[{"_1":2,"_1447":-5,"_1448":-5},"loaderData",{"_3":4,"_732":733},"root",{"_5":6,"_7":8,"_9":10,"_11":12,"_13":14,"_15":16,"_25":26,"_33":-7,"_34":24,"_35":36,"_39":-7,"_40":41,"_46":-7,"_47":48,"_61":62,"_63":64,"_83":84,"_600":601,"_602":-7,"_603":604,"_617":618,"_648":649},"href","https://www.wealthmanagement.com/latest-news?page=35","brand","wealthmanagement","domainUrl","https://www.wealthmanagement.com","authenticationStatus","anonymous","siteName","Wealth Management","ads",{"_17":18,"_19":20,"_21":22,"_23":24},"networkId",3834,"parentAdUnit","wealthmanagement.home","enabledAds","all","checkClientIP",true,"authConfig",{"_27":24,"_28":29,"_30":24,"_31":32},"enabled","authenticationConfigId","b3e250afecf21fcaaba59166be1b8d16","standaloneRegistrationPage","disableCaptcha",false,"vwo","isDctsTurnOn","oneTrust",{"_37":38},"siteId","ad9183bd-59e1-4e3b-9d43-1d7355ec0f19","cookieBanner","gtmIds",{"_42":43,"_44":45},"primary","GTM-N49ZKQB","secondary","GTM-53CX3SKW","pageContent","ui",{"_7":8,"_49":50,"_51":52},"theme","theme1","font",{"_42":53,"_44":58},{"_54":55,"_56":57},"name","Aleo","url","href=\"https://fonts.googleapis.com/css2?family=Aleo:ital,wght@0,100..900;1,100..900&display=swap",{"_54":59,"_56":60},"Open Sans","https://fonts.googleapis.com/css2?family=Open+Sans:ital,wght@0,300;0,400;0,500;0,600;0,700;0,800;1,300;1,400;1,500;1,600;1,700;1,800&display=swap","environment","prod","featureToggles",{"_65":24,"_66":32,"_67":24,"_68":24,"_69":32,"_70":24,"_71":32,"_72":32,"_73":32,"_74":24,"_75":76,"_77":32,"_78":32,"_79":24,"_80":24,"_81":24,"_82":24},"elnNewsletter","elnWithoutNewsletter","iirisAuthentication","subBrand","useSettingsRedirectAPIVersion1","gatingEnabled","iirisRecommendationDisabled","iasPetEnabled","bridgedMediaEnabled","ecommerceEnabled","iirisRecommendationVer","version4","weather3MonthForecastEnabled","legacyHomepage","oneTrustEnabled","transcendEnabled","skip3rdPartyConsentForPaidGating","useMassRedirectsEngine","layout",{"_85":86,"_103":104,"_127":128,"_410":411,"_508":509,"_514":515,"_598":24,"_599":32},"socialLinks",[87,91,94,97,100],{"_88":89,"_56":90},"type","Twitter","https://twitter.com/wealth_mgmt",{"_88":92,"_56":93},"Facebook","https://www.facebook.com/wealthmanagement1/",{"_88":95,"_56":96},"Youtube","https://www.youtube.com/channel/UC8qA3RvhYDn7qeuldrcVBHw",{"_88":98,"_56":99},"Linkedin","https://www.linkedin.com/company/wealthmanagement-com/",{"_88":101,"_56":102},"RSS","/rss.xml","informaBar",{"_27":24,"_105":106,"_124":125},"leftSection",{"_107":108,"_109":110},"description","WealthManagement.com is part of the Informa Connect Division of Informa PLC","subMenu",[111,115,118,121],{"_112":113,"_56":114},"title","INFORMA PLC","https://informa.com/",{"_112":116,"_56":117},"ABOUT US","https://informa.com/about-us/",{"_112":119,"_56":120},"INVESTOR RELATIONS","https://informa.com/investors/",{"_112":122,"_56":123},"TALENT","https://informa.com/talent/","rightSection",{"_107":126},"This site is operated by a business or businesses owned by Informa PLC and all copyright resides with them. Informa PLC's registered office is 5 Howick Place, London SW1P 1WG. Registered in England and Wales. Number 8860726.","nav",{"_129":130,"_396":397},"mainMenuItems",[131,214,270,304,338,376,381,386],{"_112":132,"_56":133,"_134":135,"_136":133,"_137":24,"_109":138,"_160":161},"News","/wealth-management-industry-trends","seeAllLink","See all","seeAllLinkUrl","hasSubMenu",[139,142,145,148,151,154,157],{"_112":140,"_56":141},"RIA","/wealth-management-industry-trends/ria-news",{"_112":143,"_56":144},"IBD","/wealth-management-industry-trends/ibd-news",{"_112":146,"_56":147},"Wirehouse","/wealth-management-industry-trends/wirehouse-news",{"_112":149,"_56":150},"RPA","/wealth-management-industry-trends/rpa-news",{"_112":152,"_56":153},"Insights & Analysis","/wealth-management-industry-trends/insights-analysis",{"_112":155,"_56":156},"Regulation & Compliance","/wealth-management-industry-trends/regulation-compliance",{"_112":158,"_56":159},"Career Moves","/wealth-management-industry-trends/career-moves","recentContents",[162,200],{"_163":164,"_169":170,"_171":170,"_172":173,"_174":175,"_176":177,"_178":179,"_180":181,"_182":149,"_183":150,"_184":185,"_186":187,"_194":195,"_196":197,"_198":199},"thumbnail",{"_165":166,"_167":168},"src","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt48d0d125e389fde9/6744974d5d2c9cd8875cb5ec/401k-real-talk-RPA-2024-promo.png","alt","401k real talk ","articleName","401k Real Talk Episode 139: February 12, 2025","mobileHeadline","articleSummary","Open, honest and candid discussion about forfeiture lawsuits, January job growth, Empower's wealth unit, advisor use of AI and more.","articleUrl","/rpa-news/401k-real-talk-episode-139-february-12-2025","listPageUrl","/videos","date","Feb 12, 2025","webinarStartTime","","categoryName","categoryUrl","contentType","Video","contributors",[188],{"_54":189,"_190":191,"_192":193},"Fred Barstein","link","/author/fred-barstein","avatar","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt66e8968f44b92028/6724b9dc60f4fb2587bd5113/Fred-Barstein-headshot-2023.jpg","timeRead",0,"variant","card-vertical","layoutVariant","vertical",{"_163":201,"_169":204,"_171":204,"_172":205,"_174":206,"_176":181,"_178":179,"_180":181,"_182":140,"_183":141,"_184":207,"_186":208,"_194":213,"_196":197,"_198":199},{"_165":202,"_167":203},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltb4b9e0c633bd6fc1/67348c745223c563d7742784/peter-nesvold.jpg","Peter Nesvold SignatureFD","SignatureFD Adds M&A Vet Peter Nesvold to Board","CEO Heather Robertson Fortner brings on an M&A and investment specialist as she seeks to hit a $10 billion AUM target by year’s end.","/ria-news/signaturefd-adds-peter-nesvold-in-recruiting-m-a-push","Article",[209],{"_54":210,"_190":211,"_192":212},"Alex Ortolani","/author/alex-ortolani","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt164ef1afbe9e4240/679be524f6cb950aa4af8e0c/Alex_Ortolani_photo.jpg",3,{"_112":215,"_56":216,"_134":217,"_136":216,"_137":24,"_109":218,"_160":246},"Investment","/investment-news","See All",[219,222,225,228,231,234,237,240,243],{"_112":220,"_56":221},"Alternative Investments","/investment-news/alternative-investments",{"_112":223,"_56":224},"Digital Assets","/investment-news/crypto",{"_112":226,"_56":227},"Equities","/investment-news/equities",{"_112":229,"_56":230},"ETFs","/investment-news/etfs",{"_112":232,"_56":233},"Fixed Income","/investment-news/fixed-income",{"_112":235,"_56":236},"Investing Strategies","/investment-news/investing-strategies",{"_112":238,"_56":239},"Mutual Funds","/investment-news/mutual-funds",{"_112":241,"_56":242},"Real Estate","/investment-news/real-estate",{"_112":244,"_56":245},"SMAs","/investment-news/smas",[247,261],{"_163":248,"_169":251,"_171":251,"_172":252,"_174":253,"_176":254,"_178":255,"_180":256,"_182":257,"_183":236,"_184":258,"_186":259,"_194":260,"_196":197,"_198":199},{"_165":249,"_167":250},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt72556d5fc3fce101/678fb571ff4a048401411773/Orion_iStock-1362847684.jpg","Orion_iStock-1362847684.jpg","Turning Taxes into Opportunities: How Direct Indexing Can Help Drive Value","Tuesday, February 25, 2025 | 2:00 PM ET","/investing-strategies/turning-taxes-into-opportunities-how-direct-indexing-can-help-drive-value","/webinars","Feb 25, 2025","2:00 pm EST","Sponsored Content","Webinar",[],60,{"_163":262,"_169":265,"_171":265,"_172":266,"_174":267,"_176":181,"_178":179,"_180":181,"_182":226,"_183":227,"_184":207,"_186":268,"_194":269,"_196":197,"_198":199},{"_165":263,"_167":264},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt175372ed78e5ea14/679221c22c5b2b4e2f6d3254/charles-schwab-branch.jpg","charles schwab branch","Charles Schwab Expands 24-Hour Trading to All Its Retail Clients","Schwab’s retail clients will be able to trade a wider range of securities 24 hours, five days a week.","/equities/charles-schwab-expands-24-hour-trading-to-all-its-retail-clients",[],2,{"_112":271,"_56":272,"_134":217,"_136":272,"_137":24,"_109":273,"_160":292},"Wealth Planning","/wealth-planning",[274,277,280,283,286,289],{"_112":275,"_56":276},"Estate Planning","/wealth-planning/estate-planning",{"_112":278,"_56":279},"Financial Planning","/wealth-planning/financial-planning",{"_112":281,"_56":282},"High Net Worth","/wealth-planning/high-net-worth",{"_112":284,"_56":285},"Insurance","/wealth-planning/insurance",{"_112":287,"_56":288},"Philanthropy","/wealth-planning/philanthropy",{"_112":290,"_56":291},"Retirement","/wealth-planning/retirement",[293,301],{"_163":294,"_169":296,"_171":296,"_172":181,"_174":297,"_176":254,"_178":298,"_180":256,"_182":271,"_183":272,"_184":258,"_186":299,"_194":300,"_196":197,"_198":199},{"_165":295,"_167":181},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt7f395f5610dae7b9/67a3e44097e0874cfe2bf760/PostElectionEstatePlanning_iStock-1482364029.jpg","Estate Planning in a New Political Era: The 2025 Playbook","/wealth-planning/estate-planning-in-a-new-political-era-the-2025-playbook","Feb 26, 2025",[],90,{"_163":302,"_169":251,"_171":251,"_172":252,"_174":253,"_176":254,"_178":255,"_180":256,"_182":257,"_183":236,"_184":258,"_186":303,"_194":260,"_196":197,"_198":199},{"_165":249,"_167":250},[],{"_112":305,"_56":306,"_134":217,"_136":306,"_137":24,"_109":307,"_160":320},"Business Planning","/business-planning",[308,311,314,317],{"_112":309,"_56":310},"Client Relations","/business-planning/client-relations",{"_112":312,"_56":313},"Growth Strategies","/business-planning/growth-strategies",{"_112":315,"_56":316},"Professional Development","/business-planning/professional-development",{"_112":318,"_56":319},"Diversity & Inclusion","/business-planning/diversity-inclusion",[321,331],{"_163":322,"_169":325,"_171":325,"_172":326,"_174":327,"_176":254,"_178":328,"_180":329,"_182":257,"_183":282,"_184":258,"_186":330,"_194":260,"_196":197,"_198":199},{"_165":323,"_167":324},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt4a7faae0f0de1895/6799584c39149a6f92ffdb74/Athene_iStock-1871938240_copy_1280.jpg","group of women client relations","Building Connections with Affluent Women Clients","Tuesday, March 04, 2025 | 2:30 PM ET","/high-net-worth/building-connections-with-affluent-women-clients","Feb 11, 2025","2:30 pm EST",[],{"_163":332,"_169":334,"_171":334,"_172":335,"_174":336,"_176":177,"_178":179,"_180":181,"_182":257,"_183":310,"_184":185,"_186":337,"_194":195,"_196":197,"_198":199},{"_165":333,"_167":181},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltad3680c57d13f0ac/67acb80722714e594b0db2b7/Marc_Beshany_TN_Wells_Fargo_Fastchat.png","A Firm Your Clients Can't Outgrow","Discover how Wells Fargo Advisors' unique channels and resources empower advisors to dominate the competition.","/client-relations/a-firm-your-clients-can-t-outgrow",[],{"_112":339,"_56":340,"_134":217,"_136":340,"_137":24,"_109":341,"_160":351},"WealthTech","/financial-technology",[342,345,348],{"_112":343,"_56":344},"Artificial Intelligence","/financial-technology/artificial-intelligence",{"_112":346,"_56":347},"Cybersecurity","/financial-technology/financial-cybersecurity",{"_112":349,"_56":350},"Support Platforms","/financial-technology/advisor-support-platforms",[352,365],{"_163":353,"_169":356,"_171":356,"_172":357,"_174":358,"_176":181,"_178":328,"_180":181,"_182":158,"_183":159,"_184":207,"_186":359,"_194":364,"_196":197,"_198":199},{"_165":354,"_167":355},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt2c2fe282c7d51ae2/67aa66d4824b2ec4c35656ff/kathy-wunderli-wealthcom.jpg","Kathy Wunderi Wealth.com","Top Hollywood Attorney Joins Wealth.com’s Legal Team","Kathy Wunderli has about two decades of experience in private wealth. She called the company’s legal team “second to none” in digital estate planning.