20 Best Cities for "WalletFitness"
1. San Francisco, California
Total Score: 71.38
Credit Standing Rank: 2
Responsible Spending Rank: 54
Savings Rank: 11
Risk Exposure Rank: 2
Earning Power Rank: 35
2. Fremont, California
Total Score: 70.82
Credit Standing Rank: 1
Responsible Spending Rank: 7
Savings Rank: 51
Risk Exposure Rank: 1
Earning Power Rank: 24
3. Seattle, Washington
Total Score: 67.4
Credit Standing Rank: 9
Responsible Spending Rank: 97
Savings Rank: 1
Risk Exposure Rank: 22
Earning Power Rank: 11
4. San Jose, California
Total Score: 66.47
Credit Standing Rank: 4
Responsible Spending Rank: 108
Savings Rank: 22
Risk Exposure Rank: 3
Earning Power Rank: 62
5. Madison, Wisconsin
Total Score: 65.75
Credit Standing Rank: 5
Responsible Spending Rank: 31
Savings Rank: 20
Risk Exposure Rank: 30
Earning Power Rank: 19
6. Overland Park, Kansas
Total Score: 64.2
Credit Standing Rank: 16
Responsible Spending Rank: 72
Savings Rank: 43
Risk Exposure Rank: 33
Earning Power Rank: 2
7. Irvine, California
Total Score: 63.08
Credit Standing Rank: 7
Responsible Spending Rank: 40
Savings Rank: 97
Risk Exposure Rank: 5
Earning Power Rank: 21
8. Sioux Falls, South Dakota
Total Score: 62.64
Credit Standing Rank: 15
Responsible Spending Rank: 53
Savings Rank: 4
Risk Exposure Rank: 79
Earning Power Rank: 42
9. Minneapolis, Minnesota
Total Score: 62.64
Credit Standing Rank: 15
Responsible Spending Rank: 53
Savings Rank: 4
Risk Exposure Rank: 79
Earning Power Rank: 42
10. St. Paul, Minnesota
Total Score: 61.99
Credit Standing Rank: 12
Responsible Spending Rank: 50
Savings Rank: 12
Risk Exposure Rank: 78
Earning Power Rank: 40
11. Scottsdale, Arizona
Total Score: 61.74
Credit Standing Rank: 25
Responsible Spending Rank: 52
Savings Rank: 84
Risk Exposure Rank: 19
Earning Power Rank: 4
12. Washington, DC
Total Score: 61.39
Credit Standing Rank: 62
Responsible Spending Rank: 45
Savings Rank: 3
Risk Exposure Rank: 34
Earning Power Rank: 67
13. Gilbert, Arizona
Total Score: 61.14
Credit Standing Rank: 75
Responsible Spending Rank: 43
Savings Rank: 84
Risk Exposure Rank: 18
Earning Power Rank: 1
14. Plano, Texas
Total Score: 61.09
Credit Standing Rank: 29
Responsible Spending Rank: 23
Savings Rank: 71
Risk Exposure Rank: 42
Earning Power Rank: 5
15. Lincoln, Nebraska
Total Score: 60.42
Credit Standing Rank: 10
Responsible Spending Rank: 14
Savings Rank: 121
Risk Exposure Rank: 66
Earning Power Rank: 24
16. Boston, Massachusetts
Total Score: 60.33
Credit Standing Rank: 8
Responsible Spending Rank: 84
Savings Rank: 6
Risk Exposure Rank: 57
Earning Power Rank: 121
17. Boise, Idaho
Total Score: 60.21
Credit Standing Rank: 24
Responsible Spending Rank: 42
Savings Rank: 48
Risk Exposure Rank: 55
Earning Power Rank: 9
18. Honolulu, Hawaii
Total Score: 60.03
Credit Standing Rank: 3
Responsible Spending Rank: 82
Savings Rank: 35
Risk Exposure Rank: 28
Earning Power Rank: 116
19. Chandler, Arizona
Total Score: 59.7
Credit Standing Rank: 63
Responsible Spending Rank: 28
Savings Rank: 84
Risk Exposure Rank: 29
Earning Power Rank: 3
20. Salt Lake City, Utah
Total Score: 59.62
Credit Standing Rank: 32
Responsible Spending Rank: 44
Savings Rank: 8
Risk Exposure Rank: 117
Earning Power Rank: 31
20 Worst Cities for "WalletFitness"
130. Fontana, California (tie)
Total Score: 45.97
Credit Standing Rank: 127
Responsible Spending Rank: 146
Savings Rank: 106
Risk Exposure Rank: 21
Earning Power Rank: 95
130. Memphis, Tennessee (tie)
Total Score: 45.97
