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Charles L. Ratner

Charles L. Ratner

Charles L. Ratner is a commentator on life insurance and estate planning based in Cleveland, Ohio.

Latest from Charles L. Ratner

life insurance document
Insurance
Life Insurance: A Path Forward in the Advanced Markets in 2025Life Insurance: A Path Forward in the Advanced Markets in 2025
byCharles L. Ratner
Feb 5, 2025
5 Min Read
insurance conversation
Estate Planning
What Advisors Should Ask Before Recommending PPLI to ClientsWhat Advisors Should Ask Before Recommending PPLI to Clients
byCharles L. Ratner
Jan 23, 2025
5 Min Read

All from Charles L. Ratner

checklist
Insurance
A Life Insurance Agent’s To-Do List for 2025
A Life Insurance Agent’s To-Do List for 2025
Jan 8, 2025
|
8 Min Read
byCharles L. Ratner
client conversations
Insurance
Introducing Life Settlements into No-Sunset Life Insurance Planning
Introducing Life Settlements into No-Sunset Life Insurance Planning
Dec 4, 2024
|
4 Min Read
byCharles L. Ratner
life-insurance-old-file.jpg
Insurance
An Investment Advisor Takes Another Look at Life Insurance
An Investment Advisor Takes Another Look at Life Insurance
Nov 20, 2024
|
5 Min Read
byCharles L. Ratner
dollar-percent-sign-arrow.jpg
Insurance
An Advisor’s Choice: Generate Life Insurance Premiums or Assets Under Management?
An Advisor’s Choice: Generate Life Insurance Premiums or Assets Under Management?
Nov 6, 2024
|
6 Min Read
byCharles L. Ratner
dollar bills eye
Estate Planning
Charitable Remainder Trusts: A Retrospective with an Eye to the Future
Charitable Remainder Trusts: A Retrospective with an Eye to the Future
Oct 23, 2024
|
7 Min Read
byCharles L. Ratner
baby-boomer-couple-lake.jpg
High Net Worth
When Boomers Might Need a Designated Planner
When Boomers Might Need a Designated Planner
Oct 2, 2024
|
8 Min Read
byCharles L. Ratner
arrows missing dart board
Insurance
Is Your Marketing Message Missing the Mark?
Is Your Marketing Message Missing the Mark?
Sep 18, 2024
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4 Min Read
byCharles L. Ratner
retirees sunset
Insurance
Helping Clients Plan Their Life Insurance Strategy for Possible Sunset
Helping Clients Plan Their Life Insurance Strategy for Possible Sunset
Sep 11, 2024
|
8 Min Read
byCharles L. Ratner, Morgan Scott
client meeting investments
Insurance
To Guarantee or Not Guarantee: That’s the Question
To Guarantee or Not Guarantee: That’s the Question
Jul 24, 2024
|
7 Min Read
byCharles L. Ratner
life insurance file
Insurance
Navigating the Route to Life Insurance Product Suitability
Navigating the Route to Life Insurance Product Suitability
Jun 5, 2024
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7 Min Read
byCharles L. Ratner
retirees sunset
Insurance
Life Insurance Planning When the Sunset’s in Doubt
Life Insurance Planning When the Sunset’s in Doubt
May 8, 2024
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8 Min Read
byCharles L. Ratner, Morgan Scott
business plan meeting
Insurance
Programs to Help Life Insurance Agents Sell More in 2024
Programs to Help Life Insurance Agents Sell More in 2024
Mar 21, 2024
|
9 Min Read
byCharles L. Ratner
baby-boomer-couple-lake.jpg
Estate Planning
Alleviating the Anxiety of the Merely Well-to-Do Boomer
Alleviating the Anxiety of the Merely Well-to-Do Boomer
Mar 18, 2024
|
9 Min Read
byCharles L. Ratner
RatnerGettyImages-158461456.jpg
Estate Planning
A View of the ILIT at Sunset
A View of the ILIT at Sunset
Mar 15, 2024
|
18 Min Read
byCharles L. Ratner, Morgan Scott
life insurance file
Insurance
How Life Insurance Agents Can Assess Their Readiness to Market in 2024
How Life Insurance Agents Can Assess Their Readiness to Market in 2024
Feb 9, 2024
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9 Min Read
byCharles L. Ratner
dollar sign umbrella
Insurance
How Life insurance Agents Can Protect Themselves While Protecting Others
How Life insurance Agents Can Protect Themselves While Protecting Others
Jan 31, 2024