\n","/career-moves/top-hollywood-attorney-joins-wealth-com-s-legal-team",[360],{"_54":361,"_190":362,"_192":363},"Patrick Donachie","/author/patrick-donachie","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt50ebbf7b7dd9e74d/6724b9c0c82032cf0cb96cf4/patrick-donachie-web.jpg",1,{"_163":366,"_169":369,"_171":369,"_172":370,"_174":371,"_176":181,"_178":328,"_180":181,"_182":372,"_183":373,"_184":207,"_186":374,"_194":269,"_196":197,"_198":199},{"_165":367,"_167":368},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltbff88dec1dcb7e72/672ca0a65d57e07059d68930/robert-sofia-snappy-kraken.jpg","Robert Sofia Snappy Kraken","Snappy Kraken Launches AI-backed RIA Enterprise Hub","The advisor marketing firm also revamped its individual advisor campaign app, with CEO Robert Sofia touting a more robust marketing platform to flow from enterprise level to individual advisors.","/marketing/snappy-kraken-launches-new-ai-backed-ria-enterprise-hub","Marketing","/business-planning/growth-strategies/marketing",[375],{"_54":210,"_190":211,"_192":212},{"_112":377,"_56":378,"_134":217,"_136":378,"_137":32,"_109":379,"_160":380},"RIA Edge","/ria-edge",[],[],{"_112":382,"_56":383,"_134":217,"_136":383,"_137":32,"_109":384,"_160":385},"Trusts & Estates","/trusts-estates",[],[],{"_112":387,"_56":388,"_134":217,"_136":388,"_137":24,"_109":389,"_160":395},"Events & Awards","/events",[390,393],{"_112":391,"_56":392},"WM Industry Awards","https://informaconnect.com/wealth-management-industry-awards/",{"_112":394,"_56":388},"Industry Calendar",[],"secondaryMenu",[398,401,404,407],{"_112":399,"_56":400},"Podcasts & Videos","/media-center",{"_112":402,"_56":403},"CE Webinars","/wealth-management-webinars",{"_112":405,"_56":406},"Research","/wealth-management-research",{"_112":408,"_56":409},"Newsletters","/newsletter-subscribe","megaMenu",{"_412":413,"_461":462,"_506":507},"largeMenu",[414,423,434,442,448,453,455,457],{"_112":132,"_56":133,"_109":415,"_134":135,"_136":133},[416,417,418,419,420,421,422],{"_112":140,"_56":141},{"_112":143,"_56":144},{"_112":146,"_56":147},{"_112":149,"_56":150},{"_112":152,"_56":153},{"_112":155,"_56":156},{"_112":158,"_56":159},{"_112":215,"_56":216,"_109":424,"_134":217,"_136":216},[425,426,427,428,429,430,431,432,433],{"_112":220,"_56":221},{"_112":223,"_56":224},{"_112":226,"_56":227},{"_112":229,"_56":230},{"_112":232,"_56":233},{"_112":235,"_56":236},{"_112":238,"_56":239},{"_112":241,"_56":242},{"_112":244,"_56":245},{"_112":271,"_56":272,"_109":435,"_134":217,"_136":272},[436,437,438,439,440,441],{"_112":275,"_56":276},{"_112":278,"_56":279},{"_112":281,"_56":282},{"_112":284,"_56":285},{"_112":287,"_56":288},{"_112":290,"_56":291},{"_112":305,"_56":306,"_109":443,"_134":217,"_136":306},[444,445,446,447],{"_112":309,"_56":310},{"_112":312,"_56":313},{"_112":315,"_56":316},{"_112":318,"_56":319},{"_112":339,"_56":340,"_109":449,"_134":217,"_136":340},[450,451,452],{"_112":343,"_56":344},{"_112":346,"_56":347},{"_112":349,"_56":350},{"_112":377,"_56":378,"_109":454,"_134":217,"_136":378},[],{"_112":382,"_56":383,"_109":456,"_134":217,"_136":383},[],{"_112":387,"_56":388,"_109":458,"_134":217,"_136":388},[459,460],{"_112":391,"_56":392},{"_112":394,"_56":388},"smallMenu",[463,483,491],{"_112":464,"_56":181,"_109":465},"Browse",[466,469,471,474,476,478,480],{"_112":467,"_56":468},"Podcasts","/wealth-management-podcasts",{"_112":470,"_56":403},"Webinars",{"_112":472,"_56":473},"White Papers","/documents",{"_112":475,"_56":177},"Videos",{"_112":477,"_56":388},"Events",{"_112":479,"_56":406},"WMIQ Research",{"_112":481,"_56":482},"Digital Magazines","/publications",{"_112":484,"_56":181,"_109":485},"Subscribe",[486,488],{"_112":487,"_56":409},"Sign up for Newsletters",{"_112":489,"_56":490},"Trusts & Estates Subscription","https://subscriptions.wealthmanagement.com/offer/wmte-for-cider-scm",{"_112":492,"_56":181,"_109":493},"Content Spotlight",[494,497,500,503],{"_112":495,"_56":496},"RIA Edge 100","/program/ria-edge-100",{"_112":498,"_56":499},"Women, Wealth & Retirement ","https://informawre.lookbookhq.com/l/wm_athene_cec?utm_source=Menu&utm_medium=Menu&utm_id=CEC2025",{"_112":501,"_56":502},"AI, Data, and Security","https://www.wealthmanagement.com/technology/ai-data-and-security-inside-cto-strategy-elite-rias?utm_source=Menu&utm_medium=Menu&utm_id=WM_Box_Pershing",{"_112":504,"_56":505},"Wealth Managers and RPA Advisors","/business-planning/wealth-managers-and-rpa-advisors-the-growing-impact-of-employee-wellness?utm_source=menu&utm_medium=menu&utm_id=MMA","sideNavSections",[],"navBase",{"_510":511},"logo",{"_56":512,"_513":14},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt2c9c3f4e8c2ef2e0/67376607f92aad2c25dbc4f6/Wealth_Management_Web_Logo.svg","altText","footer",{"_510":516,"_517":518,"_566":567,"_568":569},{"_56":512,"_513":14},"linkSections",[519,539,554],{"_520":521,"_112":537,"_88":538},"links",[522,529,533],{"_523":524,"_526":32,"_112":527,"_56":528},"image",{"_513":181,"_56":525},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltdc17350601b5fc7e/66fd42b30cc86a6e600fef96/WealthMangement_com_Wht@4x_2022.png","openInNewTab","About Us","/about-us",{"_523":530,"_526":32,"_112":531,"_56":532},{"_513":181,"_56":525},"Contact","/contact-us",{"_523":534,"_526":32,"_112":535,"_56":536},{"_513":181,"_56":525},"Reprints","https://info.wrightsmedia.com/informa-licensing-reprints-request","Get to Know Us","1",{"_520":540,"_112":553,"_88":538},[541,546,549],{"_523":542,"_526":32,"_112":544,"_56":545},{"_513":181,"_56":543},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt916f51aa933bb324/66f40addade5311327ee6792/WealthManagement_com_1line_4C@4x_2022.png","Advertise","/advertising-marketing-solutions",{"_523":547,"_526":32,"_112":548,"_56":545},{"_513":181,"_56":543},"Marketing Solutions",{"_523":550,"_526":32,"_112":551,"_56":552},{"_513":181,"_56":543},"Research Services","/about-wealth-management-iq","Partner With Us",{"_520":555,"_112":382,"_88":538},[556,560,563],{"_523":557,"_526":32,"_112":558,"_56":559},{"_513":181,"_56":543},"Issue Archive","/publications/trusts---estates",{"_523":561,"_526":32,"_112":562,"_56":490},{"_513":181,"_56":543},"Subscriptions",{"_523":564,"_526":32,"_112":565,"_56":532},{"_513":181,"_56":543},"Contact T&E","brandLinks",[],"copyright",{"_570":571,"_520":576,"_112":597},"businessUnit",{"_56":572,"_54":573,"_574":575},"https://informaconnect.com/","Informa Connect","logoUrl","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltf615ac6588597eb9/674ef043f505085431040156/Informa_Connect_Logo_1Line_White_Solid_RGB.webp",[577,581,585,589,593],{"_523":578,"_526":24,"_112":579,"_56":580},{"_513":579,"_56":580},"CCPA: Do not sell my personal info","https://privacyportal-eu-cdn.onetrust.com/dsarwebform/c1f53e84-9f05-4169-a854-85052b63c50b/5f26b553-52cc-4973-a761-295d5634a6b6.html",{"_523":582,"_526":24,"_112":583,"_56":584},{"_513":583,"_56":584},"Terms of Use","https://informaconnect.com/website-terms-of-use/",{"_523":586,"_526":24,"_112":587,"_56":588},{"_513":587,"_56":588},"Code of conduct events","https://informaconnect.com/code-of-conduct/",{"_523":590,"_526":24,"_112":591,"_56":592},{"_513":591,"_56":592},"Privacy Policy","https://informa.com/privacy-policy/",{"_523":594,"_526":24,"_112":595,"_56":596},{"_513":595,"_56":596},"Cookie Policy","https://informaconnect.com/cookie-policy/"," Informa Connect Limited. Registered in England & Wales with number 01835199, registered office 5 Howick Place, London, SW1P 1WG.","isSponsorBarEnabled","isPaidContent","newRelicJs","window.NREUM||(NREUM={});NREUM.info = {\"agent\":\"\",\"beacon\":\"bam.eu01.nr-data.net\",\"errorBeacon\":\"bam.eu01.nr-data.net\",\"licenseKey\":\"NRJS-26ae6a3b09493bbcc87\",\"applicationID\":\"514078057\",\"agentToken\":null,\"applicationTime\":16.875495,\"transactionName\":\"MhBSZQoZWEEDU0ZaXgtac0QLDFlfTR9eUkUABkQcFh1BQQ==\",\"queueTime\":0,\"ttGuid\":\"880e7f40bc54a8f7\"}; (window.NREUM||(NREUM={})).init={privacy:{cookies_enabled:true},ajax:{deny_list:[\"bam.eu01.nr-data.net\"]},distributed_tracing:{enabled:true}};(window.NREUM||(NREUM={})).loader_config={agentID:\"538481155\",accountID:\"3936348\",trustKey:\"3288925\",xpid:\"Vw8EV1VXABAFVVVSAAkHU1M=\",licenseKey:\"NRJS-26ae6a3b09493bbcc87\",applicationID:\"514078057\"};;/*! For license information please see nr-loader-spa-1.281.0.min.js.LICENSE.txt */\n(()=>{var e,t,r={8122:(e,t,r)=>{\"use strict\";r.d(t,{a:()=>i});var n=r(944);function i(e,t){try{if(!e||\"object\"!=typeof e)return(0,n.R)(3);if(!t||\"object\"!=typeof t)return(0,n.R)(4);const r=Object.create(Object.getPrototypeOf(t),Object.getOwnPropertyDescriptors(t)),o=0===Object.keys(r).length?e:r;for(let a in o)if(void 0!==e[a])try{if(null===e[a]){r[a]=null;continue}Array.isArray(e[a])&&Array.isArray(t[a])?r[a]=Array.from(new Set([...e[a],...t[a]])):\"object\"==typeof e[a]&&\"object\"==typeof t[a]?r[a]=i(e[a],t[a]):r[a]=e[a]}catch(e){(0,n.R)(1,e)}return r}catch(e){(0,n.R)(2,e)}}},2555:(e,t,r)=>{\"use strict\";r.d(t,{Vp:()=>c,fn:()=>s,x1:()=>u});var n=r(384),i=r(8122);const o={beacon:n.NT.beacon,errorBeacon:n.NT.errorBeacon,licenseKey:void 0,applicationID:void 0,sa:void 0,queueTime:void 0,applicationTime:void 0,ttGuid:void 0,user:void 0,account:void 0,product:void 0,extra:void 0,jsAttributes:{},userAttributes:void 0,atts:void 0,transactionName:void 0,tNamePlain:void 0},a={};function s(e){try{const t=c(e);return!!t.licenseKey&&!!t.errorBeacon&&!!t.applicationID}catch(e){return!1}}function c(e){if(!e)throw new Error(\"All info objects require an agent identifier!\");if(!a[e])throw new Error(\"Info for \".concat(e,\" was never set\"));return a[e]}function u(e,t){if(!e)throw new Error(\"All info objects require an agent identifier!\");a[e]=(0,i.a)(t,o);const r=(0,n.nY)(e);r&&(r.info=a[e])}},9417:(e,t,r)=>{\"use strict\";r.d(t,{D0:()=>p,gD:()=>m,xN:()=>g});var n=r(3333),i=r(993);const o=e=>{if(!e||\"string\"!=typeof e)return!1;try{document.createDocumentFragment().querySelector(e)}catch{return!1}return!0};var a=r(2614),s=r(944),c=r(384),u=r(8122);const d=\"[data-nr-mask]\",l=()=>{const e={feature_flags:[],experimental:{marks:!1,measures:!1,resources:!1},mask_selector:\"*\",block_selector:\"[data-nr-block]\",mask_input_options:{color:!1,date:!1,\"datetime-local\":!1,email:!1,month:!1,number:!1,range:!1,search:!1,tel:!1,text:!1,time:!1,url:!1,week:!1,textarea:!1,select:!1,password:!0}};return{ajax:{deny_list:void 0,block_internal:!0,enabled:!0,autoStart:!0},distributed_tracing:{enabled:void 0,exclude_newrelic_header:void 0,cors_use_newrelic_header:void 0,cors_use_tracecontext_headers:void 0,allowed_origins:void 0},get feature_flags(){return e.feature_flags},set feature_flags(t){e.feature_flags=t},generic_events:{enabled:!0,autoStart:!0},harvest:{interval:30},jserrors:{enabled:!0,autoStart:!0},logging:{enabled:!0,autoStart:!0,level:i.p_.INFO},metrics:{enabled:!0,autoStart:!0},obfuscate:void 0,page_action:{enabled:!0},page_view_event:{enabled:!0,autoStart:!0},page_view_timing:{enabled:!0,autoStart:!0},performance:{get capture_marks(){return e.feature_flags.includes(n.$v.MARKS)||e.experimental.marks},set capture_marks(t){e.experimental.marks=t},get capture_measures(){return e.feature_flags.includes(n.$v.MEASURES)||e.experimental.measures},set capture_measures(t){e.experimental.measures=t},capture_detail:!0,resources:{get enabled(){return e.feature_flags.includes(n.$v.RESOURCES)||e.experimental.resources},set enabled(t){e.experimental.resources=t},asset_types:[],first_party_domains:[],ignore_newrelic:!0}},privacy:{cookies_enabled:!0},proxy:{assets:void 0,beacon:void 0},session:{expiresMs:a.wk,inactiveMs:a.BB},session_replay:{autoStart:!0,enabled:!1,preload:!1,sampling_rate:10,error_sampling_rate:100,collect_fonts:!1,inline_images:!1,fix_stylesheets:!0,mask_all_inputs:!0,get mask_text_selector(){return e.mask_selector},set mask_text_selector(t){o(t)?e.mask_selector=\"\".concat(t,\",\").concat(d):\"\"===t||null===t?e.mask_selector=d:(0,s.R)(5,t)},get block_class(){return\"nr-block\"},get ignore_class(){return\"nr-ignore\"},get mask_text_class(){return\"nr-mask\"},get block_selector(){return e.block_selector},set block_selector(t){o(t)?e.block_selector+=\",\".concat(t):\"\"!==t&&(0,s.R)(6,t)},get mask_input_options(){return e.mask_input_options},set mask_input_options(t){t&&\"object\"==typeof t?e.mask_input_options={...t,password:!0}:(0,s.R)(7,t)}},session_trace:{enabled:!0,autoStart:!0},soft_navigations:{enabled:!0,autoStart:!0},spa:{enabled:!0,autoStart:!0},ssl:void 0,user_actions:{enabled:!0,elementAttributes:[\"id\",\"className\",\"tagName\",\"type\"]}}},f={},h=\"All configuration objects require an agent identifier!\";function p(e){if(!e)throw new Error(h);if(!f[e])throw new Error(\"Configuration for \".concat(e,\" was never set\"));return f[e]}function g(e,t){if(!e)throw new Error(h);f[e]=(0,u.a)(t,l());const r=(0,c.nY)(e);r&&(r.init=f[e])}function m(e,t){if(!e)throw new Error(h);var r=p(e);if(r){for(var n=t.split(\".\"),i=0;i{\"use strict\";r.d(t,{a:()=>c,o:()=>s});var n=r(384),i=r(8122);const o={accountID:void 0,trustKey:void 0,agentID:void 0,licenseKey:void 0,applicationID:void 0,xpid:void 0},a={};function s(e){if(!e)throw new Error(\"All loader-config objects require an agent identifier!\");if(!a[e])throw new Error(\"LoaderConfig for \".concat(e,\" was never set\"));return a[e]}function c(e,t){if(!e)throw new Error(\"All loader-config objects require an agent identifier!\");a[e]=(0,i.a)(t,o);const r=(0,n.nY)(e);r&&(r.loader_config=a[e])}},3371:(e,t,r)=>{\"use strict\";r.d(t,{V:()=>f,f:()=>l});var n=r(8122),i=r(384),o=r(6154),a=r(9324);let s=0;const c={buildEnv:a.F3,distMethod:a.Xs,version:a.xv,originTime:o.WN},u={customTransaction:void 0,disabled:!1,isolatedBacklog:!1,loaderType:void 0,maxBytes:3e4,onerror:void 0,ptid:void 0,releaseIds:{},appMetadata:{},session:void 0,denyList:void 0,timeKeeper:void 0,obfuscator:void 0,harvester:void 0},d={};function l(e){if(!e)throw new Error(\"All runtime objects require an agent identifier!\");if(!d[e])throw new Error(\"Runtime for \".concat(e,\" was never set\"));return d[e]}function f(e,t){if(!e)throw new Error(\"All runtime objects require an agent identifier!\");d[e]={...(0,n.a)(t,u),...c},Object.hasOwnProperty.call(d[e],\"harvestCount\")||Object.defineProperty(d[e],\"harvestCount\",{get:()=>++s});const r=(0,i.nY)(e);r&&(r.runtime=d[e])}},9324:(e,t,r)=>{\"use strict\";r.d(t,{F3:()=>i,Xs:()=>o,Yq:()=>a,xv:()=>n});const n=\"1.281.0\",i=\"PROD\",o=\"CDN\",a=\"^2.0.0-alpha.17\"},6154:(e,t,r)=>{\"use strict\";r.d(t,{A4:()=>s,OF:()=>d,RI:()=>i,WN:()=>h,bv:()=>o,gm:()=>a,lR:()=>f,m:()=>u,mw:()=>c,sb:()=>l});var n=r(1863);const i=\"undefined\"!=typeof window&&!!window.document,o=\"undefined\"!=typeof WorkerGlobalScope&&(\"undefined\"!=typeof self&&self instanceof WorkerGlobalScope&&self.navigator instanceof WorkerNavigator||\"undefined\"!=typeof globalThis&&globalThis instanceof WorkerGlobalScope&&globalThis.navigator instanceof WorkerNavigator),a=i?window:\"undefined\"!=typeof WorkerGlobalScope&&(\"undefined\"!=typeof self&&self instanceof WorkerGlobalScope&&self||\"undefined\"!=typeof globalThis&&globalThis instanceof WorkerGlobalScope&&globalThis),s=\"complete\"===a?.document?.readyState,c=Boolean(\"hidden\"===a?.document?.visibilityState),u=\"\"+a?.location,d=/iPad|iPhone|iPod/.test(a.navigator?.userAgent),l=d&&\"undefined\"==typeof SharedWorker,f=(()=>{const e=a.navigator?.userAgent?.match(/Firefox[/\\s](\\d+\\.