In a letter to Jean-Baptiste Le Roy in 1789, Benjamin Franklin coined the phrase, “nothing can be said to be certain, except death and taxes.” However this article discusses that, while death is certain, probate doesn’t have to be. Will substitutes (and popular probate avoidance techniques), such as beneficiary designations on life insurance and retirement accounts, as well as joint accounts, have become increasingly popular in the last century. Such designations pertain to the transfer of
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