Benjamin Franklin (1706–1790) was active as a writer, scientist, inventor, statesman, diplomat, printer and publisher.

His other quotes about money include:

• ► “A penny saved is a penny earned.” 
• ► “Our necessities never equal our wants.”
• ► “He that is of the opinion money will do everything may well be suspected of doing everything for money.”

Will Rogers (1879–1935) was an American humorist, actor, cowboy, newspaper columnist and social commentator from Oklahoma. Best known for saying “I never met a man I didn’t like,” Will Rogers had many pithy quotes about money, including:

• ► “Don’t gamble! Take all your savings and buy some good stock and hold it till it goes up, then sell it. If it don’t go up, don’t buy it.”
• ► “If you find yourself in a hole, stop digging.”
• ► “Never let yesterday use up too much of today.”

Charles “Charlie” Thomas Munger (born 1924) is vice chairman of Berkshire Hathaway and, next to Warren Buffett, the greatest investor in America. Under the teamwork of Munger and Buffett, the value of Berkshire Hathaway has increased by a factor of 20,000. Here are some more of Munger’s quotations: 

• ► “Take a simple idea and take it seriously.”
• ► “It takes character to sit with all that cash and to do nothing.”
• ► “I always say I want to know where I would die so I can never go there.”

Sir John Templeton (1912–2008) is widely considered to be one of the greatest investors of the 20th century. He is perhaps best known as an early proponent of contrarian investing, betting on growth opportunities beyond the United States. Other Templeton quotes include: 

• ► “I never ask if the market is going to go up or down because I don’t know, and besides it doesn’t matter.”
• ► “Share prices fluctuate more than share values.”
• ► “Invest at the point of maximum pessimism.”

The author of Rich Dad, Poor Dad and over 20 other self-help books, Robert Kiyosaki (born 1947) is a financial educator known for his “get rich quick” philosophy. One of the most quotable authors about money, Kiyosaki once said, “There is a difference between being poor and being broke. Broke is temporary. Poor is eternal.”

Joan Alexandra Molinsky (1933–2014), known professionally as Joan Rivers, was an iconic American comedian and TV host whose comedic persona usually turned her acerbic wit on herself. Other quotations by Joan Rivers include:

• ► “I was smart enough to go through any door that opened.”
• ► “Listen. I wish I could tell you it gets better. But it doesn’t get better. You get better.”

Peter Lynch (born 1944) is a highly regarded investor, mutual fund manager and philanthropist. As the manager of the Magellan Fund at Fidelity Investments between 1977 and 1990, Lynch averaged a 29.2 percent annual return, making The Magellan Fund the best-performing mutual fund in the world. In his many books such as One Up on Wall Street, several Lynch money quotes pop out, including: 

• ► “Remember, things are never clear until it’s too late.”
• ► “Know what you own, and know why you own it.”

John Clifton “Jack” Bogle (1929–2019) was an American investor, business magnate and philanthropist. As founder and chief executive of The Vanguard Group, he’s credited with creating the first index fund. Here are two more of his quotes: 

• ► “The grim irony of investing, then, is that we investors as a group not only don’t get what we pay for, we get precisely what we don’t pay for. So, if we pay for nothing, we get everything.”
• ► “The greatest enemy of a good plan is the dream of a perfect plan.”

John C. Maxwell (born 1947) is an author and speaker who is primarily known for dozens of books on leadership, including The 21 Irrefutable Laws of Leadership, and its many spinoffs. Maxwell is a top management and leadership expert and a popular keynote speaker. Here are two more of Maxwell’s money quotes:

• ► “Given the choice, would you rather save time or money? Most people focus on dollars. But how you spend your time is much more important than how you spend your money.”
• ► “The only thing we can control is what we do in the present. The more we replay yesterday, the further we get from today’s opportunities.”

Oprah Gail Winfrey (born 1954) is, perhaps, the most influential woman in the world. An American talk show host, actress, author and philanthropist, she is best known for her talk show, The Oprah Winfrey Show, which was the highest-rated television program of its kind in history. Oprah’s observations about money and success have inspired millions. Here are just a few:

• ► “The reason I’ve been able to be so financially successful is my focus has never, ever for one minute been money.”
• ► “I had no idea that being your authentic self could make me as rich as I’ve become. If I had, I’d have done it a lot earlier.”
• ► “My philosophy is that not only are you responsible for your life but doing the best at this moment puts you in the best place for the next moment.”

Dorothy Parker (1893–1967) was an author, poet, critic and razor-sharp satirist. In Hollywood, her scripts won two Academy Award nominations until her involvement in left-wing politics resulted in her being blacklisted. Some of her other most quotable quotes:

• ► “Men seldom make passes at girls who wear glasses.”
• ► “I’d like to have money. And I'd like to be a good writer. These two can come together, and I hope they will, but if that's too adorable, I'd rather have money.”
• ► “I’d rather have a bottle in front of me than a frontal lobotomy.”