\\d+)/);return Array.isArray(e)&&e.length>=2?+e[1]:0})(),h=Date.now()-(0,n.t)()},7295:(e,t,r)=>{\"use strict\";r.d(t,{Xv:()=>a,gX:()=>i,iW:()=>o});var n=[];function i(e){if(!e||o(e))return!1;if(0===n.length)return!0;for(var t=0;t0?(o=r.substring(0,i),a=r.substring(i)):(o=r,a=\"\");let[s]=o.split(\":\");n.push({hostname:s,pathname:a})}}function s(e,t){return!(e.length>t.length)&&t.indexOf(e)===t.length-e.length}function c(e,t){return 0===e.indexOf(\"/\")&&(e=e.substring(1)),0===t.indexOf(\"/\")&&(t=t.substring(1)),\"\"===e||e===t}},1687:(e,t,r)=>{\"use strict\";r.d(t,{Ak:()=>c,Ze:()=>l,x3:()=>u});var n=r(7836),i=r(3606),o=r(860),a=r(2646);const s={};function c(e,t){const r={staged:!1,priority:o.P3[t]||0};d(e),s[e].get(t)||s[e].set(t,r)}function u(e,t){e&&s[e]&&(s[e].get(t)&&s[e].delete(t),h(e,t,!1),s[e].size&&f(e))}function d(e){if(!e)throw new Error(\"agentIdentifier required\");s[e]||(s[e]=new Map)}function l(e=\"\",t=\"feature\",r=!1){if(d(e),!e||!s[e].get(t)||r)return h(e,t);s[e].get(t).staged=!0,f(e)}function f(e){const t=Array.from(s[e]);t.every((([e,t])=>t.staged))&&(t.sort(((e,t)=>e[1].priority-t[1].priority)),t.forEach((([t])=>{s[e].delete(t),h(e,t)})))}function h(e,t,r=!0){const o=e?n.ee.get(e):n.ee,s=i.i.handlers;if(!o.aborted&&o.backlog&&s){if(r){const e=o.backlog[t],r=s[t];if(r){for(let t=0;e&&t{Object.values(t||{}).forEach((t=>{t[0]?.on&&t[0]?.context()instanceof a.y&&t[0].on(e,t[1])}))}))}}o.isolatedBacklog||delete s[t],o.backlog[t]=null,o.emit(\"drain-\"+t,[])}}function p(e,t){var r=e[1];Object.values(t[r]||{}).forEach((t=>{var r=e[0];if(t[0]===r){var n=t[1],i=e[3],o=e[2];n.apply(i,o)}}))}},7836:(e,t,r)=>{\"use strict\";r.d(t,{P:()=>c,ee:()=>u});var n=r(384),i=r(8990),o=r(3371),a=r(2646),s=r(5607);const c=\"nr@context:\".concat(s.W),u=function e(t,r){var n={},s={},d={},l=!1;try{l=16===r.length&&(0,o.f)(r).isolatedBacklog}catch(e){}var f={on:p,addEventListener:p,removeEventListener:function(e,t){var r=n[e];if(!r)return;for(var i=0;i{s[n]=t,t in r||(r[t]=[])}))},abort:function(){f._aborted=!0,Object.keys(f.backlog).forEach((e=>{delete f.backlog[e]}))},isBuffering:function(e){return!!v()[s[e]]},debugId:r,backlog:l?{}:t&&\"object\"==typeof t.backlog?t.backlog:{},isolatedBacklog:l};return Object.defineProperty(f,\"aborted\",{get:()=>{let e=f._aborted||!1;return e||(t&&(e=t.aborted),e)}}),f;function h(e){return e&&e instanceof a.y?e:e?(0,i.I)(e,c,(()=>new a.y(c))):new a.y(c)}function p(e,t){n[e]=g(e).concat(t)}function g(e){return n[e]||[]}function m(t){return d[t]=d[t]||e(f,t)}function v(){return f.backlog}}(void 0,\"globalEE\"),d=(0,n.Zm)();d.ee||(d.ee=u)},2646:(e,t,r)=>{\"use strict\";r.d(t,{y:()=>n});class n{constructor(e){this.contextId=e}}},9908:(e,t,r)=>{\"use strict\";r.d(t,{d:()=>n,p:()=>i});var n=r(7836).ee.get(\"handle\");function i(e,t,r,i,o){o?(o.buffer([e],i),o.emit(e,t,r)):(n.buffer([e],i),n.emit(e,t,r))}},3606:(e,t,r)=>{\"use strict\";r.d(t,{i:()=>o});var n=r(9908);o.on=a;var i=o.handlers={};function o(e,t,r,o){a(o||n.d,i,e,t,r)}function a(e,t,r,i,o){o||(o=\"feature\"),e||(e=n.d);var a=t[o]=t[o]||{};(a[r]=a[r]||[]).push([e,i])}},3878:(e,t,r)=>{\"use strict\";function n(e,t){return{capture:e,passive:!1,signal:t}}function i(e,t,r=!1,i){window.addEventListener(e,t,n(r,i))}function o(e,t,r=!1,i){document.addEventListener(e,t,n(r,i))}r.d(t,{DD:()=>o,jT:()=>n,sp:()=>i})},5607:(e,t,r)=>{\"use strict\";r.d(t,{W:()=>n});const n=(0,r(9566).bz)()},9566:(e,t,r)=>{\"use strict\";r.d(t,{LA:()=>s,ZF:()=>c,bz:()=>a,el:()=>u});var n=r(6154);const i=\"xxxxxxxx-xxxx-4xxx-yxxx-xxxxxxxxxxxx\";function o(e,t){return e?15&e[t]:16*Math.random()|0}function a(){const e=n.gm?.crypto||n.gm?.msCrypto;let t,r=0;return e&&e.getRandomValues&&(t=e.getRandomValues(new Uint8Array(30))),i.split(\"\").map((e=>\"x\"===e?o(t,r++).toString(16):\"y\"===e?(3&o()|8).toString(16):e)).join(\"\")}function s(e){const t=n.gm?.crypto||n.gm?.msCrypto;let r,i=0;t&&t.getRandomValues&&(r=t.getRandomValues(new Uint8Array(e)));const a=[];for(var s=0;s{\"use strict\";r.d(t,{BB:()=>a,H3:()=>n,g:()=>u,iL:()=>c,tS:()=>s,uh:()=>i,wk:()=>o});const n=\"NRBA\",i=\"SESSION\",o=144e5,a=18e5,s={STARTED:\"session-started\",PAUSE:\"session-pause\",RESET:\"session-reset\",RESUME:\"session-resume\",UPDATE:\"session-update\"},c={SAME_TAB:\"same-tab\",CROSS_TAB:\"cross-tab\"},u={OFF:0,FULL:1,ERROR:2}},1863:(e,t,r)=>{\"use strict\";function n(){return Math.floor(performance.now())}r.d(t,{t:()=>n})},7485:(e,t,r)=>{\"use strict\";r.d(t,{D:()=>i});var n=r(6154);function i(e){if(0===(e||\"\").indexOf(\"data:\"))return{protocol:\"data\"};try{const t=new URL(e,location.href),r={port:t.port,hostname:t.hostname,pathname:t.pathname,search:t.search,protocol:t.protocol.slice(0,t.protocol.indexOf(\":\")),sameOrigin:t.protocol===n.gm?.location?.protocol&&t.host===n.gm?.location?.host};return r.port&&\"\"!==r.port||(\"http:\"===t.protocol&&(r.port=\"80\"),\"https:\"===t.protocol&&(r.port=\"443\")),r.pathname&&\"\"!==r.pathname?r.pathname.startsWith(\"/\")||(r.pathname=\"/\".concat(r.pathname)):r.pathname=\"/\",r}catch(e){return{}}}},944:(e,t,r)=>{\"use strict\";function n(e,t){\"function\"==typeof console.debug&&console.debug(\"New Relic Warning: https://github.com/newrelic/newrelic-browser-agent/blob/main/docs/warning-codes.md#\".concat(e),t)}r.d(t,{R:()=>n})},5284:(e,t,r)=>{\"use strict\";r.d(t,{t:()=>c,B:()=>s});var n=r(7836),i=r(6154);const o=\"newrelic\";const a=new Set,s={};function c(e,t){const r=n.ee.get(t);s[t]??={},e&&\"object\"==typeof e&&(a.has(t)||(r.emit(\"rumresp\",[e]),s[t]=e,a.add(t),function(e={}){try{i.gm.dispatchEvent(new CustomEvent(o,{detail:e}))}catch(e){}}({loaded:!0})))}},8990:(e,t,r)=>{\"use strict\";r.d(t,{I:()=>i});var n=Object.prototype.hasOwnProperty;function i(e,t,r){if(n.call(e,t))return e[t];var i=r();if(Object.defineProperty&&Object.keys)try{return Object.defineProperty(e,t,{value:i,writable:!0,enumerable:!1}),i}catch(e){}return e[t]=i,i}},6389:(e,t,r)=>{\"use strict\";function n(e,t=500,r={}){const n=r?.leading||!1;let i;return(...r)=>{n&&void 0===i&&(e.apply(this,r),i=setTimeout((()=>{i=clearTimeout(i)}),t)),n||(clearTimeout(i),i=setTimeout((()=>{e.apply(this,r)}),t))}}function i(e){let t=!1;return(...r)=>{t||(t=!0,e.apply(this,r))}}r.d(t,{J:()=>i,s:()=>n})},3304:(e,t,r)=>{\"use strict\";r.d(t,{A:()=>o});var n=r(7836);const i=()=>{const e=new WeakSet;return(t,r)=>{if(\"object\"==typeof r&&null!==r){if(e.has(r))return;e.add(r)}return r}};function o(e){try{return JSON.stringify(e,i())??\"\"}catch(e){try{n.ee.emit(\"internal-error\",[e])}catch(e){}return\"\"}}},5289:(e,t,r)=>{\"use strict\";r.d(t,{GG:()=>o,sB:()=>a});var n=r(3878);function i(){return\"undefined\"==typeof document||\"complete\"===document.readyState}function o(e,t){if(i())return e();(0,n.sp)(\"load\",e,t)}function a(e){if(i())return e();(0,n.DD)(\"DOMContentLoaded\",e)}},384:(e,t,r)=>{\"use strict\";r.d(t,{NT:()=>o,US:()=>d,Zm:()=>a,bQ:()=>c,dV:()=>s,nY:()=>u,pV:()=>l});var n=r(6154),i=r(1863);const o={beacon:\"bam.nr-data.net\",errorBeacon:\"bam.nr-data.net\"};function a(){return n.gm.NREUM||(n.gm.NREUM={}),void 0===n.gm.newrelic&&(n.gm.newrelic=n.gm.NREUM),n.gm.NREUM}function s(){let e=a();return e.o||(e.o={ST:n.gm.setTimeout,SI:n.gm.setImmediate,CT:n.gm.clearTimeout,XHR:n.gm.XMLHttpRequest,REQ:n.gm.Request,EV:n.gm.Event,PR:n.gm.Promise,MO:n.gm.MutationObserver,FETCH:n.gm.fetch,WS:n.gm.WebSocket}),e}function c(e,t){let r=a();r.initializedAgents??={},t.initializedAt={ms:(0,i.t)(),date:new Date},r.initializedAgents[e]=t}function u(e){let t=a();return t.initializedAgents?.[e]}function d(e,t){a()[e]=t}function l(){return function(){let e=a();const t=e.info||{};e.info={beacon:o.beacon,errorBeacon:o.errorBeacon,...t}}(),function(){let e=a();const t=e.init||{};e.init={...t}}(),s(),function(){let e=a();const t=e.loader_config||{};e.loader_config={...t}}(),a()}},2843:(e,t,r)=>{\"use strict\";r.d(t,{u:()=>i});var n=r(3878);function i(e,t=!1,r,i){(0,n.DD)(\"visibilitychange\",(function(){if(t)return void(\"hidden\"===document.visibilityState&&e());e(document.visibilityState)}),r,i)}},8139:(e,t,r)=>{\"use strict\";r.d(t,{u:()=>f});var n=r(7836),i=r(3434),o=r(8990),a=r(6154);const s={},c=a.gm.XMLHttpRequest,u=\"addEventListener\",d=\"removeEventListener\",l=\"nr@wrapped:\".concat(n.P);function f(e){var t=function(e){return(e||n.ee).get(\"events\")}(e);if(s[t.debugId]++)return t;s[t.debugId]=1;var r=(0,i.YM)(t,!0);function f(e){r.inPlace(e,[u,d],\"-\",p)}function p(e,t){return e[1]}return\"getPrototypeOf\"in Object&&(a.RI&&h(document,f),c&&h(c.prototype,f),h(a.gm,f)),t.on(u+\"-start\",(function(e,t){var n=e[1];if(null!==n&&(\"function\"==typeof n||\"object\"==typeof n)){var i=(0,o.I)(n,l,(function(){var e={object:function(){if(\"function\"!=typeof n.handleEvent)return;return n.handleEvent.apply(n,arguments)},function:n}[typeof n];return e?r(e,\"fn-\",null,e.name||\"anonymous\"):n}));this.wrapped=e[1]=i}})),t.on(d+\"-start\",(function(e){e[1]=this.wrapped||e[1]})),t}function h(e,t,...r){let n=e;for(;\"object\"==typeof n&&!Object.prototype.hasOwnProperty.call(n,u);)n=Object.getPrototypeOf(n);n&&t(n,...r)}},3434:(e,t,r)=>{\"use strict\";r.d(t,{Jt:()=>o,YM:()=>c});var n=r(7836),i=r(5607);const o=\"nr@original:\".concat(i.W);var a=Object.prototype.hasOwnProperty,s=!1;function c(e,t){return e||(e=n.ee),r.inPlace=function(e,t,n,i,o){n||(n=\"\");const a=\"-\"===n.charAt(0);for(let s=0;s{\"use strict\";r.d(t,{T:()=>n});const n=r(860).K7.ajax},3333:(e,t,r)=>{\"use strict\";r.d(t,{$v:()=>u,TZ:()=>n,Zp:()=>i,kd:()=>c,mq:()=>s,nf:()=>a,qN:()=>o});const n=r(860).K7.genericEvents,i=[\"auxclick\",\"click\",\"copy\",\"keydown\",\"paste\",\"scrollend\"],o=[\"focus\",\"blur\"],a=4,s=1e3,c=[\"PageAction\",\"UserAction\",\"BrowserPerformance\"],u={MARKS:\"experimental.marks\",MEASURES:\"experimental.measures\",RESOURCES:\"experimental.resources\"}},6774:(e,t,r)=>{\"use strict\";r.d(t,{T:()=>n});const n=r(860).K7.jserrors},993:(e,t,r)=>{\"use strict\";r.d(t,{ET:()=>o,TZ:()=>a,p_:()=>i});var n=r(860);const i={ERROR:\"ERROR\",WARN:\"WARN\",INFO:\"INFO\",DEBUG:\"DEBUG\",TRACE:\"TRACE\"},o=\"log\",a=n.K7.logging},3785:(e,t,r)=>{\"use strict\";r.d(t,{R:()=>c,b:()=>u});var n=r(9908),i=r(1863),o=r(860),a=r(3969),s=r(993);function c(e,t,r={},c=s.p_.INFO){(0,n.p)(a.xV,[\"API/logging/\".concat(c.toLowerCase(),\"/called\")],void 0,o.K7.metrics,e),(0,n.p)(s.ET,[(0,i.t)(),t,r,c],void 0,o.K7.logging,e)}function u(e){return\"string\"==typeof e&&Object.values(s.p_).some((t=>t===e.toUpperCase().trim()))}},3969:(e,t,r)=>{\"use strict\";r.d(t,{TZ:()=>n,XG:()=>s,rs:()=>i,xV:()=>a,z_:()=>o});const n=r(860).K7.metrics,i=\"sm\",o=\"cm\",a=\"storeSupportabilityMetrics\",s=\"storeEventMetrics\"},6630:(e,t,r)=>{\"use strict\";r.d(t,{T:()=>n});const n=r(860).K7.pageViewEvent},782:(e,t,r)=>{\"use strict\";r.d(t,{T:()=>n});const n=r(860).K7.pageViewTiming},6344:(e,t,r)=>{\"use strict\";r.d(t,{BB:()=>d,G4:()=>o,Qb:()=>l,TZ:()=>i,Ug:()=>a,_s:()=>s,bc:()=>u,yP:()=>c});var n=r(2614);const i=r(860).K7.sessionReplay,o={RECORD:\"recordReplay\",PAUSE:\"pauseReplay\",REPLAY_RUNNING:\"replayRunning\",ERROR_DURING_REPLAY:\"errorDuringReplay\"},a=.12,s={DomContentLoaded:0,Load:1,FullSnapshot:2,IncrementalSnapshot:3,Meta:4,Custom:5},c={[n.g.ERROR]:15e3,[n.g.FULL]:3e5,[n.g.OFF]:0},u={RESET:{message:\"Session was reset\",sm:\"Reset\"},IMPORT:{message:\"Recorder failed to import\",sm:\"Import\"},TOO_MANY:{message:\"429: Too Many Requests\",sm:\"Too-Many\"},TOO_BIG:{message:\"Payload was too large\",sm:\"Too-Big\"},CROSS_TAB:{message:\"Session Entity was set to OFF on another tab\",sm:\"Cross-Tab\"},ENTITLEMENTS:{message:\"Session Replay is not allowed and will not be started\",sm:\"Entitlement\"}},d=5e3,l={API:\"api\"}},5270:(e,t,r)=>{\"use strict\";r.d(t,{Aw:()=>c,CT:()=>u,SR:()=>s});var n=r(384),i=r(9417),o=r(7767),a=r(6154);function s(e){return!!(0,n.dV)().o.MO&&(0,o.V)(e)&&!0===(0,i.gD)(e,\"session_trace.enabled\")}function c(e){return!0===(0,i.gD)(e,\"session_replay.preload\")&&s(e)}function u(e,t){const r=t.correctAbsoluteTimestamp(e);return{originalTimestamp:e,correctedTimestamp:r,timestampDiff:e-r,originTime:a.WN,correctedOriginTime:t.correctedOriginTime,originTimeDiff:Math.floor(a.WN-t.correctedOriginTime)}}},3738:(e,t,r)=>{\"use strict\";r.d(t,{He:()=>i,Kp:()=>s,Lc:()=>u,Rz:()=>d,TZ:()=>n,bD:()=>o,d3:()=>a,jx:()=>l,uP:()=>c});const n=r(860).K7.sessionTrace,i=\"bstResource\",o=\"resource\",a=\"-start\",s=\"-end\",c=\"fn\"+a,u=\"fn\"+s,d=\"pushState\",l=1e3},3962:(e,t,r)=>{\"use strict\";r.d(t,{AM:()=>o,O2:()=>c,Qu:()=>u,TZ:()=>s,ih:()=>d,pP:()=>a,tC:()=>i});var n=r(860);const i=[\"click\",\"keydown\",\"submit\",\"popstate\"],o=\"api\",a=\"initialPageLoad\",s=n.K7.softNav,c={INITIAL_PAGE_LOAD:\"\",ROUTE_CHANGE:1,UNSPECIFIED:2},u={INTERACTION:1,AJAX:2,CUSTOM_END:3,CUSTOM_TRACER:4},d={IP:\"in progress\",FIN:\"finished\",CAN:\"cancelled\"}},7378:(e,t,r)=>{\"use strict\";r.d(t,{$p:()=>x,BR:()=>b,Kp:()=>R,L3:()=>y,Lc:()=>c,NC:()=>o,SG:()=>d,TZ:()=>i,U6:()=>p,UT:()=>m,d3:()=>w,dT:()=>f,e5:()=>T,gx:()=>v,l9:()=>l,oW:()=>h,op:()=>g,rw:()=>u,tH:()=>A,uP:()=>s,wW:()=>E,xq:()=>a});var n=r(384);const i=r(860).K7.spa,o=[\"click\",\"submit\",\"keypress\",\"keydown\",\"keyup\",\"change\"],a=999,s=\"fn-start\",c=\"fn-end\",u=\"cb-start\",d=\"api-ixn-\",l=\"remaining\",f=\"interaction\",h=\"spaNode\",p=\"jsonpNode\",g=\"fetch-start\",m=\"fetch-done\",v=\"fetch-body-\",b=\"jsonp-end\",y=(0,n.dV)().o.ST,w=\"-start\",R=\"-end\",x=\"-body\",E=\"cb\"+R,T=\"jsTime\",A=\"fetch\"},4234:(e,t,r)=>{\"use strict\";r.d(t,{W:()=>o});var n=r(7836),i=r(1687);class o{constructor(e,t){this.agentIdentifier=e,this.ee=n.ee.get(e),this.featureName=t,this.blocked=!1}deregisterDrain(){(0,i.x3)(this.agentIdentifier,this.featureName)}}},7767:(e,t,r)=>{\"use strict\";r.d(t,{V:()=>o});var n=r(9417),i=r(6154);const o=e=>i.RI&&!0===(0,n.gD)(e,\"privacy.cookies_enabled\")},425:(e,t,r)=>{\"use strict\";r.d(t,{j:()=>j});var n=r(860),i=r(2555),o=r(3371),a=r(9908),s=r(7836),c=r(1687),u=r(5289),d=r(6154),l=r(944),f=r(3969),h=r(384),p=r(6344);const g=[\"setErrorHandler\",\"finished\",\"addToTrace\",\"addRelease\",\"recordCustomEvent\",\"addPageAction\",\"setCurrentRouteName\",\"setPageViewName\",\"setCustomAttribute\",\"interaction\",\"noticeError\",\"setUserId\",\"setApplicationVersion\",\"start\",p.G4.RECORD,p.G4.PAUSE,\"log\",\"wrapLogger\"],m=[\"setErrorHandler\",\"finished\",\"addToTrace\",\"addRelease\"];var v=r(1863),b=r(2614),y=r(993),w=r(3785),R=r(2646),x=r(3434);const E=new Map;function T(e,t,r,n){if(\"object\"!