Jones average pay: $65k?
293 RepliesJump to last post
I already said I didn’t know when it was gonna go through and that I was shopping insurance for her. How is her already having insurance and trying to find her a better option bad for her? Yes the other 40K is already transferred in and ready to be placed. I just prefer to have another meeting with the client, to make sure she fully understands where her money is going, even though she’s already given me the green light. The other 8K is already on my screen.
Even in my cherry newness, I can see this has become an idiotic thread.
Although, I do hope that someday I can make the kind of money that is claimed to be rolling in on here, but still spend hours typing endlessly, but saying absolutely nothing new or of any importance.Prove It.[/quote] How can I prove it, post yours in photobucket and I'll do the same to mine. Make sure your boyfriend vouches for yours.[quote=hotair1]I’ll make more than you this month WINDY/MJ/RONNIE … FRAUD!
It is whats best for the client. We’re trying to lower the over all premium. You said you get 70% of the 1st years premium, but I think whats been said to me is that the $50K cash value is paid in a lump sum and you get 70%. I’m not sure. I will find out exactly tomorrow. Regardless, $48,000 month. I’ll let everyone know what it is exactly tomorrow.
Ok. It's what is best for the client, but you have no illustration? Did you at least do an insurance needs analysis?
I'm confused. And if you know the premium is lower, how do you not have an illustration?
OWNED!!![quote=Ronnie Dobbs] It is whats best for the client. We’re trying to lower the over all premium. You said you get 70% of the 1st years premium, but I think whats been said to me is that the $50K cash value is paid in a lump sum and you get 70%. I’m not sure. I will find out exactly tomorrow. Regardless, $48,000 month. I’ll let everyone know what it is exactly tomorrow.[/quote]
Ok. It’s what is best for the client, but you have no illustration? Did you at least do an insurance needs analysis?
I’m confused. And if you know the premium is lower, how do you not have an illustration?
The wholesalers told him.[quote=Ronnie Dobbs] It is whats best for the client. We’re trying to lower the over all premium. You said you get 70% of the 1st years premium, but I think whats been said to me is that the $50K cash value is paid in a lump sum and you get 70%. I’m not sure. I will find out exactly tomorrow. Regardless, $48,000 month. I’ll let everyone know what it is exactly tomorrow.[/quote]
Ok. It’s what is best for the client, but you have no illustration? Did you at least do an insurance needs analysis?
I’m confused. And if you know the premium is lower, how do you not have an illustration?
[quote=Moraen] [quote=Ronnie Dobbs] It is whats best for the client. We’re trying to lower the over all premium. You said you get 70% of the 1st years premium, but I think whats been said to me is that the $50K cash value is paid in a lump sum and you get 70%. I’m not sure. I will find out exactly tomorrow. Regardless, $48,000 month. I’ll let everyone know what it is exactly tomorrow.[/quote] Ok. It’s what is best for the client, but you have no illustration? Did you at least do an insurance needs analysis? I’m confused. And if you know the premium is lower, how do you not have an illustration?
The wholesalers told him.[/quote]
Oh, that explains it! Never mind. Those guys know their stuff huh?
I frequently send an email to my wholesalers to get a ballpark of what I could tell a client. Then if the client is interested we go through the rest of the process, which includes the illustration. As long as he told the client that it's just a ballpark and they'll know more specifics after they run an illustration, I don't see a big problem. Obviously not the best way to do it, but certainly not wrong.
Yea, for a term policy! Get the estimated premium amount and wham, bam, thank you ma'am. "As long as he told the client that it's just a ballpark and they'll know more specifics after they run an illustration." Know more specifics after seeing an illustration? According to him the things already a done deal, and the client hasn't even seen anything. For a term policy sure, but a UL/VUL? I'm all for a guy making his dollar, but man...I frequently send an email to my wholesalers to get a ballpark of what I could tell a client. Then if the client is interested we go through the rest of the process, which includes the illustration. As long as he told the client that it’s just a ballpark and they’ll know more specifics after they run an illustration, I don’t see a big problem. Obviously not the best way to do it, but certainly not wrong.
How much does Reg. Rep pay this Windy character to post on here? He’s already at 100 posts in like 2 days and this thread is at 22 PAGES about him and NOTHING to do with the topic. They really should give DJ a cut of the ad revenue. It certainly is good to have you back man, MUCH more entertaining. Now you should start your own forum or at he very least put all your posts in a Windy thread so that the questions posted on this site can be answered instead of being hijacked by either your habitual lies or the claims of others as to how you are a habitual liar.
It's not that difficult. This is what i am talking about, when I said that you guys question details that mean nothing to the conversation. It's simple. Client has insurance. Clients unhappy with the current insurance company she is with. Client wants a lower premium/Higher benefit. I sent out her illustration to a few companies to a get a better deal(waiting on response). If you read my posts in their entirety, I've already said that I didn't know when it was coming through. The client and I don't know what the premiums are yet nor did I give her a ballpark, because we are seeing what these vendors can do. All we discussed is seeing if we could find a better deal, so she can swap into a better product.. Never said it was absolute done deal yet, although 48K is. And i'm only at 84 posts for like 3 months. Not 100 in 2 days. Moraen - Please see above. "Trying to get a lower premium" not HAS.[quote=Ronnie Dobbs] It is whats best for the client. We’re trying to lower the over all premium. You said you get 70% of the 1st years premium, but I think whats been said to me is that the $50K cash value is paid in a lump sum and you get 70%. I’m not sure. I will find out exactly tomorrow. Regardless, $48,000 month. I’ll let everyone know what it is exactly tomorrow.[/quote]
Ok. It’s what is best for the client, but you have no illustration? Did you at least do an insurance needs analysis?
