Just looking for some clarification on a few “back office” type of insurance questions, and some insight on how some of you vets may have handled this in the past…

  My firm allows me to put insurance through the grid, or do it direct (obviously I have to purchase extra E&O, my own contact mgmt, record keeping, etc. if I do this).  Currently, I put insurance through the grid (less hassle, plus bolsters my production, which in turn gets me a higher overall payout, etc.).   It's my understanding, that if I write a life insurance policy and run it through the grid at my b/d, if I ever change firms, my renewals will cease?  I can add myself as the servicing agent (if client signs off), but my trails will cease to be paid?  Is this true?   How does this change for long term care and fixed annuities, if at all?