Retirement Planning

Implementation of new law will impact two strategies that increased lifetime income  

Only the most affluent households can afford to pay out of pocket, and private long-term care insurance covers only about 7.4 million people

Just a few short years ago it looked like qualified longevity annuity contracts (QLACs) were ready to catch on with defined contribution (DC) plan sponsors. Notices and regulations from the Department of the Treasury and the Department of Labor...

A recent private letter ruling underscores the importance of being aware of the status of your client’s employer-sponsored qualified retirement account 

The United States Supreme Court has determined that inherited IRAs are not protected from bankruptcy creditors. Although this development presents a serious risk for clients, it also presents a planning opportunity for financial advisors...

Betterment CEO Jon Stein. Betterment for Business, the automated investing service’s foray into the 401(k) market, officially went live Wednesday with a group of 50 plan sponsors and participants. Boxed, a wholesale shopping app that signe...

What savvy financial professionals can do to protect their clients’ retirement savings

Taking the leap into smart beta. OppenheimerFunds announced that it's diving into the world of smart beta with its new Factor Weighted ETFs. Securities are weighted on the basis of top line revenue, which OppenheimerFunds said more closely...

For a plan’s QDIA, traditional target-risk funds are being rapidly eclipsed by target-date funds. Consultants need to help sponsors navigate the change.