Five critical actions to take.

While there has been some early interest in pooled employer plans, it will likely take years before they are well-known and widely adopted.

Increased life insurance planning opportunities for states that have adopted the augmented estate concept.

While CARES Act relief ends Sept. 30, there are other ways to minimize or even eliminate the college debt burden.

For many young workers earning the median wage, it may be better to just pay down debt or buy a home if they have the resources.

Morgan Stanley's Global Sports & Entertainment group was designated as an Institutional Financial Advisor participant for the NFLPA.