A charitable gift is considered made on the “date of delivery.”  Knowing that date is important.  It determines: (1) the tax year in which the gift is deductible; (2) the value of the gift for assets that fluctuate in value ...

Properly structure estate plans to avoid unintended consequences

How can the financial services industry expect investors to understand and care if their advisor is acting as a fiduciary when many participants don’t even grasp all the implications...

Focus. | Copyright Mark Wilson, Getty Images What would advisors do with an extra dollar? Most would put it towards growth opportunities, according to the 2015 Scottrade Advisor Services Study. This was the top answer among advisors of all...

Where do your clients live?

It's not for everyone. | Copyright Sean Gallup, Getty Images Yes, there is a shortfall in retirement savings, but a recent Blackrock investor poll suggests many aren't aware of it. More than seven in ten investors expect to be able to trav...