It's unbelievable to me that our industry cannot adopt the true fiduciary standard.  Many of us who hold the CFP designation have to do this regardless of our firm affiliation or structure.  Those who work in our industry that cannot accept putting their clients' interests before their own don't belong in our profession - pure and simple.  

So are you saying if someone wants to buy SIRI you feel the need to do a plan before selling it to them so you can verify the investment is appropriate? Why can't investors be responsible for their choice in broker relationships? If I go to a pain clinic I know what I will get, if I go to a chiropractor then I know, if I go to a general practitioner well you get the picture.

All though I do not agree with everyone being required to uphold the fiduciary standard, I do feel the need for CLEAR differences between the various business models even though fraud will be present in any business model that is profitable. Fiduciary standard will not fix the industry but it may get investors to start doing a little more due dilly when choosing who they work with.