All eyes are on the stock market's gyrations and its impact on retirement plans. Bear markets are a vexing problem for retirees, of course, but that's not the real issue. The coming retirement crisis is worse than a simple bear market cycle. Just as pension promises are being broken in the private sector because companies can't afford to be on the hook for such huge, long-term (and open-ended) obligations, so too will the federal government have to renege on its promises to seniors (or confiscate untold wealth in the form of punitive tax rates, which the future generation of workers may reject). At this rate, the federal government's Social Security Trust Fund will begin running deficits of its own in 2017. In this special report, we give you the cold hard facts of the coming bust (and what can be done to prevent it). Here's what you can do to prepare your clients.
