I worked at NYL for almost 3 yrs. It is AWFUL, The managers (at all levels) are dishonest and will try to literally steal your clients from you. The first time I head this was at a meeting they have for rookies who make it to thru the first year, I didn’t think it would happen to me until I got a $15,000 case and my clients were calling me asking me to make my manage stop calling them and asking why he was trying to re-write their business. Take what you can from the company, get your licensing etc., and don’t trust anyone. Also, make sure your manager isn’t putting you up to any shady business. Even if the money is good. We had a manager in our office who hired a ton of young kids to wrk for her, she would go out and defraud all these people but since she NEVER used anything besides fixed products it wasn’t a Federal offense. They had HUGE legal consequences, bc the kids were the ones signing off on the applications. Be careful. It’s a great company for clients, for life products its still top rated and all I write for my clients. But as an employee? Forget it.

I guess it all depends where you are located. They have a great compensation package. If you retain a client for a year, you get a bonus. It is even more after five years and so on. They really try hard to make sure their advisors never leave the company