Well, I got fired for failing the 7 the first time with MSSB so I need to take it asap, the earliest I can take it is end of the month and I’m ready.  So, under the circumstances I don’t know if I have a choice and I’d rather be aggressively trying to get my career back on track.  Besides I think I will have more flexibility as a fully registered rep with 7 and 66 within the next month and a half, because the business end of the it, the business plan end was never a question with anyone.  I just studied incorrectly for the 7, didn’t take nearly enough practice exams, ran out of time, and pursued dollars early on.  I learned how to study for these tests.  I’ve learned a lot about the business and I’m moving forward.  I’m just trying to find the easiest, quickest, cheapest way to get sponsored.

Anyone use them to get sponsored for the series 7 and/or 66?  Also, how quick do you think that turn around is on taking the 7?  If I signed up, turned in the U-4 etc, could I take the series 7 at the end of the month, or very beginning of next month?  Would that be processed that quickly?  Any help would be appreciated…thank you.

No, how long does the U4 take to clear, so the exam window will open up and I can take it.  I’m prepared already. 

NewRep, make sure that you are convinced that what you are doing is a good idea.   In other words, you need to consider whether the simple fact of being associated with Primerica will be considered a positive.  How will it look if it appears that you are just using Primerica for sponsorship?  I’m just asking questions.  I don’t have an answer and don’t have a strong opinion.

You can get sponsored at just about any prop shop.

I already have my life and variable insurance license and I got it a couple years ago with primerica…Someone would ask me about it and I just told them the truth, I never did business with them I just got my license.  It wasn’t an issue with any employers before.  I hope I’m not wrong but I don’t see why anyone in the future would care under the circumstances.  I don’t know.

The reason why it might be an issue is that if you are willing to use a company like Primerica just to get what you want, the next company may think that you are using them as well.

Selling term insurance is just not for me…?

No.  The truth that you would have to tell this time is, “I was only using them to get my Series 7.”   What an interviewing firm might hear is, “Nobody would take a chance on this guy other than Primerica.  Maybe we’re missing something.”  Or they might hear, “Since he was willing to use a firm just to get a license maybe he is just using us to jump somewhere else.”

I could be completely full of crap, but from all the people that I have spoken with who have worked at Primerica, they work LOOOONG hours, get paid nothing, have to pay rent to another person to use their closet as an office, and cannot even take the 7 until they reach a certain point in their insurance business with Primerica. Just what I’ve been told.

Just a thought but isn’t Primerica a part of Citi? So they would already have you in their system from MSSB (if you were legacy SB location which I thought you at one time said you were). So why would they hire you if you already failed the test? Also if you “used” Primerica to get something before why would they not believe you would again.

Just go to Jones and try to make it there if you really want to do this. But I would say that you should think long and hard about it first. If you didn’t put in the commitment it took to pass the exam in the first place, what makes you think you will be able to when it comes to producing?   

It would appear that MSSB isn’t as stringent as some would think…

Primerica has been independent of Citi since 2010

Spartacus wrote:
Just a thought but isn’t Primerica a part of Citi? So they would already have you in their system from MSSB (if you were legacy SB location which I thought you at one time said you were). So why would they hire you if you already failed the test? Also if you “used” Primerica to get something before why would they not believe you would again.

Just go to Jones and try to make it there if you really want to do this. But I would say that you should think long and hard about it first. If you didn’t put in the commitment it took to pass the exam in the first place, what makes you think you will be able to when it comes to producing?

That seems rather inaccurate and anecdotal. The vast majority of Primerica agents either do well because they hustle or get out because they don’t want to.

I’ve been in the business for 14 months and we’re about to cross over RVP with PFS, and my wife is fully securities licensed. I will be shortly.

If the RVP is charging a lower agent rent, that’s a violation of their work agreement with PFS.

Ronnie Dobbs wrote:
I could be completely full of crap, but from all the people that I have spoken with who have worked at Primerica, they work LOOOONG hours, get paid nothing, have to pay rent to another person to use their closet as an office, and cannot even take the 7 until they reach a certain point in their insurance business with Primerica. Just what I’ve been told.

I have destroyed cash value insurance left and right with a proper term policy and strong investment strategy.

NewRep17 wrote:
Selling term insurance is just not for me…?