Roth IRA Conversions, Nontraditionally

A Roth IRA is the same thing as a traditional IRA, but with special features,1 including: Contributions to a Roth IRA aren't tax deductible, while contributions to a traditional IRA might be. Contributions to a Roth IRA may be made even after age 70, as long as income doesn't exceed certain levels. Distributions are tax free, if any Roth IRA has existed for at least five years and the taxpayer is