Maybe.  Maybe not.  Depends whether or not they're too busy to notice.  Or if they are squirrelly by nature.  It also depends on how the fund was sold or presented to them.  If the broker or advisor presented the fund with a "hypo", thereby implicitly promising a 9-10% positive return, then they'll probably bail. 

Let me ask you, if you're home goes down 20% in value next year when the real estate market cools its heels, are you going to move? 

[quote=Soothsayer]

Maybe.  Maybe not.  Depends whether or not they're too busy to notice.  Or if they are squirrelly by nature.  It also depends on how the fund was sold or presented to them.  If the broker or advisor presented the fund with a "hypo", thereby implicitly promising a 9-10% positive return, then they'll probably bail. 

Let me ask you, if you're home goes down 20% in value next year when the real estate market cools its heels, are you going to move? 

[/quote]

No, but I can live in my home.  I might be depending on my investments to pay the utilities though and it will make me nervous as a cat, and resentful as a mistress at Christmas if some advisor is sticking his hand in my pocket once a year because many years earlier he sold me some mutual funds.

Here are a few I use:

Alliance Bernstein Wealth Stategy Models (institutional track record much, much longer than the 3 year history they show.  These are the only funds that the Bernstein Private Wealth Group offer to their clients)

https://www.alliancebernstein.com/investments/us/MutualFundD etail.aspx?cid=18627

Goldman Sachs great Morningstar ratings / 8 year track record:

http://www2.goldmansachs.com/client_services/asset_managemen t/mutual_funds/u_s_funds/funds_information/asset_allocation_ portfolios/index.html

MFS Asset Allocation funds (4 year track record)

http://www.mfs.com/wps/portal/!ut/p/.cmd/cs/.ce/7_0_A/.s/7_0 _2SB/_s.7_0_A/7_0_2SB?clearPortletSession=true

Eaton Vance Tax-Managed Asset Allocation Fund (4 year track record)

http://www.eatonvance.com/mutual_funds/fund_info.asp?fund=EA EAX

John Hancock Lifestyle Funds (long track record inside of annuities shown in mutual fund prospectus - Mult-Manager product like Idex but better; i.e. more active management of managers)

http://www.jhfunds.com/Fund/PriceTable.aspx

Huge, huge fan of Evergreen Asset Allocation and think it is one of the best funds on the street.  Like a previous post stated it now has a 10 year track record (GMO has a track record going back to 1988)

Evergreen:

http://evergreen.saleslink.com/index.cfm?edge=main.processLo gin&keywords=563554

GMO:

http://www.gmo.com/America/Strategies/default.htm?tabid=10&a mp;pageid=1&strategyid=weaf-iii