With all of the high-profile movement going on in the financial advisor landscape, one area of practice that seems to capture less of the limelight is the institutional advisory space. While institutional advisors—those whose clients are...
For a long time, reverse mortgages were viewed by most clients and advisors as an expensive, complex and risky tool that put homeowners in danger of “losing the house.” They were often peddled on TV during cut-rate advertising...
Much of the conversation about the later years in life focuses on the “retirement crisis”; in fact, nearly 70 percent of working-age adults do not participate in an employer-sponsored plan, according to a 2015 study by the Schwartz Center for Eco...
If the market for so-called “smart beta” exchange traded funds (ETFs) is, by now, close to saturated, what is the next wave coming out of asset management shops? By the flood of recent launches, it looks like thematic ETFs...
When a financial advisor is contemplating a move to a new firm, they may question whether they should, or should not, disclose negative events from their past on Form U4. If there is ever any question about whether a disclosure to a prospective...
On reaching retirement, several of your clients might have a defined benefit pension plan from which to draw. Often, a client can choose between transferring a lump sum amount to an IRA or taking periodic payments over a certain period of time...
