It’s an all too common occurrence: During the administration of a decedent’s estate, it becomes apparent that the decedent completed a beneficiary designation on a sizable retirement plan in a mistaken or totally misguided fashion. In many of these instances, the decedent named a trust as the beneficiary of the plan. In other instances, the decedent named no beneficiary at all. While the realization of a botched beneficiary designation is most certainly unwelcome, all hope isn’t lost.
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