People

Shachar Kariv is Co-founder of Capital Preferences; Benjamin N. Ward Professor of Economics and the Economics Department Chair at University of California, Berkeley

Kristen Kimmell is Executive Vice President, Business Development, Advisor Group

Melanie Senter Lubin is Maryland Securities Commissioner, President of the North American Securities Administrators Association

Matt Reiner is CEO and Co-founder of Benjamin; Partner at Wela Strategies LLC and Capital Investment Advisors

Gabe Rissman is Co-founder and President, YourStake

Niharika Shah is CEO, Clout; Partner, Tifin

Each of the people on this year's Ten to Watch list, in unique ways, has the potential to change the way advisors work.

According to charges filed by the Justice Department and the SEC, New Jersey–based b/d and investment advisor Kenneth Welsh used clients’ funds to buy gold coins and precious metals.