Strategizing Around Interest RatesStrategizing Around Interest Rates

U.S. charitable giving reached record levels during the pandemic, with Americans donating $484.85 billion in 2021.¹ Unfortunately, all signs point to a dramatically different landscape in 2022, as challenging economic and market conditions threaten donors’ wherewithal to give. Personal and business balance sheets have suffered from steep market losses—the worst start to the year for stocks since 1970. What’s more, inflation has hit its highest level in 40 years, fueling the Federal Reserve’s ongoing campaign to raise interest rates.

Faced with tighter budgets and decreased purchasing power, donors may be wondering how to maximize a charitable gift’s impact. With this in mind, let’s look at several giving strategies best suited to withstan...