Scrim-

I actually was referring to the derogatory comment that Remote wrote concerning you not being able to 'close the deal' on the first meeting. He seems to spout off a lot about things he has no REMOTE knowledge of...

I gave you the benefit of doubt and thought only YOU know how the person would perceive your 'bumping into them'- and by the appointment it seems you made the right choice.

Since REMOTE seems to have spent his weekend on his @ss in front of his computer, challenging ideas that working people had, he probably is just envious he never got a new client that way.

My apologies Scrim, that you were offended.

thanks for the feedback indy.

My firm is full service and we do offer most products.    Mutual funds, annuities, wrap accts, stocks, bonds, UIT's.

We are prohibited from soliciting are EIA's and commodities.    I'm sure i'm missing a few others.

As my practice matures I do plan on offering LTC as I see this as a very untapped market and a great niche for my clientele.    My firm will allow us to solicit term life insurance in the near future.

This is a relationship business and two years into my practice I am still in the mode of gathering assets and forging relationship wherever I can, and that includes the supermarket  :)

Just like any business, there is more than one way to run it.    My long term goal is to run the business as I see fit and not have it run me.

my .02  YMMV

scrim

Muny,

Apology not necessary but accepted.

I wasn't offended at all.   It takes alot to do that as my disposition is rather benign (that's probably the wrong word but I don't have a thesaurus at my disposal).

When I'm sitting with a prospective client I usually tell them that if they decide not to do business with me I won't be offended.  However, I encourage them to take some action with another advisor since the status quo is probably not in their best interest long term.

Reverse psychology?   Not sure, ask Freud

scrim

Hate working Saturdays, COME IN ON SUNDAY INSTEAD

I think you are right on track. Pushing people into making quick financial decisions can backfire on you.  AND it's great that you encourage them do so something.

I predict you will do quite well.

Scrim,

I wasn't busting your balls about the loudspeaker.  I worked for a bank that had bankmarts when I first started I cringed at going to one and the other was ah not as bad. I will not judge you as I admire anyone who will do whatever it takes to be successful.

I myself am glad to never have to go back to the bankmart, although my normal office at that bank was not much better.  I am now with a top shelf institution and it feels more like me.