As Mark Twain once said, “I am more concerned with the return of my money than I am with the return on my money.”1 This sentiment is also a concern for many clients today as a result of: a $25 trillion deficit;2 30 million people unemployed;3 $8 trillion being injected into the economy for COVID-19 rescue purposes;4 an uncertain U.S. and global economy; and much more. Consequently, clients aren’t only concerned with the risk associated with
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