If your clients need life insurance, they don’t always have to wait for the results of invasive medical tests. New policies can be turned around within days, regardless of complexity, according to an analysis by Independent Life Brokerage...
A new type of private placement product arrives on the scene
What to do when the music stops
Four out of five advisors sell term life insurance to their clients. But as terms get shorter and renewal rates trend upwards, clients may be better off buying whole life instead
Should you suggest that your clients obtain critical illness insurance or long-term care coverage for their old age? A lot depends on the client’s health and financial needs.
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Should you recommend your clients get critical illness insurance? In many ways, it’s an emotional, rather than financial, decision.
Some questions to discuss with your clients
A careful analysis could show that the value of a client’s life insurance policy far exceeds the cost.
Advisors long for the good old days when variable annuities had high guarantees. But guarantees are not what they once were, and advisors continue to shun VAs.
