Lynne Marie Kohm, professor of family law, Regent University School of Law in Virginia Beach, Va., Katrina Sumner, judicial law clerk in York, Penn. and Peyton Farley, third-year law student at Regent University School of Law in Virginia Beach, Va.

Beckett G. Cantley, senior partner, and Geoffrey C. Dietrich, managing partner, both at Cantley Dietrich, PC, in Las Vegas and Dallas, respectively

Pre-conception intent and consent are determining factors.

Help clients protect their loved ones and their assets.

What’s changed in the past 10 years?

Sometimes the obvious needs to be stated: A policy with a 0% crediting floor can still lose money.

A 10 x 10 learning roadmap.