Snippet:

WASHINGTON - Federal and state regulators intend, as part of sweep exams, to crack down on brokerage and investment advisory firms in Florida that use "free lunch" seminars to sell products to older Americans.

http://www.investmentnews.com/article.cms?articleId=54696

Now, I've got to figure out something else for Guido, Vito, and Tony to do. They were in charge of opening accounts for those who attended the lunch seminar. Nearly 100% of those attending, opened accounts. Those who didn't, suffered from a sudden onset of physical problems and had to be rushed to the hospital. Hmmmm. Maybe we'll start going door-to-door.