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Retirement Plans Torpedoed Despite Rally

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Aug 25, 2009 3:39 pm

Interesting read - I printed this off and gave it to a guy that does not want to move his old 401k into an IRA.

http://www.thestreet.com/story/10589379/1/retirement-plans-torpedoed-despite-rally.html?puc=_tscrss

Aug 25, 2009 3:50 pm

Yeah but how do you get him to contribute to his new one after that? Are 401K plans bad, not all of them…do people get overly agressive, yes…Is there a better way, it’s debatable… The only other option would be to pay taxes on the money and contribute to a brokerage account… problem there is no match(not that everyone gets one), plus how many people would actually contribute if they had to do it on there own.

Aug 25, 2009 4:17 pm

I’ve always thought an annual reset EIA would be perfect for a 401k plan

Aug 25, 2009 4:42 pm
voltmoie:

Interesting read - I printed this off and gave it to a guy that does not want to move his old 401k into an IRA.

http://www.thestreet.com/story/10589379/1/retirement-plans-torpedoed-despite-rally.html?puc=_tscrss

  I have a TV in my office hooked up to one of my computer monitors.  From time to time, I will play this video for clients:  http://www.cbsnews.com/stories/2009/04/17/60minutes/main4951968.shtml   It really gets good about halfway through. 
Aug 25, 2009 11:58 pm

Good video! How do your clients like the TV?

Aug 26, 2009 1:00 am

Good stuff.  More fine examples of why you’ll never have to apologize for selling an annuity.

Aug 26, 2009 4:39 am
voltmoie:

Good video! How do your clients like the TV?

  Actually, hooking the TV up to the computer was a brilliant idea.  There are several different videos I show them depending on their situation.  It does a couple of things.  Helps them understand things in easy terms they can relate to and shuts me up for a little bit.   I show a video of Ben Stein, which most people know of, and his reasoning for and endorsement of certain retirement planning products.  For some clients/prospects, it's a valid outside opinion that has no interest in their situation.  Works well.