Choosing a broker dealer is one of the most important decisions you will make. The worst broker dealer is Sagepoint. Over the years they have nickel-and dimed us to death, and recently charged $2.50 per mutual fund direct account. They are blaming this on the new DOL ruling which is complete BS. It’s just another way to rip off their registered reps. If you are thinking of joining Sagepoint…DON’T…If you’re already there, get out before it’s too late!