=typeof t||!t||\"string\"!=typeof r||!r||\"function\"!=typeof t[r])return(0,l.R)(29);const i=function(e){return(e||s.ee).get(\"logger\")}(e),o=(0,x.YM)(i),a=new R.y(s.P);a.level=n.level,a.customAttributes=n.customAttributes;const c=t[r]?.[x.Jt]||t[r];return E.set(c,a),o.inPlace(t,[r],\"wrap-logger-\",(()=>E.get(c))),i}function A(){const e=(0,h.pV)();g.forEach((t=>{e[t]=(...r)=>function(t,...r){let n=[];return Object.values(e.initializedAgents).forEach((e=>{e&&e.api?e.exposed&&e.api[t]&&n.push(e.api[t](...r)):(0,l.R)(38,t)})),n.length>1?n:n[0]}(t,...r)}))}const S={};var N=r(9417),_=r(5603),O=r(5284);const I=e=>{const t=e.startsWith(\"http\");e+=\"/\",r.p=t?e:\"https://\"+e};let P=!1;function j(e,t={},g,R){let{init:x,info:E,loader_config:j,runtime:C={},exposed:k=!0}=t;C.loaderType=g;const L=(0,h.pV)();E||(x=L.init,E=L.info,j=L.loader_config),(0,N.xN)(e.agentIdentifier,x||{}),(0,_.a)(e.agentIdentifier,j||{}),E.jsAttributes??={},d.bv&&(E.jsAttributes.isWorker=!0),(0,i.x1)(e.agentIdentifier,E);const H=(0,N.D0)(e.agentIdentifier),M=[E.beacon,E.errorBeacon];P||(H.proxy.assets&&(I(H.proxy.assets),M.push(H.proxy.assets)),H.proxy.beacon&&M.push(H.proxy.beacon),A(),(0,h.US)(\"activatedFeatures\",O.B),e.runSoftNavOverSpa&&=!0===H.soft_navigations.enabled&&H.feature_flags.includes(\"soft_nav\")),C.denyList=[...H.ajax.deny_list||[],...H.ajax.block_internal?M:[]],C.ptid=e.agentIdentifier,(0,o.V)(e.agentIdentifier,C),e.ee=s.ee.get(e.agentIdentifier),void 0===e.api&&(e.api=function(e,t,h=!1){t||(0,c.Ak)(e,\"api\");const g={};var R=s.ee.get(e),x=R.get(\"tracer\");S[e]=b.g.OFF,R.on(p.G4.REPLAY_RUNNING,(t=>{S[e]=t}));var E=\"api-\",A=E+\"ixn-\";function N(t,r,n,o){const a=(0,i.Vp)(e);return null===r?delete a.jsAttributes[t]:(0,i.x1)(e,{...a,jsAttributes:{...a.jsAttributes,[t]:r}}),I(E,n,!0,o||null===r?\"session\":void 0)(t,r)}function _(){}g.log=function(e,{customAttributes:t={},level:r=y.p_.INFO}={}){(0,a.p)(f.xV,[\"API/log/called\"],void 0,n.K7.metrics,R),(0,w.R)(R,e,t,r)},g.wrapLogger=(e,t,{customAttributes:r={},level:i=y.p_.INFO}={})=>{(0,a.p)(f.xV,[\"API/wrapLogger/called\"],void 0,n.K7.metrics,R),T(R,e,t,{customAttributes:r,level:i})},m.forEach((e=>{g[e]=I(E,e,!0,\"api\")})),g.addPageAction=I(E,\"addPageAction\",!0,n.K7.genericEvents),g.recordCustomEvent=I(E,\"recordCustomEvent\",!0,n.K7.genericEvents),g.setPageViewName=function(t,r){if(\"string\"==typeof t)return\"/\"!==t.charAt(0)&&(t=\"/\"+t),(0,o.f)(e).customTransaction=(r||\"http://custom.transaction\")+t,I(E,\"setPageViewName\",!0)()},g.setCustomAttribute=function(e,t,r=!1){if(\"string\"==typeof e){if([\"string\",\"number\",\"boolean\"].includes(typeof t)||null===t)return N(e,t,\"setCustomAttribute\",r);(0,l.R)(40,typeof t)}else(0,l.R)(39,typeof e)},g.setUserId=function(e){if(\"string\"==typeof e||null===e)return N(\"enduser.id\",e,\"setUserId\",!0);(0,l.R)(41,typeof e)},g.setApplicationVersion=function(e){if(\"string\"==typeof e||null===e)return N(\"application.version\",e,\"setApplicationVersion\",!1);(0,l.R)(42,typeof e)},g.start=()=>{try{(0,a.p)(f.xV,[\"API/start/called\"],void 0,n.K7.metrics,R),R.emit(\"manual-start-all\")}catch(e){(0,l.R)(23,e)}},g[p.G4.RECORD]=function(){(0,a.p)(f.xV,[\"API/recordReplay/called\"],void 0,n.K7.metrics,R),(0,a.p)(p.G4.RECORD,[],void 0,n.K7.sessionReplay,R)},g[p.G4.PAUSE]=function(){(0,a.p)(f.xV,[\"API/pauseReplay/called\"],void 0,n.K7.metrics,R),(0,a.p)(p.G4.PAUSE,[],void 0,n.K7.sessionReplay,R)},g.interaction=function(e){return(new _).get(\"object\"==typeof e?e:{})};const O=_.prototype={createTracer:function(e,t){var r={},i=this,o=\"function\"==typeof t;return(0,a.p)(f.xV,[\"API/createTracer/called\"],void 0,n.K7.metrics,R),h||(0,a.p)(A+\"tracer\",[(0,v.t)(),e,r],i,n.K7.spa,R),function(){if(x.emit((o?\"\":\"no-\")+\"fn-start\",[(0,v.t)(),i,o],r),o)try{return t.apply(this,arguments)}catch(e){const t=\"string\"==typeof e?new Error(e):e;throw x.emit(\"fn-err\",[arguments,this,t],r),t}finally{x.emit(\"fn-end\",[(0,v.t)()],r)}}}};function I(e,t,r,i){return function(){return(0,a.p)(f.xV,[\"API/\"+t+\"/called\"],void 0,n.K7.metrics,R),i&&(0,a.p)(e+t,[r?(0,v.t)():performance.now(),...arguments],r?null:this,i,R),r?void 0:this}}function P(){r.e(478).then(r.bind(r,8778)).then((({setAPI:t})=>{t(e),(0,c.Ze)(e,\"api\")})).catch((e=>{(0,l.R)(27,e),R.abort()}))}return[\"actionText\",\"setName\",\"setAttribute\",\"save\",\"ignore\",\"onEnd\",\"getContext\",\"end\",\"get\"].forEach((e=>{O[e]=I(A,e,void 0,h?n.K7.softNav:n.K7.spa)})),g.setCurrentRouteName=h?I(A,\"routeName\",void 0,n.K7.softNav):I(E,\"routeName\",!0,n.K7.spa),g.noticeError=function(t,r){\"string\"==typeof t&&(t=new Error(t)),(0,a.p)(f.xV,[\"API/noticeError/called\"],void 0,n.K7.metrics,R),(0,a.p)(\"err\",[t,(0,v.t)(),!1,r,!!S[e]],void 0,n.K7.jserrors,R)},d.RI?(0,u.GG)((()=>P()),!0):P(),g}(e.agentIdentifier,R,e.runSoftNavOverSpa)),void 0===e.exposed&&(e.exposed=k),P=!0}},8374:(e,t,r)=>{r.nc=(()=>{try{return document?.currentScript?.nonce}catch(e){}return\"\"})()},860:(e,t,r)=>{\"use strict\";r.d(t,{$J:()=>u,K7:()=>s,P3:()=>c,XX:()=>i,qY:()=>n,v4:()=>a});const n=\"events\",i=\"jserrors\",o=\"browser/blobs\",a=\"rum\",s={ajax:\"ajax\",genericEvents:\"generic_events\",jserrors:i,logging:\"logging\",metrics:\"metrics\",pageAction:\"page_action\",pageViewEvent:\"page_view_event\",pageViewTiming:\"page_view_timing\",sessionReplay:\"session_replay\",sessionTrace:\"session_trace\",softNav:\"soft_navigations\",spa:\"spa\"},c={[s.pageViewEvent]:1,[s.pageViewTiming]:2,[s.metrics]:3,[s.jserrors]:4,[s.spa]:5,[s.ajax]:6,[s.sessionTrace]:7,[s.softNav]:8,[s.sessionReplay]:9,[s.logging]:10,[s.genericEvents]:11},u={[s.pageViewEvent]:a,[s.pageViewTiming]:n,[s.ajax]:n,[s.spa]:n,[s.softNav]:n,[s.metrics]:i,[s.jserrors]:i,[s.sessionTrace]:o,[s.sessionReplay]:o,[s.logging]:\"browser/logs\",[s.genericEvents]:\"ins\"}}},n={};function i(e){var t=n[e];if(void 0!==t)return t.exports;var o=n[e]={exports:{}};return r[e](o,o.exports,i),o.exports}i.m=r,i.d=(e,t)=>{for(var r in t)i.o(t,r)&&!i.o(e,r)&&Object.defineProperty(e,r,{enumerable:!0,get:t[r]})},i.f={},i.e=e=>Promise.all(Object.keys(i.f).reduce(((t,r)=>(i.f[r](e,t),t)),[])),i.u=e=>({212:\"nr-spa-compressor\",249:\"nr-spa-recorder\",478:\"nr-spa\"}[e]+\"-1.281.0.min.js\"),i.o=(e,t)=>Object.prototype.hasOwnProperty.call(e,t),e={},t=\"NRBA-1.281.0.PROD:\",i.l=(r,n,o,a)=>{if(e[r])e[r].push(n);else{var s,c;if(void 0!==o)for(var u=document.getElementsByTagName(\"script\"),d=0;d{s.onerror=s.onload=null,clearTimeout(p);var i=e[r];if(delete e[r],s.parentNode&&s.parentNode.removeChild(s),i&&i.forEach((e=>e(n))),t)return t(n)},p=setTimeout(h.bind(null,void 0,{type:\"timeout\",target:s}),12e4);s.onerror=h.bind(null,s.onerror),s.onload=h.bind(null,s.onload),c&&document.head.appendChild(s)}},i.r=e=>{\"undefined\"!=typeof Symbol&&Symbol.toStringTag&&Object.defineProperty(e,Symbol.toStringTag,{value:\"Module\"}),Object.defineProperty(e,\"__esModule\",{value:!0})},i.p=\"https://js-agent.newrelic.com/\",(()=>{var e={38:0,788:0};i.f.j=(t,r)=>{var n=i.o(e,t)?e[t]:void 0;if(0!==n)if(n)r.push(n[2]);else{var o=new Promise(((r,i)=>n=e[t]=[r,i]));r.push(n[2]=o);var a=i.p+i.u(t),s=new Error;i.l(a,(r=>{if(i.o(e,t)&&(0!==(n=e[t])&&(e[t]=void 0),n)){var o=r&&(\"load\"===r.type?\"missing\":r.type),a=r&&r.target&&r.target.src;s.message=\"Loading chunk \"+t+\" failed.\\n(\"+o+\": \"+a+\")\",s.name=\"ChunkLoadError\",s.type=o,s.request=a,n[1](s)}}),\"chunk-\"+t,t)}};var t=(t,r)=>{var n,o,[a,s,c]=r,u=0;if(a.some((t=>0!==e[t]))){for(n in s)i.o(s,n)&&(i.m[n]=s[n]);if(c)c(i)}for(t&&t(r);u{\"use strict\";i(8374);var e=i(944),t=i(6344),r=i(9566);class n{agentIdentifier;constructor(){this.agentIdentifier=(0,r.LA)(16)}#e(t,...r){if(\"function\"==typeof this.api?.[t])return this.api[t](...r);(0,e.R)(35,t)}addPageAction(e,t){return this.#e(\"addPageAction\",e,t)}recordCustomEvent(e,t){return this.#e(\"recordCustomEvent\",e,t)}setPageViewName(e,t){return this.#e(\"setPageViewName\",e,t)}setCustomAttribute(e,t,r){return this.#e(\"setCustomAttribute\",e,t,r)}noticeError(e,t){return this.#e(\"noticeError\",e,t)}setUserId(e){return this.#e(\"setUserId\",e)}setApplicationVersion(e){return this.#e(\"setApplicationVersion\",e)}setErrorHandler(e){return this.#e(\"setErrorHandler\",e)}addRelease(e,t){return this.#e(\"addRelease\",e,t)}log(e,t){return this.#e(\"log\",e,t)}}class o extends n{#e(t,...r){if(\"function\"==typeof this.api?.[t])return this.api[t](...r);(0,e.R)(35,t)}start(){return this.#e(\"start\")}finished(e){return this.#e(\"finished\",e)}recordReplay(){return this.#e(t.G4.RECORD)}pauseReplay(){return this.#e(t.G4.PAUSE)}addToTrace(e){return this.#e(\"addToTrace\",e)}setCurrentRouteName(e){return this.#e(\"setCurrentRouteName\",e)}interaction(){return this.#e(\"interaction\")}wrapLogger(e,t,r){return this.#e(\"wrapLogger\",e,t,r)}}var a=i(860),s=i(9417);const c=Object.values(a.K7);function u(e){const t={};return c.forEach((r=>{t[r]=function(e,t){return!0===(0,s.gD)(t,\"\".concat(e,\".enabled\"))}(r,e)})),t}var d=i(425);var l=i(1687),f=i(4234),h=i(5289),p=i(6154),g=i(5270),m=i(7767),v=i(6389);class b extends f.W{constructor(e,t,r=!0){super(e.agentIdentifier,t),this.auto=r,this.abortHandler=void 0,this.featAggregate=void 0,this.onAggregateImported=void 0,!1===e.init[this.featureName].autoStart&&(this.auto=!1),this.auto?(0,l.Ak)(e.agentIdentifier,t):this.ee.on(\"manual-start-all\",(0,v.J)((()=>{(0,l.Ak)(e.agentIdentifier,this.featureName),this.auto=!0,this.importAggregator(e)})))}importAggregator(t,r={}){if(this.featAggregate||!this.auto)return;let n;this.onAggregateImported=new Promise((e=>{n=e}));const o=async()=>{let o;try{if((0,m.V)(this.agentIdentifier)){const{setupAgentSession:e}=await i.e(478).then(i.bind(i,6526));o=e(t)}}catch(t){(0,e.R)(20,t),this.ee.emit(\"internal-error\",[t]),this.featureName===a.K7.sessionReplay&&this.abortHandler?.()}try{if(!this.#t(this.featureName,o))return(0,l.Ze)(this.agentIdentifier,this.featureName),void n(!1);const{lazyFeatureLoader:e}=await i.e(478).then(i.bind(i,6103)),{Aggregate:a}=await e(this.featureName,\"aggregate\");this.featAggregate=new a(t,r),t.runtime.harvester.initializedAggregates.push(this.featAggregate),n(!0)}catch(t){(0,e.R)(34,t),this.abortHandler?.(),(0,l.Ze)(this.agentIdentifier,this.featureName,!0),n(!1),this.ee&&this.ee.abort()}};p.RI?(0,h.GG)((()=>o()),!0):o()}#t(e,t){switch(e){case a.K7.sessionReplay:return(0,g.SR)(this.agentIdentifier)&&!!t;case a.K7.sessionTrace:return!!t;default:return!0}}}var y=i(6630);class w extends b{static featureName=y.T;constructor(e,t=!0){super(e,y.T,t),this.importAggregator(e)}}var R=i(384);var x=i(9908),E=i(2843),T=i(3878),A=i(782),S=i(1863);class N extends b{static featureName=A.T;constructor(e,t=!0){super(e,A.T,t),p.RI&&((0,E.u)((()=>(0,x.p)(\"docHidden\",[(0,S.t)()],void 0,A.T,this.ee)),!0),(0,T.sp)(\"pagehide\",(()=>(0,x.p)(\"winPagehide\",[(0,S.t)()],void 0,A.T,this.ee))),this.importAggregator(e))}}var _=i(3969);class O extends b{static featureName=_.TZ;constructor(e,t=!0){super(e,_.TZ,t),this.importAggregator(e)}}var I=i(6774),P=i(3304);class j{constructor(e,t,r,n,i){this.name=\"UncaughtError\",this.message=\"string\"==typeof e?e:(0,P.A)(e),this.sourceURL=t,this.line=r,this.column=n,this.__newrelic=i}}function C(e){return H(e)?e:new j(void 0!==e?.message?e.message:e,e?.filename||e?.sourceURL,e?.lineno||e?.line,e?.colno||e?.col,e?.__newrelic)}function k(e){const t=\"Unhandled Promise Rejection\";if(!e?.reason)return;if(H(e.reason))try{return e.reason.message=t+\": \"+e.reason.message,C(e.reason)}catch(t){return C(e.reason)}const r=C(e.reason);return r.message=t+\": \"+r?.message,r}function L(e){if(e.error instanceof SyntaxError&&!/:\\d+$/.test(e.error.stack?.trim())){const t=new j(e.message,e.filename,e.lineno,e.colno,e.error.__newrelic);return t.name=SyntaxError.name,t}return H(e.error)?e.error:C(e)}function H(e){return e instanceof Error&&!!e.stack}class M extends b{static featureName=I.T;#r=!1;constructor(e,r=!0){super(e,I.T,r);try{this.removeOnAbort=new AbortController}catch(e){}this.ee.on(\"internal-error\",((e,t)=>{this.abortHandler&&(0,x.p)(\"ierr\",[C(e),(0,S.t)(),!0,{},this.#r,t],void 0,this.featureName,this.ee)})),this.ee.on(t.G4.REPLAY_RUNNING,(e=>{this.#r=e})),p.gm.addEventListener(\"unhandledrejection\",(e=>{this.abortHandler&&(0,x.p)(\"err\",[k(e),(0,S.t)(),!1,{unhandledPromiseRejection:1},this.#r],void 0,this.featureName,this.ee)}),(0,T.jT)(!1,this.removeOnAbort?.signal)),p.gm.addEventListener(\"error\",(e=>{this.abortHandler&&(0,x.p)(\"err\",[L(e),(0,S.t)(),!1,{},this.