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Unethical behavior and/or sales practices

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Aug 18, 2008 6:03 pm

anonymous

Joined: 2005-09-29Offline

[quote=Primo]

If you felt that you could make more money only selling annuites while still only doing what is best for your clients, would you do it?  I would.    I probably could make more money only selling annuities.  It's the "while still only doing what is best" part that hangs me up.[/quote]

Ask your clients "How much of your assets are you comfortable leaving unprotected?" and see what they say.
Aug 19, 2008 6:04 pm

Incredible Hulk

Joined: 2006-03-24Offline

How much of your assets are you comfortable leaving in an annuity for 8-10 years so as to avoid surrender and get those great income guarantees?

Aug 19, 2008 6:35 pm

Borker Boy

Joined: 2006-12-10Offline

If it’s paying an 11.5% commission, I’d have to recommend 100%!

Aug 19, 2008 6:37 pm

anonymous

Joined: 2005-09-29Offline

[quote=Incredible Hulk]How much of your assets are you comfortable leaving in an annuity for 8-10 years so as to avoid surrender and get those great income guarantees?[/quote]


NOOOOOO!!! Don’t give them something to object to! Let them figure it out, themselves.