I am a new agent with New York Life and am working on my series 6 license. I hope I am still welcomed as I noted after the fact that this is a registered rep. blog, but I hope to test before years end.

I came to this site because I was working with a client who has been horribly misrepresented by her "financial advisor" in that he has tied all her money up in AVIVA equity indexed annuities (and we are not even allowed to sell equity indexed annuities because of suitability isses) and she has surrender periods of up to 17 years (and she is 73 years old). I think the person who is dealing with her money is purely evil and I pity seniors who trust these vultures. She has one annutity that has a 5% penalty AFTER her surrender period is exhausted and I cannot believe that this is legal.  I hope to put on as many seminars as I can to warn seniors about this product. 

I cannot speak for Met Life or Prudential, but New York Life provides intensive training to new agents and the team spirit in our particular general office is outstanding. I believe it is a reputable firm and one of the few mutual companies still standing. Our financial strenth and 166 year history - paying dividends even during the great depression speaks volumes about our core values of investing for the long term. Good luck with your choice.