Credit Standing Rank: 148
Responsible Spending Rank: 30
Savings Rank: 78
Risk Exposure Rank: 137
Earning Power Rank: 110
131. Tallahassee, Florida
Total Score: 45.96
Credit Standing Rank: 80
Responsible Spending Rank: 149
Savings Rank: 134
Risk Exposure Rank: 89
Earning Power Rank: 65
132. Las Vegas, Nevada
Total Score: 45.64
Credit Standing Rank: 124
Responsible Spending Rank: 109
Savings Rank: 120
Risk Exposure Rank: 93
Earning Power Rank: 84
133. Shreveport, Louisiana
Total Score: 45.11
Credit Standing Rank: 121
Responsible Spending Rank: 96
Savings Rank: 119
Risk Exposure Rank: 127
Earning Power Rank: 107
134. El Paso, Texas
Total Score: 45.09
Credit Standing Rank: 114
Responsible Spending Rank: 27
Savings Rank: 149
Risk Exposure Rank: 141
Earning Power Rank: 74
135. Norfolk, Virginia
Total Score: 45.02
Credit Standing Rank: 146
Responsible Spending Rank: 116
Savings Rank: 29
Risk Exposure Rank: 146
Earning Power Rank: 99
136. Moreno Valley, California
Total Score: 44.98
Credit Standing Rank: 145
Responsible Spending Rank: 138
Savings Rank: 106
Risk Exposure Rank: 24
Earning Power Rank: 117
137. Santa Ana, California
Total Score: 44.49
Credit Standing Rank: 33
Responsible Spending Rank: 148
Savings Rank: 97
Risk Exposure Rank: 46
Earning Power Rank: 145
138. Montgomery, Alabama
Total Score: 44
Credit Standing Rank: 138
Responsible Spending Rank: 76
Savings Rank: 131
Risk Exposure Rank: 128
Earning Power Rank: 119
139. Fayetteville, North Carolina
Total Score: 43.84
Credit Standing Rank: 140
Responsible Spending Rank: 88
Savings Rank: 139
Risk Exposure Rank: 135
Earning Power Rank: 94
140. Oxnard, California
Total Score: 43.64
Credit Standing Rank: 43
Responsible Spending Rank: 150
Savings Rank: 118
Risk Exposure Rank: 62
Earning Power Rank: 122
141. Columbus, Georgia
Total Score: 43.26
Credit Standing Rank: 136
Responsible Spending Rank: 78
Savings Rank: 146
Risk Exposure Rank: 144
Earning Power Rank: 97
142. New Orleans, Louisiana
Copyright Mario Tama, Getty Images
Total Score: 43.02
Credit Standing Rank: 139
Responsible Spending Rank: 139
Savings Rank: 116
Risk Exposure Rank: 99
Earning Power Rank: 92
143. Detroit, Michigan
Total Score: 43.01
Credit Standing Rank: 147
Responsible Spending Rank: 41
Savings Rank: 45
Risk Exposure Rank: 148
Earning Power Rank: 148
144. Laredo, Texas
Total Score: 42.41
Credit Standing Rank: 123
Responsible Spending Rank: 77
Savings Rank: 140
Risk Exposure Rank: 149
Earning Power Rank: 91
145. San Bernardino, California
Total Score: 40.71
Credit Standing Rank: 132
Responsible Spending Rank: 147
Savings Rank: 106
Risk Exposure Rank: 41
Earning Power Rank: 146
146. Miami, Florida
Total Score: 40.53
Credit Standing Rank: 87
Responsible Spending Rank: 102
Savings Rank: 128
Risk Exposure Rank: 143
Earning Power Rank: 144
147. North Las Vegas, Nevada
Total Score: 39.82
Credit Standing Rank: 150
Responsible Spending Rank: 120
Savings Rank: 125
Risk Exposure Rank: 118
Earning Power Rank: 109
148. Hialeah, Florida
Total Score: 38.77
Credit Standing Rank: 85
Responsible Spending Rank: 81
Savings Rank: 147
Risk Exposure Rank: 142
Earning Power Rank: 149
149. Brownsville, Texas
Total Score: 38.12
Credit Standing Rank: 133
Responsible Spending Rank: 80
Savings Rank: 140
Risk Exposure Rank: 150
Earning Power Rank: 128
150. Newark, New Jersey
Total Score: 37.38
Credit Standing Rank: 141
Responsible Spending Rank: 129
Savings Rank: 59
Risk Exposure Rank: 145
Earning Power Rank: 150
