People in dire need of funds shouldn’t have to pay a 10% fee to tap their own savings.

What to focus on when working with Gen X prospects and clients.

Treating the highly unlikely as impossible is a mistake.

New Jersey, California and Illinois are also among the places losing residents as lower costs draw people to the Sun Belt.

Often all it takes is the right "nudge" to get them started.

Family members often turn into unpaid caregivers seemingly overnight.