#r],void 0,this.featureName,this.ee)}),(0,T.jT)(!1,this.removeOnAbort?.signal)),this.abortHandler=this.#n,this.importAggregator(e)}#n(){this.removeOnAbort?.abort(),this.abortHandler=void 0}}var D=i(8990);let K=1;const U=\"nr@id\";function V(e){const t=typeof e;return!e||\"object\"!==t&&\"function\"!==t?-1:e===p.gm?0:(0,D.I)(e,U,(function(){return K++}))}function G(e){if(\"string\"==typeof e&&e.length)return e.length;if(\"object\"==typeof e){if(\"undefined\"!=typeof ArrayBuffer&&e instanceof ArrayBuffer&&e.byteLength)return e.byteLength;if(\"undefined\"!=typeof Blob&&e instanceof Blob&&e.size)return e.size;if(!(\"undefined\"!=typeof FormData&&e instanceof FormData))try{return(0,P.A)(e).length}catch(e){return}}}var F=i(8139),B=i(7836),W=i(3434);const z={},q=[\"open\",\"send\"];function Z(t){var r=t||B.ee;const n=function(e){return(e||B.ee).get(\"xhr\")}(r);if(void 0===p.gm.XMLHttpRequest)return n;if(z[n.debugId]++)return n;z[n.debugId]=1,(0,F.u)(r);var i=(0,W.YM)(n),o=p.gm.XMLHttpRequest,a=p.gm.MutationObserver,s=p.gm.Promise,c=p.gm.setInterval,u=\"readystatechange\",d=[\"onload\",\"onerror\",\"onabort\",\"onloadstart\",\"onloadend\",\"onprogress\",\"ontimeout\"],l=[],f=p.gm.XMLHttpRequest=function(t){const r=new o(t),a=n.context(r);try{n.emit(\"new-xhr\",[r],a),r.addEventListener(u,(s=a,function(){var e=this;e.readyState>3&&!s.resolved&&(s.resolved=!0,n.emit(\"xhr-resolved\",[],e)),i.inPlace(e,d,\"fn-\",y)}),(0,T.jT)(!1))}catch(t){(0,e.R)(15,t);try{n.emit(\"internal-error\",[t])}catch(e){}}var s;return r};function h(e,t){i.inPlace(t,[\"onreadystatechange\"],\"fn-\",y)}if(function(e,t){for(var r in e)t[r]=e[r]}(o,f),f.prototype=o.prototype,i.inPlace(f.prototype,q,\"-xhr-\",y),n.on(\"send-xhr-start\",(function(e,t){h(e,t),function(e){l.push(e),a&&(g?g.then(b):c?c(b):(m=-m,v.data=m))}(t)})),n.on(\"open-xhr-start\",h),a){var g=s&&s.resolve();if(!c&&!s){var m=1,v=document.createTextNode(m);new a(b).observe(v,{characterData:!0})}}else r.on(\"fn-end\",(function(e){e[0]&&e[0].type===u||b()}));function b(){for(var e=0;e{r(Q[te],e,X),r(ee[te],e,X)})),r(p.gm,\"fetch\",Y),t.on(Y+\"end\",(function(e,r){var n=this;if(r){var i=r.headers.get(\"content-length\");null!==i&&(n.rxSize=i),t.emit(Y+\"done\",[null,r],n)}else t.emit(Y+\"done\",[e],n)})),t}var ie=i(7485),oe=i(5603);class ae{constructor(e){this.agentIdentifier=e}generateTracePayload(e){if(!this.shouldGenerateTrace(e))return null;var t=(0,oe.o)(this.agentIdentifier);if(!t)return null;var n=(t.accountID||\"\").toString()||null,i=(t.agentID||\"\").toString()||null,o=(t.trustKey||\"\").toString()||null;if(!n||!i)return null;var a=(0,r.ZF)(),s=(0,r.el)(),c=Date.now(),u={spanId:a,traceId:s,timestamp:c};return(e.sameOrigin||this.isAllowedOrigin(e)&&this.useTraceContextHeadersForCors())&&(u.traceContextParentHeader=this.generateTraceContextParentHeader(a,s),u.traceContextStateHeader=this.generateTraceContextStateHeader(a,c,n,i,o)),(e.sameOrigin&&!this.excludeNewrelicHeader()||!e.sameOrigin&&this.isAllowedOrigin(e)&&this.useNewrelicHeaderForCors())&&(u.newrelicHeader=this.generateTraceHeader(a,s,c,n,i,o)),u}generateTraceContextParentHeader(e,t){return\"00-\"+t+\"-\"+e+\"-01\"}generateTraceContextStateHeader(e,t,r,n,i){return i+\"@nr=0-1-\"+r+\"-\"+n+\"-\"+e+\"----\"+t}generateTraceHeader(e,t,r,n,i,o){if(!(\"function\"==typeof p.gm?.btoa))return null;var a={v:[0,1],d:{ty:\"Browser\",ac:n,ap:i,id:e,tr:t,ti:r}};return o&&n!==o&&(a.d.tk=o),btoa((0,P.A)(a))}shouldGenerateTrace(e){return this.isDtEnabled()&&this.isAllowedOrigin(e)}isAllowedOrigin(e){var t=!1,r={};if((0,s.gD)(this.agentIdentifier,\"distributed_tracing\")&&(r=(0,s.D0)(this.agentIdentifier).distributed_tracing),e.sameOrigin)t=!0;else if(r.allowed_origins instanceof Array)for(var n=0;n(0,x.p)(e,t,r,n,this.ee);try{const e={xmlhttprequest:\"xhr\",fetch:\"fetch\",beacon:\"beacon\"};p.gm?.performance?.getEntriesByType(\"resource\").forEach((t=>{if(t.initiatorType in e&&0!==t.responseStatus){const r={status:t.responseStatus},n={rxSize:t.transferSize,duration:Math.floor(t.duration),cbTime:0};pe(r,t.name),this.handler(\"xhr\",[r,n,t.startTime,t.responseEnd,e[t.initiatorType]],void 0,a.K7.ajax)}}))}catch(e){}ne(this.ee),Z(this.ee),function(e,t,r,n){function i(e){var t=this;t.totalCbs=0,t.called=0,t.cbTime=0,t.end=R,t.ended=!1,t.xhrGuids={},t.lastSize=null,t.loadCaptureCalled=!1,t.params=this.params||{},t.metrics=this.metrics||{},e.addEventListener(\"load\",(function(r){E(t,e)}),(0,T.jT)(!1)),p.lR||e.addEventListener(\"progress\",(function(e){t.lastSize=e.loaded}),(0,T.jT)(!1))}function o(e){this.params={method:e[0]},pe(this,e[1]),this.metrics={}}function s(t,r){e.loader_config.xpid&&this.sameOrigin&&r.setRequestHeader(\"X-NewRelic-ID\",e.loader_config.xpid);var i=n.generateTracePayload(this.parsedOrigin);if(i){var o=!1;i.newrelicHeader&&(r.setRequestHeader(\"newrelic\",i.newrelicHeader),o=!0),i.traceContextParentHeader&&(r.setRequestHeader(\"traceparent\",i.traceContextParentHeader),i.traceContextStateHeader&&r.setRequestHeader(\"tracestate\",i.traceContextStateHeader),o=!0),o&&(this.dt=i)}}function c(e,r){var n=this.metrics,i=e[0],o=this;if(n&&i){var a=G(i);a&&(n.txSize=a)}this.startTime=(0,S.t)(),this.body=i,this.listener=function(e){try{\"abort\"!==e.type||o.loadCaptureCalled||(o.params.aborted=!0),(\"load\"!==e.type||o.called===o.totalCbs&&(o.onloadCalled||\"function\"!=typeof r.onload)&&\"function\"==typeof o.end)&&o.end(r)}catch(e){try{t.emit(\"internal-error\",[e])}catch(e){}}};for(var s=0;s1?e[1]=o:e.push(o)}}function s(e,t){var r=!1;return t.newrelicHeader&&(e.set(\"newrelic\",t.newrelicHeader),r=!0),t.traceContextParentHeader&&(e.set(\"traceparent\",t.traceContextParentHeader),t.traceContextStateHeader&&e.set(\"tracestate\",t.traceContextStateHeader),r=!0),r}}function y(e,t){this.params={},this.metrics={},this.startTime=(0,S.t)(),this.dt=t,e.length>=1&&(this.target=e[0]),e.length>=2&&(this.opts=e[1]);var r,n=this.opts||{},i=this.target;\"string\"==typeof i?r=i:\"object\"==typeof i&&i instanceof le?r=i.url:p.gm?.URL&&\"object\"==typeof i&&i instanceof URL&&(r=i.href),pe(this,r);var o=(\"\"+(i&&i instanceof le&&i.method||n.method||\"GET\")).toUpperCase();this.params.method=o,this.body=n.body,this.txSize=G(n.body)||0}function w(e,t){if(this.endTime=(0,S.t)(),this.params||(this.params={}),(0,ce.iW)(this.params))return;let n;this.params.status=t?t.status:0,\"string\"==typeof this.rxSize&&this.rxSize.length>0&&(n=+this.rxSize);const i={txSize:this.txSize,rxSize:n,duration:(0,S.t)()-this.startTime};r(\"xhr\",[this.params,i,this.startTime,this.endTime,\"fetch\"],this,a.K7.ajax)}function R(e){const t=this.params,n=this.metrics;if(!this.ended){this.ended=!0;for(let t=0;t{const t=e.getEntries();(0,x.p)(ye,[t],void 0,a.K7.sessionTrace,r)})),n.observe({type:we,buffered:!0})}catch(e){}this.importAggregator(e,{resourceObserver:n})}}var _e=i(2614);class Oe extends b{static featureName=t.TZ;#i;#o;constructor(e,r=!0){let n;super(e,t.TZ,r),this.replayRunning=!1,this.#o=e;try{n=JSON.parse(localStorage.getItem(\"\".concat(_e.H3,\"_\").concat(_e.uh)))}catch(e){}(0,g.SR)(e.agentIdentifier)&&this.ee.on(t.G4.RECORD,(()=>this.#a())),this.#s(n)?(this.#i=n?.sessionReplayMode,this.#c()):this.importAggregator(e),this.ee.on(\"err\",(e=>{this.replayRunning&&(this.errorNoticed=!0,(0,x.p)(t.G4.ERROR_DURING_REPLAY,[e],void 0,this.featureName,this.ee))})),this.ee.on(t.G4.REPLAY_RUNNING,(e=>{this.replayRunning=e}))}#s(e){return e&&(e.sessionReplayMode===_e.g.FULL||e.sessionReplayMode===_e.g.ERROR)||(0,g.Aw)(this.agentIdentifier)}#u=!1;async#c(e){if(!this.#u){this.#u=!0;try{const{Recorder:t}=await Promise.all([i.e(478),i.e(249)]).then(i.bind(i,8589));this.recorder??=new t({mode:this.#i,agentIdentifier:this.agentIdentifier,trigger:e,ee:this.ee,agentRef:this.#o}),this.recorder.startRecording(),this.abortHandler=this.recorder.stopRecording}catch(e){}this.importAggregator(this.#o,{recorder:this.recorder,errorNoticed:this.errorNoticed})}}#a(){this.featAggregate?this.featAggregate.mode!==_e.g.FULL&&this.featAggregate.initializeRecording(_e.g.FULL,!0):(this.#i=_e.g.FULL,this.#c(t.Qb.API),this.recorder&&this.recorder.parent.mode!==_e.g.FULL&&(this.recorder.parent.mode=_e.g.FULL,this.recorder.stopRecording(),this.recorder.startRecording(),this.abortHandler=this.recorder.stopRecording))}}var Ie=i(3962);class Pe extends b{static featureName=Ie.TZ;constructor(e,t=!0){if(super(e,Ie.TZ,t),!p.RI||!(0,R.dV)().o.MO)return;const r=ve(this.ee);Ie.tC.forEach((e=>{(0,T.sp)(e,(e=>{a(e)}),!0)}));const n=()=>(0,x.p)(\"newURL\",[(0,S.t)(),\"\"+window.location],void 0,this.featureName,this.ee);r.on(\"pushState-end\",n),r.on(\"replaceState-end\",n);try{this.removeOnAbort=new AbortController}catch(e){}(0,T.sp)(\"popstate\",(e=>(0,x.p)(\"newURL\",[e.timeStamp,\"\"+window.location],void 0,this.featureName,this.ee)),!0,this.removeOnAbort?.signal);let i=!1;const o=new((0,R.dV)().o.MO)(((e,t)=>{i||(i=!0,requestAnimationFrame((()=>{(0,x.p)(\"newDom\",[(0,S.t)()],void 0,this.featureName,this.ee),i=!1})))})),a=(0,v.s)((e=>{(0,x.p)(\"newUIEvent\",[e],void 0,this.featureName,this.ee),o.observe(document.body,{attributes:!0,childList:!0,subtree:!0,characterData:!0})}),100,{leading:!0});this.abortHandler=function(){this.removeOnAbort?.abort(),o.disconnect(),this.abortHandler=void 0},this.importAggregator(e,{domObserver:o})}}var je=i(7378);const Ce={},ke=[\"appendChild\",\"insertBefore\",\"replaceChild\"];function Le(e){const t=function(e){return(e||B.ee).get(\"jsonp\")}(e);if(!p.RI||Ce[t.debugId])return t;Ce[t.debugId]=!0;var r=(0,W.YM)(t),n=/[?&](?:callback|cb)=([^&#]+)/,i=/(.*)\\.([^.]+)/,o=/^(\\w+)(\\.|$)(.*)$/;function a(e,t){if(!e)return t;const r=e.match(o),n=r[1];return a(r[3],t[n])}return r.inPlace(Node.prototype,ke,\"dom-\"),t.on(\"dom-start\",(function(e){!function(e){if(!e||\"string\"!=typeof e.nodeName||\"script\"!==e.nodeName.toLowerCase())return;if(\"function\"!=typeof e.addEventListener)return;var o=(s=e.src,c=s.match(n),c?c[1]:null);var s,c;if(!o)return;var u=function(e){var t=e.match(i);if(t&&t.length>=3)return{key:t[2],parent:a(t[1],window)};return{key:e,parent:window}}(o);if(\"function\"!=typeof u.parent[u.key])return;var d={};function l(){t.emit(\"jsonp-end\",[],d),e.removeEventListener(\"load\",l,(0,T.jT)(!1)),e.removeEventListener(\"error\",f,(0,T.jT)(!1))}function f(){t.emit(\"jsonp-error\",[],d),t.emit(\"jsonp-end\",[],d),e.removeEventListener(\"load\",l,(0,T.jT)(!1)),e.removeEventListener(\"error\",f,(0,T.jT)(!1))}r.inPlace(u.parent,[u.key],\"cb-\",d),e.addEventListener(\"load\",l,(0,T.jT)(!1)),e.addEventListener(\"error\",f,(0,T.jT)(!1)),t.emit(\"new-jsonp\",[e.src],d)}(e[0])})),t}const He={};function Me(e){const t=function(e){return(e||B.ee).get(\"promise\")}(e);if(He[t.debugId])return t;He[t.debugId]=!0;var r=t.context,n=(0,W.YM)(t),i=p.gm.Promise;return i&&function(){function e(r){var o=t.context(),a=n(r,\"executor-\",o,null,!1);const s=Reflect.construct(i,[a],e);return t.context(s).getCtx=function(){return o},s}p.gm.Promise=e,Object.defineProperty(e,\"name\",{value:\"Promise\"}),e.toString=function(){return i.toString()},Object.setPrototypeOf(e,i),[\"all\",\"race\"].forEach((function(r){const n=i[r];e[r]=function(e){let i=!1;[...e||[]].forEach((e=>{this.resolve(e).then(a(\"all\"===r),a(!1))}));const o=n.apply(this,arguments);return o;function a(e){return function(){t.emit(\"propagate\",[null,!i],o,!1,!1),i=i||!e}}}})),[\"resolve\",\"reject\"].forEach((function(r){const n=i[r];e[r]=function(e){const r=n.apply(this,arguments);return e!==r&&t.emit(\"propagate\",[e,!0],r,!1,!1),r}})),e.prototype=i.prototype;const o=i.prototype.then;i.prototype.then=function(...e){var i=this,a=r(i);a.promise=i,e[0]=n(e[0],\"cb-\",a,null,!1),e[1]=n(e[1],\"cb-\",a,null,!1);const s=o.apply(this,e);return a.nextPromise=s,t.emit(\"propagate\",[i,!0],s,!1,!1),s},i.prototype.then[W.Jt]=o,t.on(\"executor-start\",(function(e){e[0]=n(e[0],\"resolve-\",this,null,!1),e[1]=n(e[1],\"resolve-\",this,null,!1)})),t.on(\"executor-err\",(function(e,t,r){e[1](r)})),t.on(\"cb-end\",(function(e,r,n){t.emit(\"propagate\",[n,!0],this.nextPromise,!1,!1)})),t.on(\"propagate\",(function(e,r,n){this.getCtx&&!r||(this.getCtx=function(){if(e instanceof Promise)var r=t.context(e);return r&&r.getCtx?r.getCtx():this})}))}(),t}const De={},Ke=\"setTimeout\",Ue=\"setInterval\",Ve=\"clearTimeout\",Ge=\"-start\",Fe=[Ke,\"setImmediate\",Ue,Ve,\"clearImmediate\"];function Be(e){const t=function(e){return(e||B.ee).get(\"timer\")}(e);if(De[t.debugId]++)return t;De[t.debugId]=1;var r=(0,W.YM)(t);return r.inPlace(p.gm,Fe.slice(0,2),Ke+\"-\"),r.inPlace(p.gm,Fe.slice(2,3),Ue+\"-\"),r.inPlace(p.gm,Fe.slice(3),Ve+\"-\"),t.on(Ue+Ge,(function(e,t,n){e[0]=r(e[0],\"fn-\",null,n)})),t.on(Ke+Ge,(function(e,t,n){this.method=n,this.timerDuration=isNaN(e[1])?0:+e[1],e[0]=r(e[0],\"fn-\",this,n)})),t}const We={};function ze(e){const t=function(e){return(e||B.ee).get(\"mutation\")}(e);if(!p.RI||We[t.debugId])return t;We[t.debugId]=!0;var r=(0,W.YM)(t),n=p.gm.MutationObserver;return n&&(window.MutationObserver=function(e){return this instanceof n?new n(r(e,\"fn-\")):n.apply(this,arguments)},MutationObserver.prototype=n.prototype),t}const{TZ:qe,d3:Ze,Kp:Ye,$p:Xe,wW:$e,e5:Je,tH:Qe,uP:et,rw:tt,Lc:rt}=je;class nt extends b{static featureName=qe;constructor(e,t=!0){if(super(e,qe,t),!p.RI)return;try{this.removeOnAbort=new AbortController}catch(e){}let r,n=0;const i=this.ee.get(\"tracer\"),o=Le(this.ee),a=Me(this.ee),s=Be(this.ee),c=Z(this.ee),u=this.ee.get(\"events\"),d=ne(this.ee),l=ve(this.ee),f=ze(this.ee);function h(e,t){l.emit(\"newURL\",[\"\"+window.location,t])}function g(){n++,r=window.location.hash,this[et]=(0,S.t)()}function m(){n--,window.location.hash!