HI   My father did a settlement and I sold that property for 45 lakhs . I would like to know which is the best option to utilise the amount 1. Have home loan around 10 lakhs , settle the loan and remaining amount put in long term capital gaintax and then pay tax for this 10 lakhs 2. Pay tax and invest in plot and let me pay EMI every month for home loan 3. or any other best option to invest the amount   please advise me