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You’d like to insure at least part of your client’s income for life. But do you choose a variable annuity with a guaranteed lifetime withdrawal benefit? Or an immediate annuity...

Taxpayer relied on financial advisor’s advice

Series I savings bonds can be useful for investors seeking security, liquidity and an inflation hedge; they also may help you build trust with clients.

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  Advisors are known to be an optimistic breed when it comes to business prospects and markets, but sometimes they get carried away. Cerulli Associates estimates that nearly 60 percent of advisors who are within five years of retiring expe...

Those who stop working before reaching their “Golden Years” require a specific sort of assistance.

New federal rules are forcing advisors to spell out what they’re charging for running 401(k) plans and what their clients are getting for the money. It could lead to some difficult conversations.

  Conventional wisdom holds that households with financial plans tend to fiscally outperform those without. I’ve been skeptical of that view, believing a kind of selection bias is at work: Households with financial plans are often wealthie...

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