==r&&h(0,!0);var e=(0,S.t)();this[Je]=~~this[Je]+e-this[et],this[rt]=e}function v(e,t){e.on(t,(function(){this[t]=(0,S.t)()}))}this.ee.on(et,g),a.on(tt,g),o.on(tt,g),this.ee.on(rt,m),a.on($e,m),o.on($e,m),this.ee.on(\"fn-err\",((...t)=>{t[2]?.__newrelic?.[e.agentIdentifier]||(0,x.p)(\"function-err\",[...t],void 0,this.featureName,this.ee)})),this.ee.buffer([et,rt,\"xhr-resolved\"],this.featureName),u.buffer([et],this.featureName),s.buffer([\"setTimeout\"+Ye,\"clearTimeout\"+Ze,et],this.featureName),c.buffer([et,\"new-xhr\",\"send-xhr\"+Ze],this.featureName),d.buffer([Qe+Ze,Qe+\"-done\",Qe+Xe+Ze,Qe+Xe+Ye],this.featureName),l.buffer([\"newURL\"],this.featureName),f.buffer([et],this.featureName),a.buffer([\"propagate\",tt,$e,\"executor-err\",\"resolve\"+Ze],this.featureName),i.buffer([et,\"no-\"+et],this.featureName),o.buffer([\"new-jsonp\",\"cb-start\",\"jsonp-error\",\"jsonp-end\"],this.featureName),v(d,Qe+Ze),v(d,Qe+\"-done\"),v(o,\"new-jsonp\"),v(o,\"jsonp-end\"),v(o,\"cb-start\"),l.on(\"pushState-end\",h),l.on(\"replaceState-end\",h),window.addEventListener(\"hashchange\",h,(0,T.jT)(!0,this.removeOnAbort?.signal)),window.addEventListener(\"load\",h,(0,T.jT)(!0,this.removeOnAbort?.signal)),window.addEventListener(\"popstate\",(function(){h(0,n>1)}),(0,T.jT)(!0,this.removeOnAbort?.signal)),this.abortHandler=this.#n,this.importAggregator(e)}#n(){this.removeOnAbort?.abort(),this.abortHandler=void 0}}var it=i(3333);class ot extends b{static featureName=it.TZ;constructor(e,t=!0){super(e,it.TZ,t);const r=[e.init.page_action.enabled,e.init.performance.capture_marks,e.init.performance.capture_measures,e.init.user_actions.enabled,e.init.performance.resources.enabled];if(p.RI&&(e.init.user_actions.enabled&&(it.Zp.forEach((e=>(0,T.sp)(e,(e=>(0,x.p)(\"ua\",[e],void 0,this.featureName,this.ee)),!0))),it.qN.forEach((e=>{const t=(0,v.s)((e=>{(0,x.p)(\"ua\",[e],void 0,this.featureName,this.ee)}),500,{leading:!0});(0,T.sp)(e,t)}))),e.init.performance.resources.enabled&&p.gm.PerformanceObserver?.supportedEntryTypes.includes(\"resource\"))){new PerformanceObserver((e=>{e.getEntries().forEach((e=>{(0,x.p)(\"browserPerformance.resource\",[e],void 0,this.featureName,this.ee)}))})).observe({type:\"resource\",buffered:!0})}r.some((e=>e))?this.importAggregator(e):this.deregisterDrain()}}var at=i(993),st=i(3785);class ct extends b{static featureName=at.TZ;constructor(e,t=!0){super(e,at.TZ,t);const r=this.ee;this.ee.on(\"wrap-logger-end\",(function([e]){const{level:t,customAttributes:n}=this;(0,st.R)(r,e,n,t)})),this.importAggregator(e)}}new class extends o{constructor(t){super(),p.gm?(this.features={},(0,R.bQ)(this.agentIdentifier,this),this.desiredFeatures=new Set(t.features||[]),this.desiredFeatures.add(w),this.runSoftNavOverSpa=[...this.desiredFeatures].some((e=>e.featureName===a.K7.softNav)),(0,d.j)(this,t,t.loaderType||\"agent\"),this.run()):(0,e.R)(21)}get config(){return{info:this.info,init:this.init,loader_config:this.loader_config,runtime:this.runtime}}run(){try{const t=u(this.agentIdentifier),r=[...this.desiredFeatures];r.sort(((e,t)=>a.P3[e.featureName]-a.P3[t.featureName])),r.forEach((r=>{if(!t[r.featureName]&&r.featureName!==a.K7.pageViewEvent)return;if(this.runSoftNavOverSpa&&r.featureName===a.K7.spa)return;if(!this.runSoftNavOverSpa&&r.featureName===a.K7.softNav)return;const n=function(e){switch(e){case a.K7.ajax:return[a.K7.jserrors];case a.K7.sessionTrace:return[a.K7.ajax,a.K7.pageViewEvent];case a.K7.sessionReplay:return[a.K7.sessionTrace];case a.K7.pageViewTiming:return[a.K7.pageViewEvent];default:return[]}}(r.featureName).filter((e=>!(e in this.features)));n.length>0&&(0,e.R)(36,{targetFeature:r.featureName,missingDependencies:n}),this.features[r.featureName]=new r(this)}))}catch(t){(0,e.R)(22,t);for(const e in this.features)this.features[e].abortHandler?.();const r=(0,R.Zm)();delete r.initializedAgents[this.agentIdentifier]?.api,delete r.initializedAgents[this.agentIdentifier]?.features,delete this.sharedAggregator;return r.ee.get(this.agentIdentifier).abort(),!1}}}({features:[he,w,N,Ne,Oe,O,M,ot,ct,Pe,nt],loaderType:\"spa\"})})()})();","google","testAutomationFlags",{"_605":32,"_606":32,"_607":32,"_608":32,"_609":32,"_610":32,"_611":32,"_612":32,"_613":32,"_31":32,"_614":32,"_615":181,"_616":181},"disableAds","disableIirisAuth","disableWelcomeAd","disableBigskyAd","disableIirisRecommend","disableDcts","disableWeatherWidget","disableCashGrainWidget","disableCommoditiesWidget","disableCookieBanner","overrideBrandStyling","overrideThemeStyling","configState",{"_51":52,"_49":50,"_619":8,"_620":-7,"_621":32,"_523":622,"_626":627,"_630":631,"_644":645},"uiBrand","colors","isMarketsDivision",{"_7":623,"_624":625},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltebaaf527b6cd001e/67979fcdc3e1cb806ad9f4ad/Group_5439.svg","contributor","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blte7e5bde4db1b485b/65e83e75eb1317040a497457/theme1_placeholder_avatar.png","media",{"_628":629},"brightcoveAccountId","70829837001","newsletterSignupPromo",{"_632":633,"_634":635},"unbounceURL","/newsletter-subscribe?code=HomePageWeb","elnConfig",{"_636":637},"newsletter",{"_638":639,"_642":643},"subscribeForm",{"_112":640,"_641":181},"Subscribe to Our Newsletters","subtitle","subscribeConfirm",{"_112":640,"_641":181},"proxyConfigs",{"_646":32,"_647":181},"proxyEnabled","proxyRootPath","brandConfig",{"_13":14,"_650":14,"_651":10,"_652":573,"_15":16,"_653":654,"_35":657,"_659":660,"_628":629,"_40":41,"_47":668,"_669":670,"_674":635,"_568":597,"_675":676,"_718":719,"_723":724,"_729":730},"siteFullName","siteUrl","siteDivision","authentication",{"_62":655},{"_30":24,"_656":29},"configId",{"_62":658},{"_37":38},"unbounce",{"_661":662,"_663":664,"_665":666,"_62":667},"local",{},"preview",{},"staging",{},{},{"_7":8,"_49":50,"_51":52},"newsletterSignupPromoContent",{"_112":640,"_671":181,"_672":673},"message","buttonText","Sign Me Up","eln","iirisRecommendation",{"_677":678,"_679":680,"_681":682,"_683":684,"_685":686,"_687":688,"_689":181,"_690":691,"_692":693,"_694":695,"_696":697,"_698":699,"_700":199,"_701":702,"_703":704,"_705":706,"_707":708,"_709":688,"_710":711,"_712":713,"_714":715,"_716":538,"_717":538},"id","widget-1733955667384","division","ic","brandFamily","hosp","entityTagBackground","#333333BF","dateFormat","MMM DD, YYYY","showBy","yes","showTime","borderRadius","4","imageWidth","324","imageHeight","182","dateTimeBgcolor","#FFFFFF","dateTimeFontColor","#767676","imagePosition","dropShadow","#FFEB00","dateTimeFontsize","12","entityTagBorderColor","#333333","borderColor","#E6E6E6","showdate","redirectMode","same","recipe","related-items","sponsoredtagbackground","#FFFF00","sponsoredposition","sponsoredcount","articleSocialShareToggle",{"_720":24,"_721":24,"_722":32},"print","email","reddit","ecommCallbackUrl",{"_661":181,"_663":725,"_665":726,"_727":726,"_62":728},"https://pr-{PR_NUM}-preview.wealthmanagement.com/process-successful-purchase","https://staging.wealthmanagement.com/process-successful-purchase","uat","https://www.wealthmanagement.com/process-successful-purchase","ecommAdvantageEndpoints",{"_661":181,"_663":731,"_665":731,"_727":731,"_62":490},"https://inf-ciderdev2-app-wealthmanagementte.onadvantagecs.com/offer/wmte-for-cider-scm","routes/$topic._index",{"_734":735,"_1434":1435,"_1436":1437,"_1445":-7,"_88":1446},"template",{"_112":132,"_736":181,"_737":738,"_745":-7,"_746":747,"_752":753,"_1172":1173},"categoryDesc","breadcrumbs",[739,742],{"_112":740,"_56":741},"Home","/",{"_112":743,"_56":744},"Latest News","/latest-news","newsletterSignUpPromo","pagination",{"_748":749,"_750":751},"totalCount",57,"currentPage",35,"contents",[754,777,788,799,814,827,840,853,864,875,886,898,909,920,931,942,954,969,980,991,1002,1017,1029,1040,1051,1061,1071,1083,1092,1103,1114,1126,1138,1148,1161],{"_184":207,"_163":755,"_186":756,"_169":761,"_171":761,"_174":762,"_763":764,"_176":181,"_178":765,"_180":181,"_172":766,"_767":181,"_196":768,"_182":769,"_183":133,"_194":364,"_770":771,"_775":776},{"_165":181,"_167":181},[757],{"_54":758,"_190":759,"_192":181,"_760":181},"Will Leitch","/author/will-leitch","role","A.G. Edwards Offering Courses for College Credit","/wealth-management-industry-trends/a-g-edwards-offering-courses-for-college-credit","linkAttrs",{},"Jan 21, 2005","A.G. Edwards is not the first brokerage firm to encourage its brokers to continue their education, but the firm has come up with a novel twist: Its education program now serves as college credit.","articleBodyJsonSummary","normal","Industry News & Trends","paidGating",{"_772":32,"_773":774},"paidContent","paidProductTaxonomy",[],"articleSize","big",{"_184":207,"_163":778,"_186":779,"_169":781,"_171":781,"_174":782,"_763":783,"_176":181,"_178":784,"_180":181,"_172":785,"_767":181,"_196":768,"_182":769,"_183":133,"_194":269,"_770":786,"_775":776},{"_165":181,"_167":181},[780],{"_54":758,"_190":759,"_192":181,"_760":181},"Americans’ Views on Retirement Differ From Rest of World","/wealth-management-industry-trends/americans-views-on-retirement-differ-from-rest-of-world",{},"Jan 19, 2005","A new study by AXA Financial says Americans are more confident about their retirement—and better prepared for it financially—than the citizens of other developed nations.",{"_772":32,"_773":787},[],{"_184":207,"_163":789,"_186":790,"_169":792,"_171":792,"_174":793,"_763":794,"_176":181,"_178":795,"_180":181,"_172":796,"_767":181,"_196":768,"_182":769,"_183":133,"_194":269,"_770":797,"_775":776},{"_165":181,"_167":181},[791],{"_54":758,"_190":759,"_192":181,"_760":181},"Ed Jones Agrees to Pay $75 Million in Revenue-Sharing Case","/wealth-management-industry-trends/ed-jones-agrees-to-pay-75-million-in-revenue-sharing-case",{},"Dec 21, 2004","When Edward Jones was accused last year of steering clients to certain mutual fund families without disclosing that the firm received multimillion-dollar payments from those funds, it denied the charges.",{"_772":32,"_773":798},[],{"_184":207,"_163":800,"_186":801,"_169":807,"_171":807,"_174":808,"_763":809,"_176":181,"_178":810,"_180":181,"_172":811,"_767":181,"_196":768,"_182":769,"_183":133,"_194":269,"_770":812,"_775":776},{"_165":181,"_167":181},[802],{"_54":803,"_190":804,"_192":805,"_760":806},"David A. Gaffen","/author/david-a-gaffen","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt3614d36b67a1f213/6724b94e86da493412208020/david-gaffen.jpg","Editor in Charge","Smith Barney’s Matthews Retires; Johnston Steps In","/wealth-management-industry-trends/smith-barney-s-matthews-retires-johnston-steps-in",{},"Dec 16, 2004","Tom Matthews, president of Smith Barney’s global private client group, is retiring from Smith Barney, firm officials announced today. Matthews, who had been with the firm for nearly three decades, started as a financial consultant and eventually served as second-in-command of the group.",{"_772":32,"_773":813},[],{"_184":207,"_163":815,"_186":816,"_169":820,"_171":820,"_174":821,"_763":822,"_176":181,"_178":823,"_180":181,"_172":181,"_767":181,"_196":768,"_182":769,"_183":133,"_194":824,"_770":825,"_775":776},{"_165":181,"_167":181},[817],{"_54":818,"_190":819,"_192":181,"_760":181},"Ken Ryan","/author/ken-ryan","10 Steps to a Successful Urban Infill Project","/wealth-management-industry-trends/10-steps-to-a-successful-urban-infill-project",{},"Dec 1, 2004",4,{"_772":32,"_773":826},[],{"_184":207,"_163":828,"_186":829,"_169":833,"_171":833,"_174":834,"_763":835,"_176":181,"_178":823,"_180":181,"_172":836,"_767":181,"_196":768,"_182":769,"_183":133,"_194":837,"_770":838,"_775":776},{"_165":181,"_167":181},[830],{"_54":831,"_190":832,"_192":181,"_760":181},"Mike Ruff","/author/mike-ruff","From Safe to Stagnant","/wealth-management-industry-trends/from-safe-to-stagnant",{},"If there’s one thing to be learned from “all weather” investment strategies such as muni laddering, it’s this: there is such a thing as too conservative.",5,{"_772":32,"_773":839},[],{"_184":207,"_163":841,"_186":842,"_169":846,"_171":846,"_174":847,"_763":848,"_176":181,"_178":849,"_180":181,"_172":850,"_767":181,"_196":768,"_182":769,"_183":133,"_194":269,"_770":851,"_775":776},{"_165":181,"_167":181},[843],{"_54":844,"_190":845,"_192":181,"_760":181},"John Churchill","/author/john-churchill","Schwab to Cut Costs","/wealth-management-industry-trends/schwab-to-cut-costs",{},"Nov 12, 2004","The nation’s largest discount brokerage firm, Charles Schwab & Co., is cutting 19 retail branches in favor of smaller, one- or two-broker boutiques, a move the company says will cut costs and more effectively serve clients. Analysts think it will help the firm, which has been hurt by a slow year in retail-investor trading.",{"_772":32,"_773":852},[],{"_184":207,"_163":854,"_186":855,"_169":857,"_171":857,"_174":858,"_763":859,"_176":181,"_178":860,"_180":181,"_172":861,"_767":181,"_196":768,"_182":769,"_183":133,"_194":213,"_770":862,"_775":776},{"_165":181,"_167":181},[856],{"_54":803,"_190":804,"_192":805,"_760":806},"Mulholland Leaves as Co-Head of Merrill’s U.S. Group","/wealth-management-industry-trends/mulholland-leaves-as-co-head-of-merrill-s-u-s-group",{},"Nov 9, 2004","Bob Mulholland, second-in-command in Merrill Lynch’s brokerage unit, has left the firm, Registered Rep. has learned. Mulholland’s retirement was announced internally on Oct. 26, according to a firm spokesman. The