Advisors promote trusts as an indispensable component of the estate plan. We tout the importance of trusts for credit shelter and generation-skipping transfer (GST) tax planning. We proclaim that trusts protect assets from creditors, including insatiable divorce creditors. Meanwhile, many of our clients are worried that inheritances will get tied up in trust, complicating beneficiaries' lives. In the past, there was a solution: the beneficiary-controlled trust that gave beneficiaries a fair
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