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9 Min Read
byCharles L. Ratner
WMIQ - FMG - Research Report - financial advisor marketing practices 2022_DRAFT 3.jpg
Insurance
Advisors Present a Request for Proposal for a Life Settlement
Advisors Present a Request for Proposal for a Life Settlement
Jan 24, 2024
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9 Min Read
byCharles L. Ratner
life insurance policy
Insurance
Life Insurance as an Investment for Retirement
Life Insurance as an Investment for Retirement
Jan 10, 2024
|
9 Min Read
byCharles L. Ratner
Insurance
Insurance
A Life Insurance Agent’s To-Do List for 2024
A Life Insurance Agent’s To-Do List for 2024
Jan 3, 2024
|
18 Min Read
byCharles L. Ratner
organized-tabs-binders.jpg
Insurance
An Agent Presents Executive Life Insurance Plans
An Agent Presents Executive Life Insurance Plans
Dec 5, 2023
|
9 Min Read
byCharles L. Ratner
life insurance file
Insurance
Will Your Life Insurance Business Sunset if the Tax Laws Don’t?
Will Your Life Insurance Business Sunset if the Tax Laws Don’t?
Nov 8, 2023
|
8 Min Read
byCharles L. Ratner
baby-boomer-couple-lake.jpg
Estate Planning
Boomers Refocus Their Planning for the Home Stretch
Boomers Refocus Their Planning for the Home Stretch
Oct 25, 2023
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9 Min Read
byCharles L. Ratner
conference-room-meeting.jpg
Insurance
Presenting Buy-Sell Agreements to the Businesses that Will Use Them
Presenting Buy-Sell Agreements to the Businesses that Will Use Them
Oct 11, 2023
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9 Min Read
byMorgan Scott, Charles L. Ratner
elderly couple
Insurance
An Agent Takes a Novel Approach to Exploring a Life Settlement
An Agent Takes a Novel Approach to Exploring a Life Settlement
Oct 4, 2023
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8 Min Read
byCharles L. Ratner
conference-room-meeting-blue.jpg
Insurance
Life Settlements — Planning Considerations Beyond the Offer
Life Settlements — Planning Considerations Beyond the Offer
Sep 6, 2023
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8 Min Read
byCharles L. Ratner
question-marks-thought-bubbles.jpg
Insurance
Questions Advisors Should Ask About Life Settlement Proposals
Questions Advisors Should Ask About Life Settlement Proposals
Aug 2, 2023
|
7 Min Read
byCharles L. Ratner
money-gavel
Estate Planning
Buy-Sell Planning after Connelly
Buy-Sell Planning after Connelly
Jul 25, 2023
|
10 Min Read
byCharles L. Ratner, Morgan Scott
conference-room-meeting-reflection.jpg
Insurance
A Program on Life Settlements for Agents in the Advanced Markets
A Program on Life Settlements for Agents in the Advanced Markets
Jul 6, 2023
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9 Min Read
byCharles L. Ratner
fountain-pen-money-dollars.jpg
Insurance
A Presentation for Life Insurance Agents in Advanced Markets
A Presentation for Life Insurance Agents in Advanced Markets
Jun 21, 2023
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7 Min Read
byCharles L. Ratner
paperwork abstract disruption
Insurance
An Advisor Prepares to Review a Premium Financing Program
An Advisor Prepares to Review a Premium Financing Program
Jun 7, 2023
|
8 Min Read
byCharles L. Ratner
reviewing-paperwork-illustration.jpg
Insurance
A Trustee Refreshes Its Process for ILIT Reviews
A Trustee Refreshes Its Process for ILIT Reviews
May 24, 2023
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9 Min Read
byCharles L. Ratner
social-conversation-illustration.jpg
Insurance
If Your Referral Network Isn’t Working, Check Your Connections
If Your Referral Network Isn’t Working, Check Your Connections
May 10, 2023
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8 Min Read
byCharles L. Ratner
businesswoman-signing-documents.jpg
Insurance
Incorporating Policy Exchanges in ILIT Reviews
Incorporating Policy Exchanges in ILIT Reviews
Apr 26, 2023
|
6 Min Read
byCharles L. Ratner

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