move is somewhat of a surprise, because Mulholland, co-head of the group’s Americas region, has been with Merrill since 1979 and is considered “a legend” among long-time veterans of the firm.",{"_772":32,"_773":863},[],{"_184":207,"_163":865,"_186":866,"_169":868,"_171":868,"_174":869,"_763":870,"_176":181,"_178":871,"_180":181,"_172":872,"_767":181,"_196":768,"_182":769,"_183":133,"_194":269,"_770":873,"_775":776},{"_165":181,"_167":181},[867],{"_54":803,"_190":804,"_192":805,"_760":806},"Serenity Reigns in Boca Raton","/wealth-management-industry-trends/serenity-reigns-in-boca-raton",{},"Nov 4, 2004","Perhaps it was the recent victory of President Bush that heartened this business friendly crowd, or the tranquil Boca Raton setting, but the annual SIA conference exudes an oddly serene tone",{"_772":32,"_773":874},[],{"_184":207,"_163":876,"_186":877,"_169":879,"_171":879,"_174":880,"_763":881,"_176":181,"_178":882,"_180":181,"_172":883,"_767":181,"_196":768,"_182":769,"_183":133,"_194":213,"_770":884,"_775":776},{"_165":181,"_167":181},[878],{"_54":844,"_190":845,"_192":181,"_760":181},"Broker or Advisor—Who Knows the Difference?","/wealth-management-industry-trends/broker-or-advisor-who-knows-the-difference-",{},"Nov 3, 2004","It may come as no surprise to many brokers, but more than half of American investors look to them for more than just transactional assistance, according to new research.",{"_772":32,"_773":885},[],{"_184":207,"_163":887,"_186":888,"_169":892,"_171":892,"_174":893,"_763":894,"_176":181,"_178":895,"_180":181,"_172":181,"_767":181,"_196":768,"_182":769,"_183":133,"_194":213,"_770":896,"_775":776},{"_165":181,"_167":181},[889],{"_54":890,"_190":891,"_192":181,"_760":181},"Paula Widholm","/author/paula-widholm","Private Equity Gets in on Gaming","/wealth-management-industry-trends/private-equity-gets-in-on-gaming",{},"Nov 1, 2004",{"_772":32,"_773":897},[],{"_184":207,"_163":899,"_186":900,"_169":904,"_171":904,"_174":905,"_763":906,"_176":181,"_178":895,"_180":181,"_172":181,"_767":181,"_196":768,"_182":769,"_183":133,"_194":213,"_770":907,"_775":776},{"_165":181,"_167":181},[901],{"_54":902,"_190":903,"_192":181,"_760":181},"Parke Chapman","/author/parke-chapman","CB Richard Ellis Denies Sexual Harassment Claims","/wealth-management-industry-trends/cb-richard-ellis-denies-sexual-harassment-claims",{},{"_772":32,"_773":908},[],{"_184":207,"_163":910,"_186":911,"_169":913,"_171":913,"_174":914,"_763":915,"_176":181,"_178":916,"_180":181,"_172":917,"_767":181,"_196":768,"_182":769,"_183":133,"_194":269,"_770":918,"_775":776},{"_165":181,"_167":181},[912],{"_54":803,"_190":804,"_192":805,"_760":806},"Citi Fined by NASD for Hedge Fund Marketing","/wealth-management-industry-trends/citi-fined-by-nasd-for-hedge-fund-marketing",{},"Oct 26, 2004","Citigroup has been hit with another fine, this time for improper marketing of hedge funds. The NASD fined Citigroup Global Markets $250,000 for sending out more than 100 pieces of sales literature between July 2002 and June 2003, which, among other things, improperly used hypothetical returns in charts, failed to include adequate risk disclosure and cited potential rates of return without underlying evidence for it.",{"_772":32,"_773":919},[],{"_184":207,"_163":921,"_186":922,"_169":924,"_171":924,"_174":925,"_763":926,"_176":181,"_178":927,"_180":181,"_172":928,"_767":181,"_196":768,"_182":769,"_183":133,"_194":269,"_770":929,"_775":776},{"_165":181,"_167":181},[923],{"_54":844,"_190":845,"_192":181,"_760":181},"Regulatory, Compliance Issues Hover Over MMI Conference","/wealth-management-industry-trends/regulatory-compliance-issues-hover-over-mmi-conference",{},"Oct 22, 2004","Separately managed accounts (SMA) have been touted as the next big thing, the Holy Grail even, for the financial services industry for a few years now, but myriad inefficiencies still hamper the effective delivery of the best of these products to more than just the wealthy investor—and, even, broker/dealer.",{"_772":32,"_773":930},[],{"_184":207,"_163":932,"_186":933,"_169":935,"_171":935,"_174":936,"_763":937,"_176":181,"_178":938,"_180":181,"_172":939,"_767":181,"_196":768,"_182":769,"_183":133,"_194":213,"_770":940,"_775":776},{"_165":181,"_167":181},[934],{"_54":758,"_190":759,"_192":181,"_760":181},"Tough Talk at SIA Mutual Fund Conference","/wealth-management-industry-trends/tough-talk-at-sia-mutual-fund-conference",{},"Oct 20, 2004","The SIA’s Mutual Fund Reform Conference, held in New York City’s Grand Hyatt Hotel on Tuesday, had an unexpected guest in the form of NASD Chairman and CEO Bob Glauber.",{"_772":32,"_773":941},[],{"_184":207,"_163":943,"_186":944,"_169":947,"_171":947,"_174":948,"_763":949,"_176":181,"_178":950,"_180":181,"_172":951,"_767":181,"_196":768,"_182":769,"_183":133,"_194":824,"_770":952,"_775":776},{"_165":181,"_167":181},[945,946],{"_54":758,"_190":759,"_192":181,"_760":181},{"_54":803,"_190":804,"_192":805,"_760":806},"Raymond James Fights the SEC’s Fraud Charges","/wealth-management-industry-trends/raymond-james-fights-the-sec-s-fraud-charges",{},"Oct 6, 2004","Allegations against broker/dealers these days have become somewhat commonplace. Still, it’s unusual for the SEC to file charges of civil fraud against a firm for the actions of one of the firm’s registered reps, which is what the SEC did when charging Raymond James Financial with fraud this past Friday",{"_772":32,"_773":953},[],{"_184":207,"_163":955,"_186":956,"_169":962,"_171":962,"_174":963,"_763":964,"_176":181,"_178":965,"_180":181,"_172":966,"_767":181,"_196":768,"_182":146,"_183":147,"_194":213,"_770":967,"_775":776},{"_165":181,"_167":181},[957],{"_54":958,"_190":959,"_192":960,"_760":961},"Mindy Diamond","/author/mindy-diamond","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltb19398d4e2e8dfdd/6724b9b5e28fd5d3df89b233/mindy-diamond-web_0.jpg","Columnist: Career Moves","Prospects Grim for Wirehouse Brokers with Hybrid Books of Business","/wirehouse-news/prospects-grim-for-wirehouse-brokers-with-hybrid-books-of-business",{},"Oct 1, 2004","Wirehouse brokers with hybrid books of business—those with both retail and midmarket institutional accounts—could soon be on the endangered species list, if the recent actions of Merrill and UBS are any guide.",{"_772":32,"_773":968},[],{"_184":207,"_163":970,"_186":971,"_169":973,"_171":973,"_174":974,"_763":975,"_176":181,"_178":976,"_180":181,"_172":977,"_767":181,"_196":768,"_182":339,"_183":340,"_194":213,"_770":978,"_775":776},{"_165":181,"_167":181},[972],{"_54":803,"_190":804,"_192":805,"_760":806},"Wachovia Securities in Technological Purgatory","/financial-technology/wachovia-securities-in-technological-purgatory",{},"Sep 27, 2004","Glitches aside, former Prudential Securities advisors are concerned that the new technology doesn’t measure up to Pru’s old system.",{"_772":32,"_773":979},[],{"_184":207,"_163":981,"_186":982,"_169":984,"_171":984,"_174":985,"_763":986,"_176":181,"_178":987,"_180":181,"_172":988,"_767":181,"_196":768,"_182":769,"_183":133,"_194":269,"_770":989,"_775":776},{"_165":181,"_167":181},[983],{"_54":758,"_190":759,"_192":181,"_760":181},"SIA Reports Big Drop in Second-Quarter Profits","/wealth-management-industry-trends/sia-reports-big-drop-in-second-quarter-profits",{},"Sep 16, 2004","Is a 61 percent decrease in profits from one year to the next a “reversion to the mean” or an ominous sign of cloudy skies ahead? It depends on whom you’re talking to.",{"_772":32,"_773":990},[],{"_184":207,"_163":992,"_186":993,"_169":995,"_171":995,"_174":996,"_763":997,"_176":181,"_178":998,"_180":181,"_172":999,"_767":181,"_196":768,"_182":769,"_183":133,"_194":824,"_770":1000,"_775":776},{"_165":181,"_167":181},[994],{"_54":844,"_190":845,"_192":181,"_760":181},"A Broker or An Advisor?","/wealth-management-industry-trends/a-broker-or-an-advisor-",{},"Sep 13, 2004","If you are like most registered reps, your card probably says you are a financial advisor—and not a stockbroker. Indeed, whether you work at a large Wall Street brokerage or a small broker/dealer, the odds are you are holding yourself out as a well-rounded financial advisor and not just, say, a stock jockey.",{"_772":32,"_773":1001},[],{"_184":207,"_163":1003,"_186":1004,"_169":1010,"_171":1010,"_174":1011,"_763":1012,"_176":181,"_178":1013,"_180":181,"_172":1014,"_767":181,"_196":768,"_182":769,"_183":133,"_194":824,"_770":1015,"_775":776},{"_165":181,"_167":181},[1005],{"_54":1006,"_190":1007,"_192":1008,"_760":1009},"Anne Field","/author/anne-field","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt6af29ea02d1c3780/6724b94b838a146a909cc49e/anne-field-web.jpg","Columnist: Fix My Business","College Savings Boot Camp in New York","/wealth-management-industry-trends/college-savings-boot-camp-in-new-york",{},"Sep 10, 2004","New York for the first day of a one-and-a-half-day workshop, called 529 Boot Camp, held by 529 guru Joe Hurley, in New York.",{"_772":32,"_773":1016},[],{"_184":207,"_163":1018,"_186":1019,"_169":1021,"_171":1021,"_174":1022,"_763":1023,"_176":181,"_178":1024,"_180":181,"_172":1025,"_767":181,"_196":768,"_182":146,"_183":147,"_194":1026,"_770":1027,"_775":776},{"_165":181,"_167":181},[1020],{"_54":803,"_190":804,"_192":805,"_760":806},"Clean Machines","/wirehouse-news/clean-machines",{},"Sep 1, 2004","Like any other rep, Ron Carson, whose $870 million practice rates him as one of America's top brokers, is vulnerable. This is the conclusion he drew from a 2002 incident in which he was hit with a $12 million complaint. He was accused of a garden-variety transgression failing to diversify the complainants' concentrated stock position. But here's what pushed the incident into worthy-of-note territory:",30,{"_772":32,"_773":1028},[],{"_184":207,"_163":1030,"_186":1031,"_169":1033,"_171":1033,"_174":1034,"_763":1035,"_176":181,"_178":1036,"_180":181,"_172":1037,"_767":181,"_196":768,"_182":769,"_183":133,"_194":213,"_770":1038,"_775":776},{"_165":181,"_167":181},[1032],{"_54":803,"_190":804,"_192":805,"_760":806},"Sharp Words for the NASD By Raymond James’ Averitt","/wealth-management-industry-trends/sharp-words-for-the-nasd-by-raymond-james-averitt",{},"Aug 31, 2004","Brokerage firm executives aren’t generally known for their glowing adoration for regulators and their proposals, but Dick Averitt of Raymond James Financial Services had some particularly harsh words for the NASD in a speech here Monday morning.",{"_772":32,"_773":1039},[],{"_184":207,"_163":1041,"_186":1042,"_169":1044,"_171":1044,"_174":1045,"_763":1046,"_176":181,"_178":1047,"_180":181,"_172":1048,"_767":181,"_196":768,"_182":769,"_183":133,"_194":364,"_770":1049,"_775":776},{"_165":181,"_167":181},[1043],{"_54":758,"_190":759,"_192":181,"_760":181},"SEC Fines Seven More Broker/Dealers","/wealth-management-industry-trends/sec-fines-seven-more-broker-dealers",{},"Aug 26, 2004","The SEC has nailed some additional broker/dealers for failing to disclose payment relationships they had with companies their research departments covered.",{"_772":32,"_773":1050},[],{"_184":207,"_163":1052,"_186":1053,"_169":1054,"_171":1054,"_174":1055,"_763":1056,"_176":181,"_178":1057,"_180":181,"_172":1058,"_767":181,"_196":768,"_182":769,"_183":133,"_194":269,"_770":1059,"_775":776},{"_165":181,"_167":181},[],"Meting out Justice: NASD Issues 'Extraordinary Remedy' on Broker/Dealer for Market-Timing Abuse","/wealth-management-industry-trends/meting-out-justice-nasd-issues-extraordinary-remedy-on-broker-dealer-for-market-timing-abuse",{},"Aug 20, 2004","Imagine working for a broker/dealer which isn’t allowed to open new mutual fund accounts for a month.",{"_772":32,"_773":1060},[],{"_184":207,"_163":1062,"_186":1063,"_169":1064,"_171":1064,"_174":1065,"_763":1066,"_176":181,"_178":1067,"_180":181,"_172":1068,"_767":181,"_196":768,"_182":769,"_183":133,"_194":213,"_770":1069,"_775":776},{"_165":181,"_167":181},[],"SEC Unanimously Votes to Ban Directed Brokerage","/wealth-management-industry-trends/sec-unanimously-votes-to-ban-directed-brokerage",{},"Aug 18, 2004","In a move that surprised few, the SEC voted 5-0 Wednesday to ban “directed brokerage,” in which mutual fund managers direct trades through brokerages’ trading desks as a reward for them selling their funds to retail clients. Perhaps more worrisome was the SEC’s call for comment on overhauling or banning outright 12b-1 fees, which it described as disguised commissions.",{"_772":32,"_773":1070},[],{"_184":207,"_163":1072,"_186":1073,"_169":1075,"_171":1076,"_174":1077,"_763":1078,"_176":181,"_178":1079,"_180":181,"_172":1080,"_767":181,"_196":768,"_182":769,"_183":133,"_194":824,"_770":1081,"_775":776},{"_165":181,"_167":181},[1074],{"_54":844,"_190":845,"_192":181,"_760":181},"Hidden Market-Timers 2004-08-10","Hidden Market-Timers","/wealth-management-industry-trends/hidden-market-timers-2004-08-10",{},"Aug 10, 2004","A new study of mutual fund firms’ enforcement capabilities affirms what many in the industry have known for some time—that omnibus accounting practices by fund intermediaries make catching timers virtually impossible.",{"_772":32,"_773":1082},[],{"_184":207,"_163":1084,"_186":1085,"_169":1087,"_171":1087,"_174":1088,"_763":1089,"_176":181,"_178":1079,"_180":181,"_172":181,"_767":181,"_196":768,"_182":769,"_183":133,"_194":824,"_770":1090,"_775":776},{"_165":181,"_167":181},[1086],{"_54":803,"_190":804,"_192":805,"_760":806},"Fleeing Brokers Can Take Some Client