Ralph Waldo Emerson (1803–1882) was a philosopher, essayist and poet who had a profound influence on American letters. He was a leader of the transcendentalist movement of the mid-19th century. Today he is best known for his essay Self-Reliance. Emerson’s most celebrated quotes include:

• ► “A foolish consistency is the hobgoblin of little minds, adored by little statesmen and philosophers and divines.”
• ► “A man is usually more careful of his money than he is of his principles.”
• ► “It requires a great deal of boldness and a great deal of caution to make a great fortune, and when you have it, it requires ten times as much skill to keep it.”

John Kenneth Galbraith (1908–2006) was an economist and author who wrote The Affluent Society, one of the most influential books of the 20th century. Unlike most economists, his writing was fluid and creative, giving the world such phrases as “conventional wisdom,” a quality that he distrusted. Galbraith had a way with quotations that revealed his skepticism about the rationality of humans: 

• ► “Faced with the choice between changing one’s mind and proving that there is no need to do so, almost everybody gets busy on the proof.”
• ► “The only function of economic forecasting is to make astrology look respectable.”
• ►“If all else fails, immortality can always be assured by spectacular error.”

There is little argument that Warren Buffett (born 1930) is the most successful investor in history. Known as the “Oracle of Omaha,” he has thousands of followers that hang on his every word. Buffett runs Berkshire Hathaway and has a net worth of over $100 billion. Other Buffett quotes about money include:

• ► “Price is what you pay. Value is what you get.”
• ► “It’s only when the tide goes out that you discover who’s been swimming naked.”
• ► “Our favorite holding period is forever.”

Malcolm Forbes (1919–1990) was most prominently known as the publisher of Forbes magazine. An ardent collector of quotations (the last page of each issue of Forbes magazine presented quotations that caught his eye), he is credited with many original thoughts, including: 

• ► “A lot of money doesn’t make anyone more often right. It just makes him harder to correct.”
• ► “You can easily judge the character of a man by how he treats those who can do nothing for him.”
• ► “Diamonds are nothing more than chunks of coal that stuck to their jobs.”

Benjamin Graham (1894–1976) was a British-born American economist and investor who has influenced virtually every successful investor. He is widely known as the father of value investing. His influence has been noted by Warren Buffett, Irving Kahn and Sir John Templeton. Here are just a few of his most enlightening quotes:

• ► “The investor’s chief problem and even his worst enemy— is likely to be himself.”
• ► “Successful investing is about managing risk, not avoiding it.”

Julius Henry Marx (1890–1977), known worldwide as “Groucho,” was known for his quick and acerbic wit as a comedian and actor. A book could be filled with his witticisms about money:

• ► “Money frees you from doing things you dislike. Since I dislike doing nearly everything, money is handy.”
• ► “Blood is not thicker than money.”
• ► “Money will not make you happy, and happy will not make you money.”

Gabrielle Bonheur “Coco” Chanel (1883–1971) was a French fashion designer and, as the  founder of the eponymous Chanel brand, one of the world’s most celebrated businesswomen. Her signature scent, Chanel No. 5, remains an iconic product a century after its introduction in 1921. Her observations about money include:

• ► “Whoever said money can’t buy happiness didn’t know where to go shopping.” 
• ► “In order to be irreplaceable, one must always be different.”
• ► “There is no time for cut-and-dried monotony. There is time for work. And time for love. That leaves no other time.”

Michelle Singletary is a nationally syndicated personal finance columnist for The Washington Post. Her award-winning column, “The Color of Money,” is syndicated in dozens of newspapers nationwide. She is the author of three books, including The 21-Day Financial Fast: Your Path to Financial Peace and Freedom and Spend Well, Live Rich: How to Get What You Want with the Money You Have. Some pithy quotes from her books include: 

• ► “You shouldn't invest the money if you are looking to use it within five years. Too much risk.”
• ► “Having fun time is a good use of your money.”

Michael Tyson (born 1966), nicknamed “Iron Mike,” is best known as a professional boxer who competed from 1985 to 2005. Tyson is considered to be one of the greatest heavyweight boxers of all time. Tyson’s observations, ostensibly about boxing, have surprising relevance to financial advisors. His point about the fragility of planning in the certainty of adversity is familiar to all advisors.

• ► “There’s nothing wrong with making mistakes, just don’t make the same ones.”
• ► “Fear is the greatest obstacle to learning.”
• ► “Everyone that you fight is not your enemy and everyone who helps you is not your friend.”