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For years now, the CFP, issued by the Certified Financial Planner Board of Standards, has been the gold standard of brokerage industry designations. Created in 1972 as a way to identify experienced, ethical advisors with extensive",{"_772":32,"_773":800},[],{"_183":184,"_163":802,"_185":803,"_169":805,"_171":805,"_174":806,"_763":807,"_176":177,"_178":808,"_180":177,"_172":809,"_767":177,"_195":768,"_181":786,"_182":133,"_193":194,"_770":810,"_775":776},{"_165":177,"_167":177},[804],{"_54":731,"_189":730,"_191":177,"_760":177},"Business Profile: Paperless Pair","/wealth-management-industry-trends/business-profile-paperless-pair",{},"Oct 1, 2001","Stephen and Fern Schwartz (married) are Merrill Lynch reps in Pittsburgh. Stephen, a former dentist, joined his wife's practice three years ago, and has helped their team create a paperless storage and work-flow system. Both have spoken at conferences on practical uses of technology. RR: What does it mean to have a computerized office? 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