Info","/wealth-management-industry-trends/fleeing-brokers-can-take-some-client-info",{},{"_772":32,"_773":1091},[],{"_184":207,"_163":1093,"_186":1094,"_169":1096,"_171":1096,"_174":1097,"_763":1098,"_176":181,"_178":1099,"_180":181,"_172":1100,"_767":181,"_196":768,"_182":769,"_183":133,"_194":269,"_770":1101,"_775":776},{"_165":181,"_167":181},[1095],{"_54":844,"_190":845,"_192":181,"_760":181},"The Beginning of Reconstruction","/wealth-management-industry-trends/the-beginning-of-reconstruction",{},"Aug 3, 2004","A little more than a year after the historic $1.4 billion settlement, the securities industry has quietly begun the process of winning back what it gave away in those scandals.",{"_772":32,"_773":1102},[],{"_184":207,"_163":1104,"_186":1105,"_169":1107,"_171":1107,"_174":1108,"_763":1109,"_176":181,"_178":1110,"_180":181,"_172":1111,"_767":181,"_196":768,"_182":769,"_183":133,"_194":364,"_770":1112,"_775":776},{"_165":181,"_167":181},[1106],{"_54":758,"_190":759,"_192":181,"_760":181},"Fallout From Schwab Shake-Up Begins","/wealth-management-industry-trends/fallout-from-schwab-shake-up-begins",{},"Aug 2, 2004","It didn’t take long for Charles Schwab to start making wholesale changes after taking back control of his firm last week.",{"_772":32,"_773":1113},[],{"_184":207,"_163":1115,"_186":1116,"_169":1120,"_171":1120,"_174":1121,"_763":1122,"_176":181,"_178":1123,"_180":181,"_172":181,"_767":181,"_196":768,"_182":769,"_183":133,"_194":213,"_770":1124,"_775":776},{"_165":181,"_167":181},[1117],{"_54":1118,"_190":1119,"_192":181,"_760":181},"Morris Newman","/author/morris-newman","Landlords Moonlight as Insurance Salesmen","/wealth-management-industry-trends/landlords-moonlight-as-insurance-salesmen",{},"Aug 1, 2004",{"_772":32,"_773":1125},[],{"_184":207,"_163":1127,"_186":1128,"_169":1132,"_171":1132,"_174":1133,"_763":1134,"_176":181,"_178":1135,"_180":181,"_172":181,"_767":181,"_196":768,"_182":769,"_183":133,"_194":364,"_770":1136,"_775":776},{"_165":181,"_167":181},[1129],{"_54":1130,"_190":1131,"_192":181,"_760":181},"John Smith","/author/john-smith","Regus Purchases HQ Global for $302.5M","/wealth-management-industry-trends/regus-purchases-hq-global-for-302-5m",{},"Jul 19, 2004",{"_772":32,"_773":1137},[],{"_184":207,"_163":1139,"_186":1140,"_169":1142,"_171":1142,"_174":1143,"_763":1144,"_176":181,"_178":1135,"_180":181,"_172":1145,"_767":181,"_196":768,"_182":769,"_183":133,"_194":364,"_770":1146,"_775":776},{"_165":181,"_167":181},[1141],{"_54":803,"_190":804,"_192":805,"_760":806},"Several Large Producers Leave Smith Barney","/wealth-management-industry-trends/several-large-producers-leave-smith-barney",{},"Smith Barney has been hit with a few high-profile defections in the last month or so, as several large producers have taken their lucrative businesses to other firms.",{"_772":32,"_773":1147},[],{"_184":207,"_163":1149,"_186":1150,"_169":1152,"_171":1152,"_174":1153,"_763":1154,"_176":181,"_178":1155,"_180":181,"_172":1156,"_767":181,"_196":768,"_182":1157,"_183":1158,"_194":364,"_770":1159,"_775":776},{"_165":181,"_167":181},[1151],{"_54":803,"_190":804,"_192":805,"_760":806},"Ryan Beck Increases Recruiting Offers, Starts Ad Campaign","/recruiting/ryan-beck-increases-recruiting-offers-starts-ad-campaign",{},"Jul 7, 2004","Ryan Beck, a regional firm concentrated in the Northeast, is stepping up efforts to improve its name recognition and is also getting more aggressive in recruiting.","Recruiting","/business-planning/growth-strategies/recruiting",{"_772":32,"_773":1160},[],{"_184":207,"_163":1162,"_186":1163,"_169":1165,"_171":1166,"_174":1167,"_763":1168,"_176":181,"_178":1155,"_180":181,"_172":1169,"_767":181,"_196":768,"_182":769,"_183":133,"_194":364,"_770":1170,"_775":776},{"_165":181,"_167":181},[1164],{"_54":803,"_190":804,"_192":805,"_760":806},"Merrill Shuffles Branch Managers 2004-07-07","Merrill Shuffles Branch Managers","/wealth-management-industry-trends/merrill-shuffles-branch-managers-2004-07-07",{},"Merrill Shuffles Branch Managers. Promotions and retirements result in a lot of shifting.",{"_772":32,"_773":1171},[],"sidebarModules",[1174,1236,1251,1362,1397,1416],{"_88":1175,"_1176":1177,"_1233":1234},"module_content_cards","data",{"_112":1178,"_1179":1180,"_196":1181,"_752":1182,"_1229":1230,"_1231":1230,"_1232":-7},"RSB - Content cards","moduleLabel","Latest news","default",[1183,1201,1217],{"_88":1184,"_1176":1185},"contentPreview",{"_184":207,"_196":1186,"_163":1187,"_169":1190,"_171":1191,"_174":1192,"_176":1192,"_763":1193,"_178":179,"_180":181,"_182":339,"_183":340,"_186":1194,"_194":269,"_770":1199},"card-horizontal",{"_165":1188,"_167":1189},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltd9cf8c7a95c37d69/673485daf8f35d7c23d3c114/robinhood-app-phone.jpg","Robinood app phone ","Robinhood Revenue Doubles, Fueled by Surge in Crypto Trading","Robinhood Revenue Doubles, Fueled by Crypto Trading","/financial-technology/robinhood-revenue-doubles-fueled-by-surge-in-crypto-trading",{},[1195],{"_54":1196,"_190":1197,"_192":1198},"Paige Smith","/author/paige-smith","#",{"_772":32,"_773":1200},[],{"_88":1184,"_1176":1202},{"_184":207,"_196":1186,"_163":1203,"_169":1206,"_171":1206,"_174":1207,"_176":1207,"_763":1208,"_178":179,"_180":181,"_182":257,"_183":1198,"_186":1209,"_194":1214,"_770":1215},{"_165":1204,"_167":1205},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt24e1be865c1abec2/67acf3e8fe3dafbb705e42ee/couple-holding-hands-heart.jpg","couple holding hands heart","Cupid Calling: The Power of the Re-Proposal","/client-relations/cupid-calling-the-power-of-the-re-proposal",{},[1210],{"_54":1211,"_190":1212,"_192":1213},"Ryan Nauman","/author/ryan-nauman","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt422ed39c034203aa/675078111c8f3b5b7ca69df9/Nauman-Ryan.jpg",6,{"_772":32,"_773":1216},[],{"_88":1184,"_1176":1218},{"_184":207,"_196":1186,"_163":1219,"_169":1222,"_171":1222,"_174":1223,"_176":1223,"_763":1224,"_178":179,"_180":181,"_182":155,"_183":156,"_186":1225,"_194":213,"_770":1227},{"_165":1220,"_167":1221},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltd88c4622605c01fc/67ace1a22e0ee36362e76bf9/cfpb-office-hq.jpg","CFPB office HQ","CFPB Disarray Puts Future Fintech, Bank Oversight Into Question","/regulation-compliance/cfpb-disarray-puts-future-fintech-bank-oversight-into-question",{},[1226],{"_54":1196,"_190":1197,"_192":1198},{"_772":32,"_773":1228},[],"dateDisplay","show","contributorDisplay","displayAd","adConfig",{"_1235":32},"nativeAdOption",{"_88":1237,"_1238":1239,"_1176":1240},"module_newsletter_promo","uid","blta6c28a4504323eb8",{"_112":1241,"_671":1242,"_1243":1239,"_672":1244,"_196":1245,"_1246":1247,"_1248":32,"_1249":1250},"Sign Up for Newsletters","Sign up to receive the latest insights, trends, and analysis.","newsletterId","Subscribe now","horizontal","mode","dark","isOnHomepage","moduleLocation","sidebar",{"_88":1252,"_1176":1253},"module_content_spotlight",{"_196":768,"_1246":1254,"_1255":1256,"_1257":1258,"_184":1259,"_176":473,"_1260":1261},"light","textAlignment","center","moduleDesign","standard","Document","content",{"_1262":1263,"_523":1264,"_1267":1268,"_1269":504,"_1270":504,"_1271":1272,"_172":1352,"_1353":1352,"_1354":1355,"_763":1358,"_174":1357,"_182":257,"_183":1198,"_178":1359,"_770":1360},"keywords",[],{"_56":1265,"_513":1266},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt22b65b64421af461/6737484822c13397ad2f1459/iStock-1187113662.jpg","iStock-1187113662.jpg","summary","Featured WMIQ Research","heading","mobileHeading","articleBody",[1273,1289,1295,1300,1305,1310,1342,1347],{"_88":1274,"_1275":1276,"_1260":1279},"paragraph","attrs",{"_1277":1278},"textAlign","left",[1280,1282],{"_88":1281},"hardBreak",{"_88":523,"_1275":1283},{"_1277":1278,"_165":1284,"_167":1285,"_112":-5,"_1286":1287},"https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt21897644bb1e60b4/67374845c2f89b587e22ae12/57ce9757-7cad-46ce-ba00-6f4311af5027.mma_primary_logo_h_blue-250_1.png","57ce9757-7cad-46ce-ba00-6f4311af5027.mma_primary_logo_h_blue-250_1.png","style",{"_1288":1256},"float",{"_88":1274,"_1275":1290,"_1260":1291},{"_1277":1278},[1292],{"_88":1293,"_1293":1294},"text","Advisors and principals at wealth management firms, as well as their counterparts at retirement plan advisory firms, agree on one thing: The convergence of their business models is coming.",{"_88":1274,"_1275":1296,"_1260":1297},{"_1277":1278},[1298],{"_88":1293,"_1293":1299},"A new study of wealth managers and retirement plan advisors conducted by Wealth Management IQ, Informa and Marsh McLennan Agency, explored the reasons for the convergence and how each business model views the challenges and opportunities that lie ahead.",{"_88":1274,"_1275":1301,"_1260":1302},{"_1277":1278},[1303],{"_88":1293,"_1293":1304},"This report explores the findings of the research and provides insights that can give advisors in either camp a competitive edge as the market evolves.",{"_88":1274,"_1275":1306,"_1260":1307},{"_1277":1278},[1308],{"_88":1293,"_1293":1309},"The report will touch on:",{"_88":1311,"_1260":1312},"bulletList",[1313,1321,1328,1335],{"_88":1314,"_1260":1315},"listItem",[1316],{"_88":1274,"_1275":1317,"_1260":1318},{"_1277":1278},[1319],{"_88":1293,"_1293":1320},"How volatility, technology, demographics and retirement income are creating new opportunities in wealth and retirement.",{"_88":1314,"_1260":1322},[1323],{"_88":1274,"_1275":1324,"_1260":1325},{"_1277":1278},[1326],{"_88":1293,"_1293":1327},"How defined contribution plans are presenting advisors with access to thousands of qualified prospects.",{"_88":1314,"_1260":1329},[1330],{"_88":1274,"_1275":1331,"_1260":1332},{"_1277":1278},[1333],{"_88":1293,"_1293":1334},"How M&A is quickly aligning retirement plan and wealth management capabilities to accelerate convergence.",{"_88":1314,"_1260":1336},[1337],{"_88":1274,"_1275":1338,"_1260":1339},{"_1277":1278},[1340],{"_88":1293,"_1293":1341},"How private equity is fueling convergence — and what could be coming next.",{"_88":1274,"_1275":1343,"_1260":1344},{"_1277":1278},[1345],{"_88":1293,"_1293":1346},"Download the report. ",{"_88":1274,"_1275":1348,"_1260":1349},{"_1277":1278},[1350],{"_88":1293,"_1293":1351}," ","Why convergence is coming and what it means.","body","callToAction",{"_1293":1356,"_56":1357},"Read more","/financial-planning/wealth-managers-and-rpa-advisors",{},"2023-02-02T23:36:00.000Z",{"_772":32,"_773":1361},[],{"_88":1363,"_1176":1364},"module_link_list",{"_1365":1366,"_1367":402,"_1368":1369,"_1370":181,"_1371":1372,"_526":32,"_1377":1378},"listOption","Dynamic","listTitle","icon","ChalkBoard","externalFeed","ctaButton",{"_1373":1374,"_1375":1376},"ctaButtonLink","/wealth-management-webinars ","ctaButtonText","View more","articles",[1379,1385,1387,1394],{"_184":258,"_112":296,"_56":297,"_1380":32,"_1381":300,"_1382":1383,"_1384":298,"_180":256},"isExternalLink","readTime","publishedDate","2025-02-26T22:06:21.000Z","eventDate",{"_184":258,"_112":251,"_56":253,"_1380":32,"_1381":260,"_1382":1386,"_1384":255,"_180":256},"2025-02-25T18:04:00.000Z",{"_184":258,"_112":1388,"_56":1389,"_1380":32,"_1381":1390,"_1382":1391,"_1384":1392,"_180":1393},"WealthManagement.com Industry Awards 2025: Top Tips for Submitting a Winning Nomination","/wealth-management-industry-awards/wealthmanagement-com-industry-awards-2025-top-tips-for-submitting-a-winning-nomination",45,"2025-02-20T18:14:00.000Z","Feb 20, 2025","1:00 pm EST",{"_184":258,"_112":325,"_56":327,"_1380":32,"_1381":260,"_1382":1395,"_1384":1396,"_180":329},"2025-02-11T21:04:00.000Z","Mar 4, 2025",{"_88":1398,"_1176":1399},"module_event_promo",{"_112":1400,"_1401":1402,"_1403":181,"_1404":181,"_1405":24,"_1406":1407,"_1408":1409,"_178":1410,"_107":1411,"_1412":1413,"_1414":1415},"RSB - Event promo","logoPosition","Left","backgroundImage","backgroundColor","isConstrained","logoSrc","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/bltc8c483ee7577fd5f/679402f9101c3644d1914ad5/RIA-Nashville-Black.png","logoAlt","RIA Edge Nashville","Apr 1 - Apr 2, 2025","Learn from top leaders tackling growth, pay, and personnel challenges daily.","btnCTAText","Learn More","btnCTALink","https://informaconnect.com/ria-edge-nashville/",{"_88":1417,"_1176":1418},"module_publication_promo",{"_112":1419,"_1238":1420,"_1421":1422,"_1423":1402,"_1375":1424,"_1425":1426,"_1432":1433},"Trusts & Estates Magazine","blt529eec50cacc25f9","promoLabel","Latest Digital Edition","textPosition","Read More","promoPublication",{"_112":1427,"_1267":1428,"_523":1429,"_513":1430,"_56":1431},"Trusts & Estates: February 2025 Digital Edition","Feature on Ultra-High-Net-Worth Families & Family Offices","https://eu-images.contentstack.com/v3/assets/bltabaa95ef14172c61/blt72b1d763b36e1e90/6797d47edd317102c0dec516/TECoverFeb2025.png","Trusts Estates February 2025","/publications/trusts---estates/trusts-estates-february-2025-digital-edition","relatedContent",[],"schema",[],"seo",{"_1438":6,"_1439":1440,"_1441":1440,"_1442":32,"_1443":1444,"_13":14},"canonicalUrl","metaDescription","news","metaTitle","noIndex","imageUrl","https://www.wealthmanagement.com/assets/wealthmanagement-DDNDrftq.ico","weatherWidgetConfig","latest-topic","actionData","errors"]

Related Topics

Recent in News

Related Topics

Recent in Investment

Related Topics

Recent in Wealth Planning

Related Topics

Recent in Business Planning

Related Topics

Recent in WealthTech

Related Topics

News

Latest news

Wealth Managers and RPA Advisors

Trusts & Estates Magazine

Trusts & Estates: February 2025 Digital Edition