I’m confused. And if you know the premium is lower, how do you not have an illustration?
Seriously? You sent out her ILLUSTRATION? And if you don’t know what the premiums are, how can you know they’ll be lower?
Spiff - How are you going to back him up on this one?
Moraen. Dude…read my posts. I don’t know they will be lower. We are seeing if we can get a lower premium. Spiff doesn’t have to back up anything. I know what HER CURRENT premium is, but we are SHOPPING for a lower premium. Read, Comprehend. Stop assuming EVERYTHING. This conversation is not about why she needs insurance, it was about the commissions. Stay focused. I know it’s hard for most of you guys, because you have crappy lives and you like to vent here, but seriously. Most of the stuff you bitch, gripe, criticize, and moan about has nothing to do with the ACTUAL conversation. Here is an example of every thread you guys post on (Especially one’s that I post on):
Me: "I ate a hamburger today, with pickles" You: "You are such a liar. Pickles don't come on hamburgers! How do you even know you were eating a pickle? You should not be advising people with their money because you think pickles come on hamburgers! How do you know you really needed a hamburger? Are you sure it wasn't a veggie burger? I think you are lying a pickle is nothing like a hamburger! I don't think you know how to order at a drive in! You shouldn't be driving or putting gas in a car. You don't know if you're wheels are on right or not! I don't think you have a truck. You are a liar. Liar Liar! This site is similar to a bridge without railing. You guys run around idiotically screaming you are afraid of heights, ultimately jumping off the edge, when you could have just turned to your right and walked to the end.[quote=Ronnie Dobbs]
And i'm only at 84 posts for like 3 months. Not 100 in 2 days. [/quote]56 in 5 days (and still counting)... I guess I was a little off but not as off as $4,500 gross instead of $45,000... just sayin...
Yes you did: [quote=Ronnie Dobbs]You Lose! <----$14,500 Gross for AugustIt’s not that difficult. This is what i am talking about, when I said that you guys question details that mean nothing to the conversation. It’s simple. Client has insurance. Clients unhappy with the current insurance company she is with. Client wants a lower premium/Higher benefit. I sent out her illustration to a few companies to a get a better deal(waiting on response). If you read my posts in their entirety, I’ve already said that I didn’t know when it was coming through. The client and I don’t know what the premiums are yet nor did I give her a ballpark, because we are seeing what these vendors can do. All we discussed is seeing if we could find a better deal, so she can swap into a better product… Never said it was absolute done deal yet, although 48K is.
Qualified for the 1st Div Trip, with a month left. You tried soooo hard!! Better luck next time! lol Check out what I got to start off my Sept -$8,000 Gross -$1.7 M Cash transfer that will gross $40,000 -$50,000 cash value policy (I think we get 70%) Whats that, like $83,000 gross rollin in? I'll have Seg 3 numbers, first month out from Seg 2. Are you there yet? Do we have any of those runner-up ribbons? Sorry, couldn't help myself.[/quote] Not only is the cash value policy not rolling in in September, but she hasn't been approved yet. Not only has she not been approved, but she hasn't gone through underwriting. Not only has she not gone through underwriting, but no paperwork has been signed. Not only has no paperwork been signed, but she hasn't even said "yes" to the strategy. Not only has she not said yes, but she hasn't even looked at the illustration yet. Not only has she not looked at the illustration, but an illustration hasn't even been created yet. Not only has an illustration not been created, but the insurance carriers aren't even sure if their rates can beat her current rates. Whew, I think I'm done. I hope it eventually goes through Windy, and that the strategy actually does help her out, but you gotta admit this is kinda fun...maybe more for us and not you, but still.
Nah. Cause you guys pick and choose what you want to attack. Not what actually was said. I’ve said from the beginning that I’m not sure when the policy is going to go through. 48K is. Either way, no trip on my spine. I’m still grossing almost 50K. But that the name of the game here on the site. Ignore the good stuff, and try and make sh*t up to argue about.
You said to read your posts. He did. Did he misquote you in any way? Doesn’t look like it. You said, “Check out what I got to start of September”.
You did say those things. Sorry champ. I think it’s great you have gotten a 2 million dollar account. I just have the concern I always had with newbie brokers - YOU KNOW ENOUGH TO BE DANGEROUS. You say that “It’s in the clients’ best interest”, but you don’t even know what “IT” is!
You said that you “sent out her illustration”. How do you have an illustration? I used to work at Jones and I don’t remember an illustration generating program. Is that new?
Man, you are so dilusional! He posted a "quote" from one of your posts saying that it was "rolling in" and it wasn't. Of the thousands of posts you have made on this board, not once have I ever seen you type "oops...sorry I was wrong". If you don't want people to pick on/attack your posts...STOP LYING! On another note...some good advice for you. Don't count the commissions until they hit your screen, or you will certainly be very disappointed. I personally didn't miss you at all. This was a much better site without you here to tell us how great you are and how you are never wrong. I think you should just Dash out of here before it gets ugly again, as it most certainly will!Nah. Cause you guys pick and choose what you want to attack. Not what actually was said. I’ve said from the beginning that I’m not sure when the policy is going to go through. 48K is. Either way, no trip on my spine. I’m still grossing almost 50K. But that the name of the game here on the site. Ignore the good stuff, and try and make sh*t up to argue about.