Sagepoint is the worst BD! They will rip you off anytime they can and nickel & dime you to death. Latest Sagepoint ripoff is that they will charge you $2.50 per direct account with mutual funds. For those of us who write a lot of this business it can be as significant as it is unfair. If you’re a new rep considering Sagepoint…DON’T…If you’re already with Sagepoint, get out while you can and they get the chance to stick their hands in your pocket. They will do it whenever they can!