If you're talking about mutual funds, then the dividends are mererly a method of accounting for taxable gains.  They are built into the NAV right now, and when they are paid out they will be subtracted from the NAV.  Other than perhaps any taxable impact, your client will not be any better off by waiting for the 'dividends'. They will pay him/her a dividend of 50 cents per share from XYZ Growth Fund, and then the NAV of said fund will drop from $11 to $10.50  Impact on their bottom line from this is exactly ZERO!

Yes and no.  If they are planning to hold the fund they will have accumulated more shares without having to actually purchase them and if/when the price of shares increases they will have a gain.  If they are planning to sell the fund anyway, then I think you are right.

Either way it is true.  Yes they will have accumulated more shares....but a 10% gain on $xxxx is the same whether they own 10 shares or 10000 shares.

I know I'm right on this one....

And happy Thanksgiving!

[quote=blarmston]

"Blarmston's tactic is too strong-armed for these days".

Why Skee, I think I may be insukted by that comment... Oh wait, no.. no I'm not... Based on the information that was provided, if the client said they were committed to transferring accounts after year end, you can simply position my stated strategy as the 'most efficient and time sensitive' way to begin the transfer process.. Strong arming is shoving a ball point at the guy, whispering that you know his home address, giving him a wink, and mentioning that they 'boys' are gonna come knocking tonight to break his legs and arms, if he doesnt sign up today..

[/quote]

Or you could just threaten to pelt him with bagel chips from a nearby balcony..... ;-)

Haha. Joe Da Man, have a good thanksgiving bud.

In the situation Maybeeee presented of a client wanting to wait until the fund’s CG distribution to liquidate and moving their account from Fidelity to RJ, isn’t the client going to take an extra tax hit on the short term CG and dividend portion of the funds distribution?

Since the NAV before the distribution = the NAV after + the Distribution. 

If the client liquidated and moved before the distribution they would only have the Long Term CG at 15% from the sale of the funds.  If they wait until after they distribution they owe on the Long term CG from the sale + the long term from the distribution + the Short term and Dividend portion of the distribution at their personal tax rate.  If their moving a million plus dollars, the extra tax hit has got to be a couple of grand.