11.",{"_772":32,"_773":1103},[],{"_184":207,"_163":1105,"_186":1106,"_169":1108,"_171":1108,"_174":1109,"_763":1110,"_176":181,"_178":1111,"_180":181,"_172":1112,"_767":181,"_196":768,"_182":769,"_183":133,"_194":269,"_770":1113,"_775":776},{"_165":181,"_167":181},[1107],{"_54":990,"_190":991,"_192":181,"_760":181},"Busting a CAP","/wealth-management-industry-trends/busting-a-cap",{},"Jan 22, 2003","Opponents of a controversial Salomon Smith Barney Capital Accumulation Plan (CAP) are getting what theyâ€™ve yearned for: their day in court.",{"_772":32,"_773":1114},[],{"_184":207,"_163":1116,"_186":1117,"_169":1118,"_171":1118,"_174":1119,"_763":1120,"_176":181,"_178":1121,"_180":181,"_172":1122,"_767":181,"_196":768,"_182":769,"_183":133,"_194":364,"_770":1123,"_775":776},{"_165":181,"_167":181},[],"Trust Officer II - New York, NY","/wealth-management-industry-trends/trust-officer-ii-new-york-ny",{},"Jan 21, 2003","Position Number: 6916 Job Title: Trust Officer II Location: New York, NY Open Date: 01/21/03 Job Status: Full Time Job description: Provides financial products and services to charitable/endowment foundations customers through such specialized areas as private banking, full service and discount brokerage, mutual funds and investment banking. Delivery of ideas, advice, and solutions to Private Bank",{"_772":32,"_773":1124},[],{"_184":207,"_163":1126,"_186":1127,"_169":1128,"_171":1128,"_174":1129,"_763":1130,"_176":181,"_178":1131,"_180":181,"_172":1132,"_767":181,"_196":768,"_182":769,"_183":133,"_194":213,"_770":1133,"_775":776},{"_165":181,"_167":181},[],"PRIMEDIA’S REGISTRED REP. MAGAZINE PRESENTS 2003 FORECAST FOR THE BROKERAGE INDUSTRY","/wealth-management-industry-trends/primedia-s-registred-rep-magazine-presents-2003-forecast-for-the-brokerage-industry",{},"Jan 17, 2003","PRIMEDIA’S REGISTRED REP. HONORED WITH 2002 PUBLISHING AWARD New Page 1 Firms Continue to Push Comprehensive Financial Planning, a Team Approach to Client Service and Increased Training; Industry to Face Significant Consolidation in the Year Ahead New York - January 15, 2003 - The evolution of the broker’s role will hasten in 2003. With Wall Street firms suffering from plunging profits, salary cuts",{"_772":32,"_773":1134},[],{"_184":207,"_163":1136,"_186":1137,"_169":1138,"_171":1138,"_174":1139,"_763":1140,"_176":181,"_178":1131,"_180":181,"_172":1141,"_767":181,"_196":768,"_182":769,"_183":133,"_194":908,"_770":1142,"_775":776},{"_165":181,"_167":181},[],"PRIMEDIA’S SHOPPING CENTER WORLD MAGAZINE LISTS RETAIL MARKETS SET FOR SUCCESS IN A RECOVERY","/wealth-management-industry-trends/primedia-s-shopping-center-world-magazine-lists-retail-markets-set-for-success-in-a-recovery",{},"New Page 1 January Issue Details Seven Cities Poised to Thrive New York - January 17, 2003 PRIMEDIA’s Shopping Center World magazine, the source of information for retail real estate executives, identified the retail markets poised to perform particularly well in a recovery. The special report entitled “Markets to Watch” includes expert commentary from several leading real estate professionals and",{"_772":32,"_773":1143},[],"sidebarModules",[1146,1208,1223,1334,1369,1388],{"_88":1147,"_1148":1149,"_1205":1206},"module_content_cards","data",{"_112":1150,"_1151":1152,"_196":1153,"_752":1154,"_1201":1202,"_1203":1202,"_1204":-7},"RSB - Content cards","moduleLabel","Latest news","default",[1155,1173,1189],{"_88":1156,"_1148":1157},"contentPreview",{"_184":207,"_196":1158,"_163":1159,"_169":1162,"_171":1163,"_174":1164,"_176":1164,"_763":1165,"_178":179,"_180":181,"_182":339,"_183":340,"_186":1166,"_194":269,"_770":1171},"card-horizontal",{"_165":1160,"_167":1161},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltd9cf8c7a95c37d69/673485daf8f35d7c23d3c114/robinhood-app-phone.jpg","Robinood app phone ","Robinhood Revenue Doubles, Fueled by Surge in Crypto Trading","Robinhood Revenue Doubles, Fueled by Crypto 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Nauman","/author/ryan-nauman","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt422ed39c034203aa/675078111c8f3b5b7ca69df9/Nauman-Ryan.jpg",6,{"_772":32,"_773":1188},[],{"_88":1156,"_1148":1190},{"_184":207,"_196":1158,"_163":1191,"_169":1194,"_171":1194,"_174":1195,"_176":1195,"_763":1196,"_178":179,"_180":181,"_182":155,"_183":156,"_186":1197,"_194":213,"_770":1199},{"_165":1192,"_167":1193},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltd88c4622605c01fc/67ace1a22e0ee36362e76bf9/cfpb-office-hq.jpg","CFPB office HQ","CFPB Disarray Puts Future Fintech, Bank Oversight Into Question","/regulation-compliance/cfpb-disarray-puts-future-fintech-bank-oversight-into-question",{},[1198],{"_54":1168,"_190":1169,"_192":1170},{"_772":32,"_773":1200},[],"dateDisplay","show","contributorDisplay","displayAd","adConfig",{"_1207":32},"nativeAdOption",{"_88":1209,"_1210":1211,"_1148":1212},"module_newsletter_promo","uid","blta6c28a4504323eb8",{"_112":1213,"_671":1214,"_1215":1211,"_672":1216,"_196":1217,"_1218":1219,"_1220":32,"_1221":1222},"Sign Up for Newsletters","Sign up to receive the latest insights, trends, and analysis.","newsletterId","Subscribe 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and retirement plan advisors conducted by Wealth Management IQ, Informa and Marsh McLennan Agency, explored the reasons for the convergence and how each business model views the challenges and opportunities that lie ahead.",{"_88":1246,"_1247":1273,"_1232":1274},{"_1249":1250},[1275],{"_88":1265,"_1265":1276},"This report explores the findings of the research and provides insights that can give advisors in either camp a competitive edge as the market evolves.",{"_88":1246,"_1247":1278,"_1232":1279},{"_1249":1250},[1280],{"_88":1265,"_1265":1281},"The report will touch on:",{"_88":1283,"_1232":1284},"bulletList",[1285,1293,1300,1307],{"_88":1286,"_1232":1287},"listItem",[1288],{"_88":1246,"_1247":1289,"_1232":1290},{"_1249":1250},[1291],{"_88":1265,"_1265":1292},"How volatility, technology, demographics and retirement income are creating new opportunities in wealth and 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