For advisors, it pays to insure a client’s valuable collectibles, like antiques, rare toys, ceramics or wine; but it’s crucial to find reputable appraisers and carriers.

Annuities can get a bad rap, but used correctly they can play a central role for clients who both want to leave money to heirs and also ensure they themselves will never run out of income, according to a recent academic study.

Clients torn between leaving money to heirs or buying an immediate annuity? Here’s how to help them decide.

New rules, low interest rates, court cases and IRS decisions all affected the insurance industry in 2012 and will continue to have repercussions in 2013

Here’s a summary of some key provisions

Advisors can shed some much-appreciated light on this crucial but confusing program.

Different options are available, but all parties must be in sync

Enhance the impact of giving via an oft-ignored tool

Several insurance companies are following in the footsteps of The Hartford and offering to buyback variable annuities with guaranteed lifetime income. Should your clients take the cash?

A powerful tool to address income tax planning uses for high-net-worth individuals