Life insurance is unique among types of insurance in that it insures against an event (death) that will occur as opposed to an event that may occur. But, although death is a certainty, individuals buy life insurance to hedge against the time when...
In 2010, the legislature, Internal Revenue Service and courts were busy dealing with retirement benefit issues. Congress expanded designated Roth accounts (DRACs) to church and governmental plans and gave employees who participate in elective...
A few months ago, Federal Reserve Chairman Ben Bernanke made headlines when he coined a new catchphrase by describing the economic outlook as unusually uncertain. Although he was talking about the economy, his remark applied with equal force to...
Tarek Helal, Raymond James, CFA, vice president of Product Development & Research in the Alternative Investments Group
As we look ahead to 2011, we obviously don't know for sure what markets will bring us. But the greatest risk clients face is trying to avoid risk altogether.
The New Year will bring continued downward pressure on asset management fees. Will you keep the change or pass the saving through to your clients?
